CrawlJobs Logo

Credit Risk Model Monitoring Analytics Intermediate Analyst

https://www.citi.com/ Logo

Citi

Location Icon

Location:
India , Bengaluru

Category Icon
Category:
Finance

Job Type Icon

Contract Type:
Not provided

Salary Icon

Salary:

Not provided
Save Job
Save Icon
Apply Position

Job Description:

This position within Global Consumer Banking will focus on model performance Monitoring, Analytics & Insights for Non-Regulatory Decision Models for Unsecured products (e.g., Credit Cards).

Job Responsibility:

  • Perform Root Cause Analysis explaining model performance to second line of defense and Policy teams for Business risk decisioning
  • Analyze & bring out Insights for Credit Risk Non-Regulatory Scoring/ Non-Scoring Segmentation models adding business value
  • Present model performance to senior stakeholders, CROs, Risk Policy managers, Sponsors explaining the heath of the model, connecting model metrices to business scenarios explaining the breach in model performance
  • Partnering with Risk Policy leads to help understanding the levers / cut off adjustments required in scores baked in Risk strategies to bring in incremental benefit / loss mitigation to business
  • Explain model performance to second line (Model Risk Management) of defense providing rational for model performance deterioration, explaining the applicability of the usage of the model
  • Respond to queries from 3rd Line of Defense (Internal and External Auditors) on model performance
  • Work effectively across cross functional teams - Development, Implementation, Policy, Validation and Governance teams - coordinating the horizontal model usage and maintenance activities
  • Perform analysis for benchmark models and other ad hoc analysis as required by business/validation teams
  • Develop knowledge and drive discussions on Model usage across channels, score range with Risk Strategy managers
  • Conduct QA/QC on all steps (e.g., input data, model output, etc.) required for model monitoring and production forecast reporting
  • Deliver comprehensive write-up of ongoing model performance assessment, Annual Model Review / Revalidation documents
  • Understand model variables and economic forecasts and conduct drill down analysis and reporting of model performances
  • Deliver end user computing process related mandates
  • Expected to manage own projects independently
  • Train and mentor junior team members on Model Monitoring, generating insights from different analysis required by business

Requirements:

  • Advanced Degree (Bachelors required or Masters preferred) in Statistics, Computer Science, Operations Research, Economics, etc.
  • 5+ Years reporting & analytics experience
  • Strong programming (SAS, SQL, Python, Tableau, etc.) skills
  • Experience in reporting tools - Excel, Tableau
  • Understanding of traditional modeling processes (linear/ logistic regression, segmentation, decision tree) and machine learning algorithms (Random Forest, Gradient Boosting, XG Boost, SVM, etc.), time series, linear/nonlinear optimization
  • Understanding of relevant model metrics / KPIs & bring out insights on model performance tracking
  • Good communication skill to communicate technical information verbally and in writing to both technical and non-technical audiences is a must
  • Extensive experience in model monitoring/validation, performance scorecards, etc. in Excel, Tableau, Cognos, etc.
  • Extensive experience in reporting (risk/marketing) in portfolio reporting, model monitoring, generating business insights

Nice to have:

  • Experience in developing optimal/ automated solution of reporting processes using SAS, Excel VBA, Tableau will be a plus
  • Experience in adoption of AI in bringing efficiency into core functional process, automating reports would be a plus

Additional Information:

Job Posted:
March 20, 2026

Employment Type:
Fulltime
Work Type:
Hybrid work
Icon
Citi - All Job Offers
Job Link Share:
Copy Link Icon
Facebook Icon Twitter Icon LinkedIn Icon

Looking for more opportunities? Search for other job offers that match your skills and interests.

