CrawlJobs Logo

Credit Risk Officer

https://www.citi.com/ Logo

Citi

Location Icon

Location:
India , Mumbai

Category Icon
Category:
Finance

Job Type Icon

Contract Type:
Not provided

Salary Icon

Salary:

Not provided
Save Job
Save Icon
Apply Position

Job Description:

The Credit Officer 3 is a strategic professional who stays abreast of developments within own field and contributes to directional strategy by considering their application in own job and the business. Recognized technical authority for an area within the business. Requires basic commercial awareness. There are typically multiple people within the business that provide the same level of subject matter expertise. Developed communication and diplomacy skills are required in order to guide, influence and convince others, in particular colleagues in other areas and occasional external customers. Significant impact on the area through complex deliverables. Provides advice and counsel related to the technology or operations of the business. Work impacts an entire area, which eventually affects the overall performance and effectiveness of the sub-function/job family.

Job Responsibility:

  • Interface with and support bankers in underwriting requests for commercial credit extensions
  • Prepare a detailed written credit summary of commercial applicants
  • Perform detailed financial analysis on companies, including trend and ratio analysis
  • Perform credit and personal financial statement analysis on individuals, guarantors, and co-borrowers
  • Perform industry and geographical research and other due diligence
  • Maintain a solid understanding of Citibank products and services
  • Maintain compliance with Citibank credit policies/practices and regulatory policies
  • Assists business unit goals by continuous identification of process improvements and efficiencies
  • Provide backup support to Credit Underwriting Group Manager, lead projects and initiatives and mentor lower level Credit Officers
  • Other duties as required to support business unit and company goals
  • Appropriately assess risk when business decisions are made

Requirements:

  • 6-10 years previous credit authority experience
  • Prior experience working in a regulatory and compliance policy environment
  • Proven analytical skills including the ability to read and assess individual and company financial statements, cash flow, industry/competitive analysis and projections
  • Demonstrated knowledge of intermediate accounting theory and its practical application in the credit underwriting process
  • Excellent organizational skills, prioritizing capabilities, attention to detail
  • Effective inter-personal and written/verbal communication skills
  • Thorough problem recognition and resolution skills
  • Pro-active disposition with ability to work autonomously and within a team
  • Proficient in various spreadsheet and word processing applications (Excel and Word), including the use of graphs and charts and financial analysis software
  • Bachelor’s/University degree, Master’s degree preferred

Additional Information:

Job Posted:
December 28, 2025

Employment Type:
Fulltime
Work Type:
On-site work
Icon
Citi - All Job Offers
Job Link Share:
Copy Link Icon
Facebook Icon Twitter Icon LinkedIn Icon

Looking for more opportunities? Search for other job offers that match your skills and interests.

Briefcase Icon

Similar Jobs for Credit Risk Officer

Credit Risk Portfolio Officer

Institutional Credit Management (ICM) is a critical component of Citi’s First Li...
Location
Location
United Kingdom , London
Salary
Salary:
Not provided
https://www.citi.com/ Logo
Citi
Expiration Date
Until further notice
Flip Icon
Requirements
Requirements
  • Bachelor’s/Master's degree in mathematics, science, finance/economics, risk management or a related field required
  • A minimum of 5 - 7 years credit risk experience at a major financial institution
  • Knowledge of Funds’ markets products and risk metrics
  • Excellent written and oral communication skills
  • Strong analytical skills
  • Strong problem-solving abilities
  • Sound risk and business judgment
  • Strong Excel skills ideally incorporating VBA, programming skills in Python is a plus
Job Responsibility
Job Responsibility
  • Maintain and manage credit exposures to Real Money Funds clients
  • Approve credit reviews as a first line of defense underwriter
  • Review and approve new Funds clients at onboarding to establish appropriate risk parameters and credit limits
  • Advise and approve large transactions or deals requiring individual risk assessment
  • Analyze and monitor client portfolios to ensure risks are controlled
  • Work with Risk colleagues on risk mitigation
  • Partner with businesses and quantitative teams on risk measurement enhancements
  • Perform daily and weekly risk analysis and reporting on portfolios
  • Communicate key findings to senior management
  • Conduct periodic review of the control environment
  • Fulltime
Read More
Arrow Right

