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Credit Risk Model Development Intmd Analyst

https://www.citi.com/ Logo

Citi

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Location:
India, Bengaluru

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Category:
Finance

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Contract Type:
Employment contract

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Salary:

Not provided

Job Description:

This position is with Global Consumer Bank (GCB) Risk Modeling Utility and supports the US Consumer Bank’s Branded Cards portfolios. Includes developing models in compliance with risk modeling policies, using technologies like SAS, R, Python, Spark to build risk models, and collaborating with risk policy and governance teams.

Job Responsibility:

  • build account management risk models using traditional and machine learning techniques
  • develop these models in compliance with the risk modeling policies and procedures
  • leverage a variety of technologies such as SAS, R, Python, H2O, Spark to extract value out of the data
  • deliver on all phases of development, from design through training, testing, validation, and implementation
  • work with technology, risk policy, and governance teams to deliver decision risk models in the market
  • practice presentation and articulation skills to translate complexity of work to all types of audience

Requirements:

  • 4+ years’ experience in Risk Modeling or PhD degree in statistics, economics, or equivalent experience
  • sound knowledge of statistical modeling concepts and industry best practices
  • experience with econometric and statistical modeling or risk models
  • excellent quantitative and analytic skills
  • ability to derive patterns, trends, and insights
  • experience with analytical or data manipulation tools (e.g. SAS, SQL, R, Python, Spark)
  • proficient with MS Office suite
  • consistently demonstrates clear and concise written and verbal communication skills
  • self-motivated and detail oriented
  • experience working in Big data environments
  • intellectual curiosity to stay abreast of technological advances

Nice to have:

  • Master’s/PhD degree in statistics, mathematics, economics
  • ability to communicate results to diverse audiences
What we offer:
  • equal opportunity employer
  • supportive and inclusive work environment
  • global benefits for well-being, growth and work-life balance

Additional Information:

Job Posted:
August 22, 2025

Employment Type:
Fulltime
Work Type:
Hybrid work
Job Link Share:
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