Briefcase Icon

Similar Jobs for Credit Risk Model Monitoring Analytics Intermediate Analyst

Counterparty Credit Risk Analyst - Funds

Institutional Credit Management (ICM) is a critical component of Citi’s First Li...
Location
Location
United States , Getzville; Irving
Salary
Salary:
Not provided
https://www.citi.com/ Logo
Citi
Expiration Date
Until further notice
Flip Icon
Requirements
Requirements
  • Demonstrable financial services experience, including 2-3 years of credit experience in Banking, Credit Risk Management or equivalent credit experience
  • Strong knowledge of Wholesale Credit Processes and organizational awareness including ICM Risk Analysis (ICM) functions, covered portfolios/products, and processes
  • Sound understanding of policies and procedures with the ability to execute change seamlessly
  • Well-developed analytical skills, including an understanding of key financial components (liquidity position, leverage profile with the ability to form independent opinions on credit and recognize emerging risks
  • Solid and thorough knowledge of Citi´s systems
  • Experience in preparing presentations for seniors
  • Full awareness and adherence to the control environment including Quality Assurance and Quality Control
  • Strategic orientation to ensure the ICM Underwriting organization continues to be positioned as a thoughtful and proactive partner on driving best practices to support safety and soundness within ICM and Citi
  • Experience and familiarity with Real Money Funds, Asset Managers, Pension Funds – Industry products and relevant CCR risk measures
  • Intermediate analytical skills, including an understanding of key financial components (liquidity position, leverage profile) with the ability to identify root causes and trends and anticipate horizon issues
Job Responsibility
Job Responsibility
  • Assess the credit and financial strength of Citi’s Real Money Funds Clients by performing fundamental credit analysis of counterparties using both quantitative and qualitative factors
  • Complete Credit Analysis Write-up Memos and Final Obligor Risk Ratings of Citi’s Funds Counterparties based on independent assessment and judgement completed on the due diligence of the client and industry knowledge to provide appropriate extensions of credit remaining within Risk appetite
  • Continuous monitoring of the covered portfolio, including following industry trends, impacts to key relationships, and escalation of potential credit issues to Underwriting Team Leads, 2LoD Risk Partners and BCMA partners
  • Review and provide recommendation on the risk rating across the Funds sector
  • Partner with regional and industry stakeholders in Underwriting, 2LoD, and BCMA in the implementation of credit assessment and monitoring standards for applicable portfolios
  • Support ICG Risk Analysis Voice of the Employee (VOE) initiatives
  • Travel (less than 10%)
What we offer
What we offer
  • medical, dental & vision coverage
  • 401(k)
  • life, accident, and disability insurance
  • wellness programs
  • planned time off (vacation)
  • unplanned time off (sick leave)
  • paid holidays
  • Fulltime
Read More
Arrow Right

Regulatory Model Monitoring Execution Intermediate Analyst

The Model Monitoring Intermediate Analyst is responsible for ongoing performance...
Location
Location
India , Bengaluru
Salary
Salary:
Not provided
https://www.citi.com/ Logo
Citi
Expiration Date
Until further notice
Flip Icon
Requirements
Requirements
  • 5+ years of experience in model monitoring, analytics, validation, or model risk management
  • Exposure to CCAR, CECL, and/or IFRS 9
  • Strong understanding of model life cycle, performance metrics, and model risk concepts
  • Experience interacting with Model Development, Analytics, and MRM teams
  • Proficiency in SAS and SQL
  • Strong communication, stakeholder management, and mentoring skills
  • Bachelor’s/University degree or equivalent experience
Job Responsibility
Job Responsibility
  • Develops, enhances, and validates the methods of measuring and analyzing risk, for all risk types including market, credit and operational
  • Conducts statistical analysis for risk related projects and data modeling/validation
  • Applies quantitative and qualitative data analysis methods including SAS programming, Structured Query Language (SQL) to extract, transform and analyze data and Visual Basic programming language
  • Prepares statistical and non-statistical data exploration, validate data, identify data quality issues
  • Conducts data analysis, data mining, read and create formal statistical documentation, reports and work with Technology to address issues
  • Analyzes and interprets data reports, make recommendations addressing business needs
  • Uses Predictive modeling methods, Optimizing monitoring systems, document optimization solutions, and present results to non-technical audiences
  • Generates statistical models to improve methods of obtaining and evaluating quantitative and qualitative data and identify relationships and trends in data and factors affecting research results
  • Validates assumptions
  • escalate identified risks and sensitive areas in methodology and process
  • Fulltime
Read More
Arrow Right