Risk Analysis Credit Risk Senior Analyst

The Global Network Business Unit is an integral part of the Institutional Credit...
Location
Location
Brazil , São Paulo
Salary
Salary:
Not provided
https://www.citi.com/ Logo
Citi
Expiration Date
Until further notice
Flip Icon
Requirements
Requirements
  • Bachelor’s/University degree in Business Administration, Engineering, Accounting, International Relations or equivalent
  • English fluency is required
  • Interpersonal skills, with the ability to build relationships
  • Organizational skills with ability and willingness to work under pressure and manages time and priorities effectively
  • Strong written and verbal communication skills, with the ability to communicate clearly and concisely to audiences of varying levels of seniority
  • Microsoft Office (Word, Excel, and PowerPoint) skills
  • Knowledge of basic financial concepts (e.g. liquidity position, profitability metrics, leverage profile) and macroeconomy
Job Responsibility
Job Responsibility
  • Assess the credit and financial strength of Citi's clients by performing fundamental credit analysis of those clients using both quantitative and qualitative factors
  • Complete credit analysis write-up memos and internal ratings of Citi's clients based on independent assessment and industry knowledge to provide appropriate extensions of credit remaining within Risk appetite
  • Continuous monitoring of the covered portfolio, including following industry trends, impacts to key relationships, and escalation of potential credit
  • Partnership with applicable stakeholders in ICM UW, Banking and Risk in the implementation of credit assessment and monitoring standards for applicable portfolios
  • Strong understanding of internal credit policy and procedures, proactively referring to resources as needed
  • Actively contribute to meetings, asking questions and challenging ideas
  • Display a deep commitment and positive attitude to Citi and colleagues and an eager to do more
  • Fulltime
Read More
Arrow Right

Officer, Consumer Risk, Data Projects, Credit Analyst

The Credit Analyst II is an intermediate-level position responsible for credit r...
Location
Location
Hong Kong , Kowloon
Salary
Salary:
Not provided
https://www.citi.com/ Logo
Citi
Expiration Date
Until further notice
Flip Icon
Requirements
Requirements
  • Minimum 2-3 years of experience in credit risk analysis in Cards and Unsecured Lending products
  • Experience in managing regulatory reporting
  • Proficient in handling mass data and able to interpret results with critical analysis
  • Consistently demonstrate clear and concise written and verbal communication
  • Bachelor or post-graduate degree in Business, Statistics, Data Science or other related quantitative disciplines
  • Self-initiative, effective communication and interpersonal skills as well as the ability to motivate others, strong sense of compliance awareness
  • Sound knowledge in SAS programming, data mining and MS Word/Excel/Access/Power-Point is a basic
Job Responsibility
Job Responsibility
  • Report to Senior Credit Risk Manager to support data project and risk analysis
  • Oversight and manage the data project and make sure it is operating according to expectation
  • Works with large datasets and complex algorithms to solve data science challenges
  • Perform regular monitoring & validation on the performance of the unsecured lending portfolios
  • Ensure all credit processes follow company policies and requirements set out by the local as well as lead regulator through effective execution of control programs such as self-assessment, quality assurance, application audit
  • Escalate credit concerns/updates to senior risk and business managers and propose risk mitigation action to be taken by staying continuously informed of related developments/news for the portfolio and industry covered and understanding the credit process, policies and Citi's risk appetite
  • Assist with portfolio review preparation and conducting stress tests
  • Build working relationships with various teams across the bank, including central data, policy, and product teams
  • Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency
What we offer
What we offer
  • Citi provides programs and services for your physical and mental well-being including access to telehealth options, health advocates, confidential counseling and more
  • Expanded Paid Parental Leave Policy
  • Resources and tools to volunteer in the communities in which they live and work
  • Fulltime
Read More
Arrow Right

Credit Portfolio Officer

Credit Portfolio Officer role in Institutional Credit Management (ICM), a critic...
Location
Location
United Kingdom , London
Salary
Salary:
Not provided
https://www.citi.com/ Logo
Citi
Expiration Date
Until further notice
Flip Icon
Requirements
Requirements
  • Bachelor's/Master's degree in mathematics, science, finance/economics, risk management or a related field
  • Minimum of 5-7 years credit risk experience at a major financial institution
  • Experience with managing credit risk with training in finance, mathematics, risk management or quantitative fields
  • Relevant credit experience covering Real Money Funds, Asset Managers, Hedge Funds, or Financial Institutions with markets products knowledge
  • Knowledge of Funds' markets products and risk metrics
  • Credit Officer (CO) or demonstrating the skills aligned with that designation
  • Experience and familiarity with Real Money Funds, Asset Managers, Pension Funds – Industry products and relevant CCR risk measures
  • Strong analytical skills
  • Strong problem solving abilities
  • Sound risk and business judgment
Job Responsibility
Job Responsibility
  • Maintain and manage credit exposures to Real Money Funds clients including asset managers, investment advisor as agents, and pension funds
  • Approve credit reviews as a first line of defense underwriter (Credit Officer CO designation)
  • Review and approve new Funds clients at on-boarding to establish appropriate risk parameters and credit limits
  • Advise and approve large transactions or deals that require individual risk assessment
  • Analyze and monitor client portfolios to ensure that risks are controlled
  • Work with Risk colleagues on risk mitigation at both inception of transactions and on an ongoing basis
  • Partner with businesses and quantitative teams on risk measurement enhancements, margin model development, new product approvals and real-time monitoring and controls
  • Perform daily and weekly risk analysis and reporting on existing client portfolios
  • Communicate key findings to senior management and contribute to in-business risk forums
  • Put together presentations and documents for internal and external use
  • Fulltime
Read More
Arrow Right

