Credit Risk Officer, Citi

Citi

Location:
Mexico, Zapopan

Category:
Banking

Contract Type:
Not provided

Salary:

Not provided

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Job Description:

The role focuses on analyzing creditworthiness, assigning risk ratings, recommending or approving credit extensions or withdrawals, monitoring credit exposures, maintaining a balance between risk and return, ensuring appropriate credit policies, conducting in-depth reviews of the credit portfolio, and managing mitigation to safeguard financial stability.

Job Responsibility:

Stay updated on industry developments and apply in-depth knowledge to contribute to strategic and proactive risk management planning
provide guidance, review & challenge, and recommendations on credit approvals for an assigned credit portfolio
operate with a limited level of direct supervision and provide autonomous assessment of the accuracy and appropriateness of risk ratings and classifications of the assigned portfolios
assess the quality of the loan portfolio, including the identification and assessment of emerging risks and providing regular feedback on issues and opportunities to senior management
influence decisions and impact projects through advice, counsel, and facilitation in your area of specialization
assess effectiveness of the credit risk processes and standards of assigned portfolio to promote leading practices and identify opportunities for improvements
utilize advanced analytical skills to filter, prioritize, and validate complex data from multiple sources
effectively communicate and negotiate with internal stakeholders, often at senior levels
provide support in preparing deliverables for internal and external stakeholders, including regulators
make informed business decisions that consider risk assessment, the firm's reputation, and compliance with laws, rules, and regulations
comply with applicable laws, rules, and regulations, upholding policy and ethical business practices.

Requirements:

6-10 years of experience
comprehensive understanding of credit approval processes, risk assessment, creditworthiness evaluation, and risk forecasting
in-depth knowledge of financial markets, banking operations, and the regulatory environment
proven experience in strategic planning, coordinating tasks, and overseeing projects related to credit approval and risk management
proficiency in analyzing complex data, prioritizing critical information, and making informed decisions
excellent interpersonal and communication skills, including the ability to articulate ideas clearly and adapt communication styles to suit different audiences
expertise in risk management, identifying potential risks, developing mitigation strategies, and ensuring adherence to banking regulations and compliance requirements
bachelor's/university degree, master's degree preferred
sólida experiencia en credit risk especialmente para banca empresarial, firma de crédito 0.2 / 0.3
inglés avanzado (mandatorio)
formación académica licenciatura actuaria, economía (carreras afines).

What we offer:

Salario competitivo
beneficios y prestaciones superiores.

Additional Information:

Job Posted:
November 14, 2025

Employment Type:

Fulltime

Work Type:

On-site work

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Credit Risk Officer