Non Trading Market Risk Management - Vice President

The BSM NTMR Snr Ld analyst will drive the production needs and lead various wor...
Location
Location
India , Mumbai
Salary
Salary:
Not provided
https://www.citi.com/ Logo
Citi
Expiration Date
Until further notice
Flip Icon
Requirements
Requirements
  • 6-10 years experience in Financial Services, Treasury, and bank global liquidity investment portfolio
  • Excellent Excel and PowerPoint skills for report building and presentations
  • Intermediate knowledge in debt investment securities and non-trading market risk such as FXRBB, commodity risk, private equity risk and CSRBB, QMMF and CCAR for Pensions, ATM/AFS portfolios, etc.
  • Intermediate understanding of regulatory, compliance, risk management and financial management, and data governance concerns
  • Intermediate understanding of Bank ALM, Capital, and Liquidity considerations
  • Intermediate experience in debt investment securities analytics, measurement, metrics and methodologies
  • Demonstrated ability to collaboratively solution complex and dynamic processes
  • Proven ability to work under pressure in ambiguous environments
  • Excellent oral and written communications skills
  • Previous experience interacting and working with Executive Leaders
Job Responsibility
Job Responsibility
  • Drive the production needs and lead various workstreams to develop, enhance, measure, and monitor 1st line Non-Trading Market Risk framework including Governance and Oversight, Metrics, Methodology, Measurement, Data and Infrastructure, Process and Controls, and Management for Commodity/Equity/CSRBB Framework, FXRBB, stress testing analytics relating to CCAR and QMMF for Citi's global Pensions, and AFS/HTM securities, and asset allocation design
  • Be a lead analyst to support the implementation of and contribute to BSM's process by providing key analytical insights across BSM functions with a primary focus on asset allocation, FXRBB, OCI stress testing analytics for (CCAR) and QMMF for pensions and AFS /HTM securities, Commodity/Equity/CSRBB risk
  • Provide leadership, market experience, and subject matter expertise for enhancing BSM's analytics and methodologies and establishing Citi's first-line NTMR management framework
  • Use subject matter expertise to aid senior leaders in aligning governance and management framework, procedures and controls for all legal entities that have OCI Risk, FX risk, commodity risk, credit spread risk in the Banking Book
  • Liaise with businesses, legal entity treasury, CTI and Markets Treasury, and Controllers teams to ensure both an understanding and the ability to manage other non-trading market risks
  • Support the team and assist Manager with remediation gap efforts in other non-trading market risk as required by Tier 1 regulations and help to remediate regulatory/audit self-identified issues concerning other non-trading market risks in the banking book and achieve target state framework
  • Interact with 2nd line FinCRO function, regulators, senior management and Non-Traded Market Risk governance committees
  • Provides advice and counsel related to the technology or operations of the business
  • Fulltime
Read More
Arrow Right