Assistant Vice President, ICM Risk Analysis Credit Risk Senior Analyst

ICM Risk Analysis Credit Risk Associates are responsible for a portfolio of inst...
Location
Location
Japan , Tokyo
Salary
Salary:
Not provided
https://www.citi.com/ Logo
Citi
Expiration Date
Until further notice
Flip Icon
Requirements
Requirements
  • Bachelor's/University degree or equivalent experience
  • Financial Services experience including 5-8 years of credit experience in Banking or Credit Risk Management
  • Well-developed analytical skills with understanding of key financial components
  • Advanced knowledge of financial statements and GAAP accounting or similar governance
  • Solid understanding of Credit Policy and procedures
  • Advanced Microsoft Office (Word, Excel, and PowerPoint) skills
  • Advanced experience with internal Policies, Standards, Procedures, Templates and financial modeling
  • Highly effective interpersonal skills with ability to build relationships
  • Exceptional written and verbal communication skills
Job Responsibility
Job Responsibility
  • Assess credit and financial strength of Citi's most complex Large Corporate, Public Sector, and Financial Institutions Clients
  • Complete Credit Approval Memos (CAMs) and Final Obligor Risk Ratings (FORR)
  • Continuous monitoring of covered portfolio including industry trends and impacts to key relationships
  • Review and provide recommendation on risk rating across sector
  • Partnership with regional and industry stakeholders in credit assessment implementation
  • Support ICM Risk Analysis Voice of the Employee (VOE) initiatives
  • Travel (less than 10%)
  • Fulltime
Read More
Arrow Right

Credit Portfolio Officer

Institutional Credit Management (ICM) works closely with our Banking & Internati...
Location
Location
Hungary , Budapest
Salary
Salary:
Not provided
https://www.citi.com/ Logo
Citi
Expiration Date
Until further notice
Flip Icon
Requirements
Requirements
  • Degree in Finance or Accounting or higher degree in Business (MBA), or any other related subject
  • An MBA, CPA, CFA preferred, and formal credit training is a plus
  • Financial Services experience including 6+ years of credit experience in Banking or Credit Risk Management
  • Superior risk assessment skills
  • Fully conversant in credit policy and risk principles and perceived as a respected carrier of risk culture
  • Ability to recognize and address major types of risk, including market, operational and cross border
  • Solid knowledge in risk and regulatory capital issues as they relate to transactions, portfolios and businesses
  • Proactively engages team, partners and seniors to collaborate holistic client-centric approach
  • Highly Effective interpersonal skills
  • Solid organizational skills
Job Responsibility
Job Responsibility
  • Ensuring the portfolio management of applicable portfolio is consistent with industry leading practices and conforms to all internal credit procedures/policies, and all related regulatory expectations
  • Continuous engagement across ICM and with Wholesale businesses and Independent Risk senior stakeholders
  • understand any concerns regarding execution of EW / portfolio alerts and/or emerging risks which will need to be addressed by the team
  • Execute plans, strategy and objectives for EWCM / PMLE in an effective and innovative fashion
  • assess and report progress in meetings objectives including promotion of a healthy working culture
  • Partner with applicable global, regional and industry stakeholders across ICM and within WCR and Independent Risk in the design and calibration of metrics and indicators for EW and Portfolio Health, and credit monitoring standards for applicable portfolios
  • Assist in retaining talent
  • participate in budget development and monitoring of expenses
  • Assist as Subject Matter Expert in developing/enhancing Learning, Develop and Training for EWCM and PMLE
  • participate as guest speakers
  • Fulltime
Read More
Arrow Right

