Credit Risk Operations Job at Airwallex (Singapore)

Head of Credit & Risk Operations

We are looking for a Head of Credit & Risk Operations to take end-to-end respons...

Location

Sweden , Gothenburg; Stockholm

Salary:

Not provided

Juni

Expiration Date

Until further notice

Requirements

Experience: Proven track record in a senior credit leadership role (CCO or Head of Credit) within a bank or credit market company, including prior people management responsibility
Domain Expertise: Deep experience in B2B / corporate lending is a must
Geographical Scope: Experience working with European credit markets beyond Sweden, with an understanding of cross-border lending dynamics and regulatory considerations
FinCrime Knowledge: Strong understanding of KYC, AML, and transaction monitoring frameworks, and how to implement them effectively in a digital-first bank
Environment: Experience working in a startup or high-growth tech environment. You understand how to build processes from the ground up
Data-Driven: Strong understanding of credit risk models, data analysis, and how to utilize AI/ML to enhance decision-making
Communication: Fluent in Swedish and English, with the ability to communicate complex risk topics clearly to diverse stakeholders

Job Responsibility

Strategic Leadership: Own and develop the credit decisioning and credit management processes end-to-end, with a focus on scalable, data-driven decisioning
KYC & FinCrime Oversight: Lead and drive the KYC, transaction monitoring, and Financial Crime agenda, ensuring effective and scalable processes for customer due diligence, anti-money laundering, and ongoing monitoring
Organizational Growth: Lead, mentor, and scale the credit and onboarding teams, fostering a culture of high performance and continuous learning. You bring prior experience managing and developing teams
Governance: Serve as the Chairman of the Credit Committee and present credit-related matters, risk exposure, and FinCrime status to the Board
Process Innovation: Drive the improvement and automation of credit processes and models (PD-scoring, financial modeling, etc.) to support profitable growth
Compliance: Ensure full regulatory compliance within the credit area (IFRS, local regulations) and stay ahead of evolving AML/CTF requirements across relevant European markets
Commercial Balance: Partner closely with the sales and product teams to find the sweet spot between risk appetite and business opportunity

What we offer

We work hybrid. We'll see you in one of our offices in Stockholm or Gothenburg at least two days per week
Swap 2D for 3D. Meet all Junis IRL at the company onsite each year
Diversity is at our core
Great players can stay great players. Progress your career whether you choose to manage people or not
Stock options
Vacation days. 30 days
Private Health insurance
Beautiful offices in central Gothenburg and Stockholm, front row sea view

Fulltime

Sr Credit Risk & Operations Analytics- Home Equity

The Credit Risk Professional will be a critical member of the Home Equity Credit...

Location

United States , Cincinnati, Ohio; Columbus, Ohio; Johnston, Rhode Island; Westwood, Massachusetts

Salary:

110000.00 - 145000.00 USD / Year

Citizens Bank

Expiration Date

Until further notice

Requirements

3+ years of Credit Risk experience - preferably real estate lending (mortgage and/or home equity)
2+ years of relevant experience in a quantitative role utilizing statistical programing languages
2+ years Quantitative Skills – ability to develop and implement effective portfolio management routines that monitor key metrics, benchmark performance vs. peers, and identify emerging trends
Expertise with one or more of the following technologies required: SQL, Python, R, Tableau
Ability to drive actionable outcomes from analytical insight and effectively communicate findings and recommendations to business leadership
Exceptional problem-solving acumen with ability to think strategically
Time Management – ability to prioritize competing assignments and thrive in a fast-paced results orientated environment
Bachelor's degree in quantitative discipline required (Finance, Mathematics, Computer Science, Statistics, Engineering, etc.)

Job Responsibility

Utilize analytical and technical skills to uncover insights, develop policy recommendations, and solve critical business problems
Work with proprietary Citizens data in conjunction with bureau data, property data and alternative data sources to shape credit risk strategy
Analyze portfolio trends and investigate emerging risks to drive optimization of credit policy in a constantly evolving landscape
Design statistical and mathematical models for reporting and predictive analytics
Develop, automate and deliver regular reports and communications to senior management
Communicate recommendations and insights to key stakeholders to influence decision making
Collaborate with diverse teams to see strategy proposals implemented successfully

What we offer

competitive pay
comprehensive medical, dental and vision coverage
retirement benefits
maternity/paternity leave
flexible work arrangements
education reimbursement
wellness programs

Fulltime

Credit Risk Operations Manager

As a Credit Risk Operations Manager, you will help manage Airwallex’s global cre...