Business Analytics Intermediate Analyst – Cards Credit Abuse

This position is within the Cards Credit Abuse/First Party Fraud Strategy Manage...
Location
Location
India , Mumbai
Salary
Salary:
Not provided
https://www.citi.com/ Logo
Citi
Expiration Date
Until further notice
Flip Icon
Requirements
Requirements
  • Under Grad/ Post Graduate degree with a specialization in Statistics, Mathematics, Engineering or other quantitative discipline
  • 4+ years’ work experience required
  • Experience in strategy/model development in banking preferred
  • Preferred knowledge of credit/fraud risk analytics
  • Strong analytical skills in conducting sophisticated analysis
  • Experienced in developing, implementing and monitoring, that is end-to end project management
  • Experience in statistical analysis with working knowledge of at least one of the following statistical software packages: SAS ,Python, R
  • Highly proficient in Excel/pivot tables and PowerPoint. Tableau is a plus
  • Exposure to project/process management Prior experience in leading a team of juniors or mentoring is preferred
  • Strong communication and presentation skills targeting a variety of audiences A qualified candidate needs to be able to work with cross functional teams
Job Responsibility
Job Responsibility
  • Lead end to end credit abuse strategy including development/enhancement, implementation, maintenance, MIS management etc
  • Develops Risk Segmentation models by deploying sophisticated statistical techniques like CHAID, cluster analysis, pattern recognition etc. for credit abuse/first party fraud risk discrimination at Acquisition and Existing Customer Management stages
  • Work in establishing the swap set analysis and P&L optimization using the models
  • Hands on experience of Credit/Fraud Risk strategy development
  • Work closely with cross functional teams, including business stakeholders, MRM and governance teams, and strategy implementation teams
  • Implement initiatives to ensure consistency and compliance with global credit policies
  • Observe key credit abuse trends, threats, inaccuracies and drivers of those observations
  • Support Audit requirements from external/internal auditors & queries from Independent Risk
  • Strong analytic, strategic and project management skills
  • Effective communication is critical
  • Fulltime
Read More
Arrow Right

Credit Portfolio Intermediate Analyst

The Credit Portfolio Intermediate Analyst is an intermediate-level position resp...
Location
Location
India , Mumbai
Salary
Salary:
Not provided
https://www.citi.com/ Logo
Citi
Expiration Date
Until further notice
Flip Icon
Requirements
Requirements
  • 4+ years of relevant experience
  • Experience in financial analysis, accounting and valuation
  • Consistently demonstrate clear and concise written and verbal communication
  • Bachelor's degree/University degree or equivalent experience
  • Experienced in developing, implementing, and monitoring credit strategies or scoring models across authorizations, underwriting, existing customer management and collections
  • Programming skills in advanced SAS, SQL, Knowledge Studio, SAS E-miner in mainframe, UNIX and PC environments.
  • Highly proficient in Excel/pivot tables and PowerPoint.
  • Exposure to project/process management
  • Strong communication and presentation skills targeting a variety of audiences
  • Flexibility in approach and thought process
Job Responsibility
Job Responsibility
  • Resolve issues and recommend solutions to moderate problems
  • Integrate specialty area knowledge with an understanding of industry standards and practices and how teams collaborate to accomplish goals of the sub-function/ job family
  • Serve as an industry expert and advisor
  • Analyze and approve counter-party credit limits for trading, transactional and financing businesses with funds
  • Develop risk management framework and processes for funds
  • Advise businesses and clients on transaction structures and negotiate credit terms
  • Has the ability to operate with a limited level of direct supervision.
  • Can exercise independence of judgement and autonomy.
  • Acts as SME to senior stakeholders and /or other team members.
  • Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.
  • Fulltime
Read More
Arrow Right

Credit Portfolio Analytics Intermediate Analyst

The Credit Portfolio Intermediate Analyst is an intermediate-level position resp...
Location
Location
India , Pune
Salary
Salary:
Not provided
https://www.citi.com/ Logo
Citi
Expiration Date
Until further notice
Flip Icon
Requirements
Requirements
  • 5+ years of relevant experience
  • Consistently demonstrate clear and concise written and verbal communication
  • Bachelor's degree/University degree or equivalent experience
  • Analytical Thinking
  • Constructive Debate
  • Escalation Management
  • Industry Knowledge
  • Policy and Procedure
  • Policy and Regulation
  • Process Execution
Job Responsibility
Job Responsibility
  • Provide analyses and reporting of complex data trends to senior management and the business
  • Support Audit requirements from external/internal auditors & queries from Independent Risk
  • Create story boards, presentations and project plans for discussions with senior management
  • Provide support for ongoing monthly and quarterly internal and regulatory report, as needed
  • Work closely with cross functional teams, including business stakeholders
  • Utilize UNIX and Statistical Analysis System (SAS) to perform risk, financial and data analyses including profiling, sampling, reconciliation, and hypothesis testing
  • Train and mentor juniors in developing innovative models in compliance with policies and procedures
  • Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency, as well as effectively supervise the activity of others and create accountability with those who fail to maintain these standards
  • Enhance and improve the Risk policies using statistical techniques to optimize business growth and profits by minimizing the losses
  • Support tactical and strategic Risk Analytics projects for Citi’s Retail Services Group in the US
  • Fulltime
Read More
Arrow Right

