Credit Risk Model Development Analyst, Citi

Credit Risk Model Development Analyst

Citi

Location:
India, Bengaluru

Category:
Finance

Contract Type:
Not provided

Salary:

Not provided

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Job Description:

This position is with Global Consumer Bank (GCB) Risk Modeling Utility. This specific role supports the US Consumer Bank’s Branded Cards portfolios. Citi-branded card products includes its proprietary portfolio and co-branded cards. The role involves building risk models, leveraging various technologies, and delivering decision models in compliance with policy standards.

Job Responsibility:

Build Account Management Risk Models using traditional and Machine Learning techniques
Develop these models in compliance with the Risk modeling policies and procedures
Leverage a variety of technologies such as SAS, R, Python, H2O, Spark, and more to extract the value out of the data
Deliver on all phases of development, from design through training, testing, validation, and implementation
Work with Technology, Risk policy and Governance teams to deliver decision risk models in the market
Practice your presentation and articulation skills to translate the complexity of your work to all types of audience

Requirements:

3+ years’ experience in Risk Modeling or PhD degree in statistics, economics, or equivalent experience
Sound knowledge of statistical modeling concepts and industry best practices
experience with econometric and statistical modeling or risk models
Excellent quantitative and analytic skills
ability to derive patterns, trends, and insights
Experience with analytical or data manipulation tools (e.g. SAS, SQL, R, Python, Spark)
Proficient with MS Office suite
Consistently demonstrates clear and concise written and verbal communication skills
Self-motivated and detail oriented
Experience working in Big data environments
Intellectual curiosity to stay abreast of technological advances

Nice to have:

Intellectual curiosity to stay abreast of technological advances
Experience working in Big data environments

What we offer:

Equal opportunity employer
Reasonable accommodation for individuals with disabilities

Additional Information:

Job Posted:
August 22, 2025

Employment Type:

Fulltime

Work Type:

Hybrid work

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