Location

United States , San Francisco

Salary:

100000.00 - 150000.00 USD / Year

Airwallex

Expiration Date

Until further notice

Requirements

Strong analytical and quantitative skills with demonstrated experience in assessing counterparty or merchant credit risk
Deep understanding of credit fundamentals — including financial statement analysis, cash flow assessment, collateral structures, and exposure management
Practical experience in ongoing credit monitoring, limit setting, and early warning frameworks for merchant portfolios
Strong grasp of payment flows and how settlement timing, reserves, and chargebacks impact credit exposure
Ability to identify and escalate emerging credit risks across payment products and geographies
Excellent written and verbal communication skills, with the ability to explain credit findings clearly to technical and non-technical stakeholders
Proven ability to manage multiple priorities in a fast-paced environment with precision and attention to detail
Ownership mindset: you take accountability, drive clarity, and execute with urgency

Job Responsibility

Manage Airwallex’s credit risk exposure across all product offerings
Evaluate credit risk across payment acceptance channels (cards, bank payments, local payment methods)
Drive Know Your Business (KYB) processes to build and maintain a diversified, high-quality merchant portfolio
Define, monitor and deliver against global credit risk performance KPIs
Build, maintain and iterate standard operating procedures (SOPs) for credit risk management, including vetting, investigation and ongoing monitoring
Develop structured reporting and dashboards to give global visibility into credit risk performance
Partner with Business Development, Legal, Compliance and Transaction Risk to balance commercial goals with risk mitigation
Strengthen risk awareness across global stakeholders and proactively surface emerging risks

What we offer

Offers Equity
Offers Bonus
medical, dental, and vision insurance
a 401(k) plan
short-term and long-term disability
basic life insurance
well-being benefits
20 paid days of vacation
12 paid days of company holidays

Fulltime

Associate, Credit Risk Operations (Underwriting)

As an Associate, Credit Risk Operations, you will be conducting credit risk revi...

Location

Singapore , Singapore

Salary:

Not provided

Airwallex

Expiration Date

Until further notice

Requirements

5 years of relevant experience with knowledge of commercial credit underwriting, financial statement analysis, and cash flow forecasting
Knowledge of merchant acquiring services and the payment processing industry
Effective communication skills
attention to detail
Be a team player, with strong interpersonal and communication skills, both written and verbal
Be highly curious and thoughtful - a proactive self-starter with a sense of urgency and bias for action, under a fast-paced environment
Be comfortable with complex data and analytics to draw meaningful insights. SQL is required for this role.

Job Responsibility

Assess merchant’s credibility in both onboarding and monitoring workflows, by verifying and analyzing merchant’s business information and financial statements
Provide tailored credit risk recommendations that mitigate Airwallex’s exposure while facilitating partner company growth
Prioritize and process the review of incoming applications to verify their accuracy and integrity, interpret them so that they are concise, exact, integral, in compliance with the policy, and register them accurately and in a timely manner
Deliver insights to support key business decisions ranging from onboarding strategies to pricing analysis and product launches
Lead process improvements to help the team deliver on key performance indicators and meet service level agreements
Provide feedback on data, tools, 3rd party vendors etc. for continuous ops efficiency improvement, along with on-going enhancements of policies and procedures.

Fulltime

Campus Internship - Global Credit and Fraud Operations, Fraud Risk Management

This internship focuses on Fraud Risk Management, with an emphasis on process ma...

Location

Malaysia , Kuala Lumpur

Salary:

Not provided

Amex

Expiration Date

Until further notice

Requirements

Advanced proficiency in SQL for data querying
Exposure to data visualization tools such as Power BI, Tableau, etc.
Strong proficiency in Microsoft Office Suite (Excel, PowerPoint, Word)
Strong analytical mindset with attention to detail
Excellent communication skills, both written and verbal, for stakeholder interactions and reporting
Ability to work independently and in a team environment, managing multiple tasks within deadlines
Bachelors - penultimate or final year of study
Employment eligibility to work with American Express in Malaysia is required

Job Responsibility

Partner with analyst to develop and refine reports that provide insights for decision making
Support the team in collecting, consolidating and analyzing data to identify key trends and insights
Document and visualize current business processes using tools like flowcharts, diagrams, and process modeling software (e.g., Microsoft Visio)
Assist in developing and maintaining reports, dashboards and performance update decks
Facilitate call listening sessions driving deeper understanding of fraud servicing strategies
Lead large value case reviews completing end to end detailed summaries, cross referenced against standard operating principals

What we offer

A Flexible working model, with hybrid or onsite arrangements depending on the role and business needs
Comprehensive support for your holistic well-being
Many opportunities to learn new skills, develop as a leader, and grow your career

Fulltime

ICG Risk Analysis Credit Risk Analyst

ICG Risk Analysis Credit Risk Analysts are responsible for a portfolio of ICG Ri...

