Credit Risk Portfolio Officer Job at Citi (London)

Credit Portfolio Officer

Credit Portfolio Officer role in Institutional Credit Management (ICM), a critic...

Location

United Kingdom , London

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

Bachelor's/Master's degree in mathematics, science, finance/economics, risk management or a related field
Minimum of 5-7 years credit risk experience at a major financial institution
Experience with managing credit risk with training in finance, mathematics, risk management or quantitative fields
Relevant credit experience covering Real Money Funds, Asset Managers, Hedge Funds, or Financial Institutions with markets products knowledge
Knowledge of Funds' markets products and risk metrics
Credit Officer (CO) or demonstrating the skills aligned with that designation
Experience and familiarity with Real Money Funds, Asset Managers, Pension Funds – Industry products and relevant CCR risk measures
Strong analytical skills
Strong problem solving abilities
Sound risk and business judgment

Job Responsibility

Maintain and manage credit exposures to Real Money Funds clients including asset managers, investment advisor as agents, and pension funds
Approve credit reviews as a first line of defense underwriter (Credit Officer CO designation)
Review and approve new Funds clients at on-boarding to establish appropriate risk parameters and credit limits
Advise and approve large transactions or deals that require individual risk assessment
Analyze and monitor client portfolios to ensure that risks are controlled
Work with Risk colleagues on risk mitigation at both inception of transactions and on an ongoing basis
Partner with businesses and quantitative teams on risk measurement enhancements, margin model development, new product approvals and real-time monitoring and controls
Perform daily and weekly risk analysis and reporting on existing client portfolios
Communicate key findings to senior management and contribute to in-business risk forums
Put together presentations and documents for internal and external use

Fulltime

Credit Portfolio Officer

Institutional Credit Management (ICM) works closely with our Banking & Internati...

Location

Hungary , Budapest

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

Degree in Finance or Accounting or higher degree in Business (MBA), or any other related subject
An MBA, CPA, CFA preferred, and formal credit training is a plus
Financial Services experience including 6+ years of credit experience in Banking or Credit Risk Management
Superior risk assessment skills
Fully conversant in credit policy and risk principles and perceived as a respected carrier of risk culture
Ability to recognize and address major types of risk, including market, operational and cross border
Solid knowledge in risk and regulatory capital issues as they relate to transactions, portfolios and businesses
Proactively engages team, partners and seniors to collaborate holistic client-centric approach
Highly Effective interpersonal skills
Solid organizational skills

Job Responsibility

Ensuring the portfolio management of applicable portfolio is consistent with industry leading practices and conforms to all internal credit procedures/policies, and all related regulatory expectations
Continuous engagement across ICM and with Wholesale businesses and Independent Risk senior stakeholders
understand any concerns regarding execution of EW / portfolio alerts and/or emerging risks which will need to be addressed by the team
Execute plans, strategy and objectives for EWCM / PMLE in an effective and innovative fashion
assess and report progress in meetings objectives including promotion of a healthy working culture
Partner with applicable global, regional and industry stakeholders across ICM and within WCR and Independent Risk in the design and calibration of metrics and indicators for EW and Portfolio Health, and credit monitoring standards for applicable portfolios
Assist in retaining talent
participate in budget development and monitoring of expenses
Assist as Subject Matter Expert in developing/enhancing Learning, Develop and Training for EWCM and PMLE
participate as guest speakers

Fulltime

Credit Portfolio Risk Analyst

Citi continues to enhance its business control and governance framework by build...

Location

Hungary , Budapest

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

Candidate should have 1-2 years of credit or related experience
Good knowledge of credit products and specific industry characteristics (manufacturing, services, banks etc.)
University Degree/Graduate Degree in Business, Finance or Economics or equivalent is a plus
English reading and speaking. Knowledge of other languages is beneficial
Strong analytical skills and ability to decompose transactions into the core risks. Good quantitative skills a must
Sound Risk and Business judgment on the full spectrum of risk issues including Operational and Franchise Risk

Job Responsibility

Review and complete CEP Credit Approval Memo packages
Analyze and assess risks in the credit relationships and formulate respective recommendations for CEP Credit risk management approval
Work closely with Credit Officers, Relationship/Product Managers and Traders / Salespeople to facilitate transaction approvals
Provide credit input to standardize credit-related documents and reporting for the CEP portfolio
Provide ad hoc project support to regional and global Risk management projects
Ensure CEP Credit Risk MCA and Controls are effective

What we offer

Access to a wide variety of learning and development programs, online course libraries and upskilling platforms, such as Udemy and Degreed
Flexible work arrangements to support colleagues’ in managing work - life balance
Continuous career progression opportunities across geographies and business lines
Inclusive and friendly corporate culture
Socially active employee communities with diverse networking opportunities
Cafeteria Program
Home Office Allowance - for colleagues working in hybrid and remote work models
Paid Parental Leave Program - maternity leave and paternity leave
Private Medical Care Program and onsite medical rooms at our offices
Pension Plan Contribution to voluntary pension fund

Fulltime

Portfolio Credit Risk Management 2nd Line of Defense Lead Analyst

Portfolio Management Group (PMG) is risk management group covering Citi’s Bankin...