Credit Portfolio Intermediate Analyst

Citi continues to enhance its business control and governance framework by build...
Location
Location
Philippines , City of Taguig, Metro Manila
Salary
Salary:
Not provided
https://www.citi.com/ Logo
Citi
Expiration Date
Until further notice
Flip Icon
Requirements
Requirements
  • 2-5 years relevant experience
  • Experience in effectively engaging with various functions
  • Demonstrates strong ethics and integrity
  • Ability to understand the ‘big picture’ in a complex environment
  • Strong verbal & written communication skills. Active listening skills
  • Demonstrated influencing and negotiating ability, resolve conflicts amongst various constituencies
  • Proficient presentation skills – adept at presenting effectively to audiences of various sizes and various constituencies
  • Bachelor’s/University degree or equivalent experience
  • Experience in and exposure to global credit risk management standards
  • Ability to understand financing and product structures
Job Responsibility
Job Responsibility
  • Executes, aligned with global and regional strategies, all responsibilities regarding underwriting
  • Adoption of leading practices in credit analysis, underwriting, and monitoring, including the end-to-end underwriting process, from early origination discussions to development of credit approval memos
  • Drafting of Credit Approval Memo (CAM) packages including but not limited to ensuring they are complete and accurate
  • Conducting initial financial analysis, due diligence, projection modeling, stress testing, risk ratings and other in-depth analysis
  • Support relationships with key stakeholders in Banking and Risk and with key Regulators, Internal Audit, and control functions
  • Support ICM Underwriting organization on strategic initiatives /projects as required
  • Manage a portfolio of relationships across Hong kong and Taiwan being responsible for the continuous monitoring of that portfolio
  • Production of annual reviews, quarterly reviews, and the support of ad-hoc transactions and portfolio & industry reviews and stress testing, in partnership with Hongkong and Taiwan and Risk
  • Fulltime
Read More
Arrow Right

Credit Portfolio Intermediate Analyst

The Credit Portfolio Intermediate Analyst is an intermediate-level position resp...
Location
Location
India , Mumbai
Salary
Salary:
Not provided
https://www.citi.com/ Logo
Citi
Expiration Date
Until further notice
Flip Icon
Requirements
Requirements
  • Minimum 4 years of relevant experience
  • Consistently demonstrate clear and concise written and verbal communication
  • Bachelor's degree/University degree or equivalent experience
  • Experienced in developing, implementing, and monitoring credit strategies or scoring models across authorizations, underwriting, existing customer management and collections
  • Programming skills in advanced SAS, SQL, Knowledge Studio, SAS E-miner in mainframe, UNIX and PC environments.
  • Highly proficient in Excel/pivot tables and PowerPoint.
  • Exposure to project/process management
  • Strong communication and presentation skills targeting a variety of audiences
  • Flexibility in approach and thought process Strong influencing and facilitation skills.
Job Responsibility
Job Responsibility
  • Resolve issues and recommend solutions to moderate problems
  • Integrate specialty area knowledge with an understanding of industry standards and practices and how teams collaborate to accomplish goals of the sub-function/ job family
  • Serve as an industry expert and advisor
  • Analyze and approve counter-party credit limits for trading, transactional and financing businesses with funds
  • Develop risk management framework and processes for funds
  • Advise businesses and clients on transaction structures and negotiate credit terms
  • Has the ability to operate with a limited level of direct supervision.
  • Can exercise independence of judgement and autonomy.
  • Acts as SME to senior stakeholders and /or other team members.
  • Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.
  • Fulltime
Read More
Arrow Right