Location

Philippines , Taguig City

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

BA/BSc or higher degree in Business (MBA), or any other related subject
Fundamental analytical skills, including an understanding of key financial components (liquidity position, leverage profile)
Demonstrates basic knowledge of financial statements and GAAP accounting or similar governance relating to country of operation
Displays basic industry research capabilities, including risk and key drivers
Basic understanding of Credit Policy and procedures
Demonstrates ability to identify potential risk issues that need escalation and escalates them promptly
Interpersonal skills, with the ability to build relationships and exert influence with and without direct authority
Organizational skills with ability and willingness to work under pressure and manages time and priorities effectively
Written and verbal communication skills, with the ability to communicate clearly and concisely to audiences of varying levels of seniority
Microsoft Office (Word, Excel, and PowerPoint) skills

Job Responsibility

Assess the credit and financial strength of Citi’s counterparts by performing fundamental credit analysis of counterparties using both quantitative and qualitative factors
Complete Credit Analysis Write-up Memos and Final Obligor Risk Ratings of Citi’s Counterparties based on independent assessment and judgement
Continuous monitoring of the covered portfolio, including following industry trends, impacts to key relationships, and escalation of potential credit issues
Partnership with applicable regional and industry stakeholders in BCMA and Independent Risk in the implementation of credit assessment and monitoring standards for applicable portfolios
Support ICG Risk Analysis Voice of the Employee (VOE) initiatives

What we offer

Extensive on-the-job training and exposure to senior leaders, as well as more traditional learning
Programs and services for your physical and mental well-being including access to telehealth options, health advocates, confidential counseling
Expanded Paid Parental Leave Policy
Access to an array of learning and development resources
Variety of programs that help employees balance their work and life, including generous paid time off packages
Resources and tools to volunteer in the communities

Fulltime

ICG Risk Analysis Credit Risk Analyst

ICG Risk Analysis (IRAUs) is an integral part of the Institutional Credit Manage...

Location

Philippines , City of Taguig, Metro Manila

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

BA/BSc or higher degree in Business (MBA), or any other related subject
Fundamental analytical skills, including an understanding of key financial components (liquidity position, leverage profile)
Basic knowledge of financial statements and GAAP accounting or similar governance relating to country of operation
Basic industry research capabilities, including risk and key drivers
Basic understanding of Credit Policy and procedures
Demonstrates ability to identify potential risk issues that need escalation and escalates them promptly
Microsoft Office (Word, Excel, and PowerPoint) skills

Job Responsibility

Assess the credit and financial strength of Citi’s counterparts by performing fundamental credit analysis of counterparties using both quantitative and qualitative factors
Complete Credit Analysis Write-up Memos and Final Obligor Risk Ratings of Citi’s Counterparties based on independent assessment and judgement
Continuous monitoring of the covered portfolio, including following industry trends, impacts to key relationships, and escalation of potential credit issues
Partnership with applicable regional and industry stakeholders in BCMA and Independent Risk in the implementation of credit assessment and monitoring standards for applicable portfolios
Support ICG Risk Analysis Voice of the Employee (VOE) initiatives

Fulltime

Risk Management Country Officer & Wholesale Credit Risk

The Risk Management Country Officer (RMCO) for Dominican Republic will double ha...

Location

Dominican Republic , Santo Domingo

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

10+ years of relevant experience
Experience in people management
Comprehensive understanding of Banking and Capital Markets products
Experience with wholesale credit portfolio performance monitoring and metrics
Comprehensive understanding of strategic direction of the function
In-depth conceptual/practical grounding in the function and/or expertise in related subject areas
Preferably SCO or SCO journey initiated
Fully Bilingual (Spanish & English)
Bachelor's degree/University degree or equivalent experience
Master's degree preferred

Job Responsibility

Lead a team/organization responsible for risk management activities associated with the wholesale credit portfolio
Analyze credit risk and provide credit recommendations and guidance to senior risk managers
Apply understanding of inherent credit risks for a range of banking products including lending, structured/acquisition finance, and capital markets transactions
Analyze transactions and assist in structuring transactions to contain Citi’s credit risk within acceptable parameters
Conduct internal and external oversight reviews and manage Operating Committee engagement
Produce credit and exposure analyses to ensure aggregate risk exposure to customers remains appropriate to credit standing
Serve as the main point of contact with local regulators and internal audit function on integrated risk matters
Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency, as well as effectively supervise the activity of others and create accountability with those who fail to maintain these standards
Stay updated on industry developments and apply in-depth knowledge to contribute to strategic and pro-active risk management
Provide guidance, review & challenge, and recommendations on complex credit approvals for an assigned credit portfolio Assess the quality of the loan portfolio, including the identification and assessment of emerging risks and providing regular feedback on issues and opportunities to senior management

Fulltime

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