Credit Risk Officer, Citi

Citi

Location:
India, Mumbai

Category:
Finance

Contract Type:
Not provided

Salary:

Not provided

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Job Description:

The Credit Risk Officer is a strategic professional recognized as a technical authority within the business. The role requires advanced analytical and communication skills, providing counsel for business operations and impacting the broader sub-function. Responsibilities include assessing credit risk, ensuring quality assurance, monitoring risk ratings, and providing strategic recommendations. Citi is committed to professional growth and a collaborative environment.

Job Responsibility:

Assess quality of assigned portfolios, including identification and evaluation of emerging risks
assess effectiveness of the credit risk processes and standards of assigned entities to promote leading practices and identify opportunities for improvements
review and assess the appropriateness, completeness and usage trends of the credit risk components of the Risk Appetite framework for the assigned portfolios
provide autonomous assessment of the accuracy and appropriateness of risk ratings and classifications of the assigned portfolios
assess business/risk staffing models to ensure appropriate resources for assigned entities
ensure that Corrective Action Plans for assigned businesses are appropriate, monitored and duly validated addressing concerns resulting from Fundamental Credit Risk Reviews or Business Monitoring
ensure that Fundamental Credit Risk documents including the Credit Assessment Documents and the Fundamental Credit Review Reports meet quality and consistency standards
keep Fundamental Credit Risk senior management informed of any concerns and/or emerging risks that may jeopardize their Review Entities
significant impact on the area through complex deliverables
provide advice and counsel related to the technology or operations of the business
work impacts an entire area, which eventually affects the overall performance and effectiveness of the sub-function/job family
typically deals with complex and variable issues with substantial potential impact, where development of an approach/taking of an action involves weighing various alternatives and balancing potentially conflicting needs
demonstrate Quality Assurance activities as Subject Matter Expert
appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency

Requirements:

10+ years relevant experience
requires good analytical skills in order to filter, prioritize and validate potentially complex material from multiple sources

What we offer:

Extensive on-the-job training
exposure to senior leaders
volunteerism opportunities
opportunities for growth and development

Additional Information:

Job Posted:
September 05, 2025

Employment Type:

Fulltime

Work Type:

On-site work

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Credit Risk Officer