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Credit Risk Second Line of Defense Officer Vice President

https://www.citi.com/ Logo

Citi

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Location:
United States , Fort Lauderdale

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Category:

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Contract Type:
Not provided

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Salary:

117440.00 - 176160.00 USD / Year

Job Description:

The Wealth Credit Portfolio Officer is a second line of defense role responsible for leading key credit risk activities for the Americas cluster credit portfolios including credit review and approvals, portfolio monitoring, product program oversight, and related risk governance and support activities.

Job Responsibility:

  • Engage with Wealth Business to understand credit requests, perform review and credible challenge, and provide recommendation for credit approvals
  • Lead portfolio monitoring activities in the Americas cluster, including ongoing review of key risk metrics, understanding drivers, identifying trends and data quality issues, and engaging with various groups responsible for remediation
  • Support Product Risk Managers in the oversight activities for relevant product Programs, including portfolio reviews, product program changes/renewals, review of product metrics, among others
  • Operate under the risk governance framework, adhering to policies and standards applicable to Wealth when performing the job function and provide subject matter expertise to first line of defense
  • Possess subject matter expertise in the flow of credit data attributes in downstream credit and reporting systems and use knowledge to drive change
  • Provide financial analysis, risk assessment and analytical support for specific projects across Wealth Risk Americas and globally
  • Conduct regional activities including Wealth Risk capacity assessment, maintain and provide training on regional guidelines, among others
  • Assist with ad-hoc Senior Management needs, including data aggregation and presentations
  • Work in partnership with the Business, while maintaining an independent and holistic risk perspective of the assigned portfolio

Requirements:

  • 6-10 years of relevant credit risk experience with prior experience in either underwriting, independent risk management or similar functions
  • BS or equivalent degree in a quantitative or financial discipline
  • Experience with independent management of processes or projects
  • Experience with interacting with senior management, regulators, internal and external audit
  • Advanced knowledge of Excel
  • Ability to analyze data and present conclusions
  • Excellent communication, presentation and writing skills
  • Proven ability to apply credit and risk principles toward business goals
  • Demonstrated ability to prioritize and remain organized in a fast-paced environment
  • Good team player and excellent work ethics
  • Proven organizational & interpersonal skills

Nice to have:

  • Knowledge of Tableau would be a plus
  • Proven knowledge of credit risk measures and basic accounting would be a plus
What we offer:
  • Medical, dental & vision coverage
  • 401(k)
  • Life, accident, and disability insurance
  • Wellness programs
  • Paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays
  • Discretionary and formulaic incentive and retention awards

Additional Information:

Job Posted:
February 19, 2026

Employment Type:
Fulltime
Work Type:
Hybrid work
Job Link Share:

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