Credit Risk Analyst

Credit Risk Analysts at Citi are responsible for conducting credit risk analysis...
Location
Location
Mexico , Ciudad de Mexico
Salary
Salary:
Not provided
https://www.citi.com/ Logo
Citi
Expiration Date
Until further notice
Flip Icon
Requirements
Requirements
  • Basic understanding of credit risk
  • Fundamental analytical skills including understanding of key financial components
  • Knowledge of financial statements and GAAP accounting or similar governance
  • Basic industry research capabilities including risk and key drivers
  • Basic understanding of Credit Policy and procedures
  • Ability to identify and escalate potential risk issues
  • Strong written and verbal communication skills
  • Organizational skills and ability to manage time and priorities effectively
  • BA/BSc in Finance, Economics, Accounting or related subject
  • Knowledge of Financial Modeling Concepts
Job Responsibility
Job Responsibility
  • Assess credit and financial strength of Citi's counterparts
  • Perform fundamental credit analysis using quantitative and qualitative factors
  • Complete Credit Analysis Write-up Memos and Final Obligor Risk Ratings
  • Conduct continuous monitoring of the covered portfolio
  • Follow industry trends and escalate potential credit issues
  • Support Underwriting Analysis Voice of Employee initiatives.
  • Fulltime
Read More
Arrow Right

Svp credit review senior officer

The Senior Lead Reviewer is responsible for independently managing all aspects o...
Location
Location
Canada , Mississauga
Salary
Salary:
Not provided
https://www.citi.com/ Logo
Citi
Expiration Date
Until further notice
Flip Icon
Requirements
Requirements
  • 10+ years previous experience required Work experience in Banking, Finance, Accounting, Economics, Business Administration or similar with Credit or financial statement analysis experience
  • Wholesale Credit Risk Experience is mandatory, preferably with knowledge on complex structures and leverage financing
  • Advanced analytical skills, with the ability to identify root causes and trends and anticipate horizon issues
  • Fully conversant in credit policy matters
  • Good knowledge of capital markets products, including derivatives
  • Ability to recognize emerging risks, including operational risk
  • Expert in risk analysis and risk management processes for one or more products and lending areas
  • Developed project management skills
  • Proficient in Microsoft Office (Word, Excel, and PowerPoint)
  • Proven ability to build and maintain relationships and exert influence without direct authority
Job Responsibility
Job Responsibility
  • Assesses the effectiveness of credit risk management at Citi and the ability of the Business and Independent Risk to identify, monitor and mitigate current and emerging credit risks across Citigroup and Citibank
  • Management of BICR Review Entities through quarterly Business Monitoring and periodic Reviews
  • Assessment of the quality of assigned portfolios and relationships, including identification and evaluation of emerging risks
  • Assessment of the quality and adequacy of credit analysis and exposure analysis as well as accuracy and appropriateness of risk ratings and classifications of corporate, commercial and high-net worth relationships
  • Assessment of the effectiveness of the credit risk processes and standards of assigned Review Entity to promote leading practices and identify opportunities for improvements
  • Assessment of Business and Risk staffing levels to assess the effects on assigned Review Entity
  • Preparation of Credit Assessment Documents in accordance with and at the quality standards required by the BICR Manual and Review Guides
  • Approval of relationship-level file testing prepared by BICR Credit Risk Analysts
  • Evaluation of the appropriateness of Corrective Action Plans resulting from Reviews or Business Monitoring, and subsequent validation of the effectiveness of the same after implementation by the Business
  • Accountability for the quality and consistency of work products that include Credit Assessment Documents, Sample Rationale Documents, and BICR Review Reports created for the assigned Review Entity
What we offer
What we offer
  • Global Benefits
  • We bring the best to our people. We put our employees first and provide the best-in-class benefits they need to be well, live well and save well
  • Fulltime
Read More
Arrow Right
Welcome to CrawlJobs.com –
Your Global Job Discovery Platform
At CrawlJobs.com, we simplify finding your next career opportunity by bringing job listings directly to you from all corners of the web. Using cutting-edge AI and web-crawling technologies, we gather and curate job offers from various sources across the globe, ensuring you have access to the most up-to-date job listings in one place.
Jobs by Category
Art and Entertainment Jobs Banking Jobs Call Center Jobs Construction Jobs Consulting Jobs Customer Service Jobs Education Jobs Energy Jobs Finance Jobs Gastronomy Jobs Health and Beauty Jobs Hospitality and Tourism Jobs Human Resources Jobs Insurance Jobs IT - Administration Jobs IT - Software Development Jobs Legal Jobs Logistics Jobs Manufacturing Jobs Marketing, Digital Marketing, SEO, SEM Jobs Media Jobs Nursing Jobs Office Administration Jobs Pharmacy Jobs Physical Work Jobs Public Relations Jobs Public Sector Jobs Purchasing Jobs Quality Control Jobs Real Estate Jobs Research and Development Jobs Sales Jobs
Job Positions Jobs by Country
United States Jobs United Kingdom Jobs India Jobs Canada Jobs Australia Jobs Poland Jobs Ireland Jobs Germany Jobs
Company
Blog About Us Contact
Follow Us
Facebook
X (Twitter)
LinkedIn
Instagram
© 2025 CrawlJobs Ltd. All Rights Reserved
Terms & Conditions Privacy Policy