Location

Poland , Warsaw

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

5+ years of experience in the financial industry, with significant exposure in developing analytical methodologies and modeling frameworks for credit risk measurement, regulatory capital and/or stress testing
3+ years of prior experience in a model development or model risk management function primarily working on PD and risk rating models and methodologies
Knowledge of coding in R, Python, or SAS, as well as writing and/or reviewing technical documentation
Comprehensive understanding of quantitative and qualitative methodologies and regulatory requirements used in credit risk modeling, particularly for the capital, stress testing and reserves calculations
Demonstrated knowledge across various wholesale credit portfolios and products, including an understanding of financial instruments and market dynamics
Ability to assess complex issues through root cause analysis and other analytical techniques
Strong oral and written communication skills, with a proven ability to synthesize complex concepts, translate into "user friendly" language, and present effectively and persuasively in text or slide format
Strong analytical skills with ability to identify and communicate root causes and trends
Proficient in Microsoft Office, particularly Excel (metrics and data analysis), PowerPoint (presentations), and Word (documentation)
Ability to manage multiple priorities and tasks, highly motivated with attention to detail, team-oriented, organized, pro-active, and capable of executing effectively across businesses, functions, and geographies

Job Responsibility

Support risk rating model oversight activities and prepare Governance Forum reviews, including prioritization of model changes, development, and assessment of model limitations and overlays
Provide independent review of annual and multi-year model enhancement plans to formulate holistic opinion on these developments to aid Senior Management decisions and meet Model Users expectations
Build sustainable, repeatable, and automated analytics supporting centralized model and risk rating related governance, including benchmarking and independent performance analysis of risk rating and PD models
Perform advanced ad hoc analytics and root cause analyses to respond to regulatory and business questions and provide insights, leveraging the best market practices and knowledge on risk ratings, PD modelling and related concepts
Support business and independent risk analysis to provide portfolio insights, define requirements, navigating technical model and risk rating policy and process related terms and documentation
Partner with and support the Model Sponsors, Model Developers, Model Users in 1st and 2nd line of business and Governance Forum activities concerning Wholesale Risk Ratings models and methodologies
Liaise with Model Developers to implement model methodology, such as inputs and outputs, along with qualitative components and model adjustments to ensure alignment with portfolio-specific nuances and expectations
Collaborate closely with other functions, such as product development and technology to ensure seamless integration and execution of model and risk rating oversight and implementation activities

What we offer

Private Medical Care Program
Life Insurance Program
Pension Plan contribution (PPE Program)
Employee Assistance Program
Paid Parental Leave Program (maternity and paternity leave)
Sport Card
Holidays Allowance
Sport and team recreation activities
Special offers and discounts for employees
Access to an array of learning and development resources

Fulltime

Credit Portfolio Senior Risk Analyst

The Portfolio Credit Risk Management role oversees portfolio risk management act...

Location

Singapore , Singapore

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

2-5 years relevant experience
Basic understanding of risk management principles
Experience utilizing quantitative methods for stress scenarios
Strong problem-solving capabilities, attention to detail, and a proactive attitude
Ability to remain organized in a fast-paced environment, managing multiple projects
Ability to work under pressure, multi-task and prioritize to meet deadlines
Highly proficient in MS Office – (Excel, Word, PowerPoint)
Proficiency in SAS is preferred
Bachelor's/University degree or equivalent experience

Job Responsibility

Develop and apply quantitative strategies for managing stress scenarios, risk exposures, and loss forecasting
Contribute to the quarterly submissions for IFRS9 provisioning process, work with finance stakeholders to ensure timely submission of the provision numbers
Contribute to the quarterly/annually submissions for Stress Testing, regulatory and non-regulatory (CCAR/ICAAP/IWST) submission for loss forecasting
Manage stress test for the entire credit spectrum across multiple products (retail) and prepare risk management presentations for senior management
Analyze model outputs and relate to portfolio and macroeconomic trends
Utilize Statistical Analysis System (SAS) to perform risk, financial and data analyses including profiling, sampling, reconciliation, and quality testing
Participate in developing, testing, and optimizing statistical risk models, ensuring consistency and regulatory compliance for the purpose of loss forecasting and/or IFRS9 provisioning with Model Developers
Perform Model Monitoring, Validations as per Model Risk Management Guideline
Manage IFRS9 provisioning for the entire credit spectrum across multiple products and prepare risk management presentations for senior management
Appropriately assess provision adequacy safeguarding Citigroup and it's assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency

What we offer

Extensive on-the-job training and exposure to senior leaders
More traditional learning
Opportunity to give back and make a positive impact through volunteerism
Resources to meet unique needs
Empowerment to make healthy decisions and manage financial well-being
Global benefits

Fulltime

Risk Analysis Credit Risk Senior Analyst

The Global Network Business Unit is an integral part of the Institutional Credit...

