Credit Risk Officer, Citi

Citi

Location:
United States, Atlanta ▼
Wilmington
O'Fallon
Jacksonville

Category:
Finance

Contract Type:
Employment contract

Salary:

Not provided

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Job Description:

The Small Business Credit Risk Officer will support the credit policy and strategy analytics team in development, implementation, and management of credit risk strategies and policies. This role includes assessing internal and external data sources for inclusion into policies and lending platform along with model-based decisioning to meet Citi’s risk appetite through multiple delivery channels. Collaborative and project management skills are desirable as the responsibilities are broad and multi-faceted.

Job Responsibility:

Develop origination and portfolio strategies internally by leveraging data analytics
Support Portfolio Risk Manager to optimize risk-return dynamics of the Small Business loan portfolio
Develop framework for portfolio risk assessment
Understand applicable credit policies, industry regulations and the requisite impact of those governance items to new initiatives
Prepare risk management presentations for senior management
Tracks and reports all initiatives, emerging trends and opportunities to Portfolio Risk Manager
Stay abreast of emerging industry trends in data analytics
Perform proactive analytics to assess and support portfolio and origination strategies
Proactively identify emerging risks within the portfolio
Liaise with key stakeholders
Ensure completion of tasks and project timelines
Foster as an incubator for innovation

Requirements:

6-10 years of experience in credit risk management in the financial services industry performing quantitative analysis, statistical modeling, and implementation of credit scoring models
Bachelor’s degree in Business, Statistics, or other quantitative field
Active role in performing some analytical components of model development
Prior experience working in a regulatory and compliance policy environment

Nice to have:

Advanced Degree in Economics, Finance, Statistics or Applied Mathematics
Demonstrated ability to proactively synthesize, prioritize and drive results with a high sense of urgency
Strong communications/presentation skills
Ability to obtain support and buy-in across a wide range of stakeholders
Thinks strategically and articulates concepts clearly
Working knowledge of internal systems such as CI-CDE, and SAS or SQL programming and Microsoft Office

What we offer:

Medical, dental & vision coverage
401(k)
Life, accident, and disability insurance
Wellness programs
Paid time off packages (vacation, sick leave, paid holidays)

Additional Information:

Job Posted:
May 31, 2025

Expiration:
June 06, 2025

Employment Type:

Fulltime

Work Type:

Hybrid work

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Credit Risk Officer