Location

Brazil , São Paulo

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

Bachelor’s/University degree in Business Administration, Engineering, Accounting, International Relations or equivalent
English fluency is required
Interpersonal skills, with the ability to build relationships
Organizational skills with ability and willingness to work under pressure and manages time and priorities effectively
Strong written and verbal communication skills, with the ability to communicate clearly and concisely to audiences of varying levels of seniority
Microsoft Office (Word, Excel, and PowerPoint) skills
Knowledge of basic financial concepts (e.g. liquidity position, profitability metrics, leverage profile) and macroeconomy

Job Responsibility

Assess the credit and financial strength of Citi's clients by performing fundamental credit analysis of those clients using both quantitative and qualitative factors
Complete credit analysis write-up memos and internal ratings of Citi's clients based on independent assessment and industry knowledge to provide appropriate extensions of credit remaining within Risk appetite
Continuous monitoring of the covered portfolio, including following industry trends, impacts to key relationships, and escalation of potential credit
Partnership with applicable stakeholders in ICM UW, Banking and Risk in the implementation of credit assessment and monitoring standards for applicable portfolios
Strong understanding of internal credit policy and procedures, proactively referring to resources as needed
Actively contribute to meetings, asking questions and challenging ideas
Display a deep commitment and positive attitude to Citi and colleagues and an eager to do more

Fulltime

Officer, Consumer Risk, Data Projects, Credit Analyst

The Credit Analyst II is an intermediate-level position responsible for credit r...

Location

Hong Kong , Kowloon

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

Minimum 2-3 years of experience in credit risk analysis in Cards and Unsecured Lending products
Experience in managing regulatory reporting
Proficient in handling mass data and able to interpret results with critical analysis
Consistently demonstrate clear and concise written and verbal communication
Bachelor or post-graduate degree in Business, Statistics, Data Science or other related quantitative disciplines
Self-initiative, effective communication and interpersonal skills as well as the ability to motivate others, strong sense of compliance awareness
Sound knowledge in SAS programming, data mining and MS Word/Excel/Access/Power-Point is a basic

Job Responsibility

Report to Senior Credit Risk Manager to support data project and risk analysis
Oversight and manage the data project and make sure it is operating according to expectation
Works with large datasets and complex algorithms to solve data science challenges
Perform regular monitoring & validation on the performance of the unsecured lending portfolios
Ensure all credit processes follow company policies and requirements set out by the local as well as lead regulator through effective execution of control programs such as self-assessment, quality assurance, application audit
Escalate credit concerns/updates to senior risk and business managers and propose risk mitigation action to be taken by staying continuously informed of related developments/news for the portfolio and industry covered and understanding the credit process, policies and Citi's risk appetite
Assist with portfolio review preparation and conducting stress tests
Build working relationships with various teams across the bank, including central data, policy, and product teams
Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency

What we offer

Citi provides programs and services for your physical and mental well-being including access to telehealth options, health advocates, confidential counseling and more
Expanded Paid Parental Leave Policy
Resources and tools to volunteer in the communities in which they live and work

Fulltime

Assistant Vice President, ICM Risk Analysis Credit Risk Senior Analyst

ICM Risk Analysis Credit Risk Associates are responsible for a portfolio of inst...

Location

Japan , Tokyo

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

Bachelor's/University degree or equivalent experience
Financial Services experience including 5-8 years of credit experience in Banking or Credit Risk Management
Well-developed analytical skills with understanding of key financial components
Advanced knowledge of financial statements and GAAP accounting or similar governance
Solid understanding of Credit Policy and procedures
Advanced Microsoft Office (Word, Excel, and PowerPoint) skills
Advanced experience with internal Policies, Standards, Procedures, Templates and financial modeling
Highly effective interpersonal skills with ability to build relationships
Exceptional written and verbal communication skills

Job Responsibility

Assess credit and financial strength of Citi's most complex Large Corporate, Public Sector, and Financial Institutions Clients
Complete Credit Approval Memos (CAMs) and Final Obligor Risk Ratings (FORR)
Continuous monitoring of covered portfolio including industry trends and impacts to key relationships
Review and provide recommendation on risk rating across sector
Partnership with regional and industry stakeholders in credit assessment implementation
Support ICM Risk Analysis Voice of the Employee (VOE) initiatives
Travel (less than 10%)

Fulltime

Credit Risk Portfolio Officer

Citi

Location:
United Kingdom , London

Category:
Finance

Contract Type:
Employment contract

Salary:

Job Description:

Job Responsibility:

Requirements:

Nice to have:

Additional Information:

Job Posted:
November 27, 2025

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