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Credit Risk Manager

onereal.com Logo

Real Broker, LLC

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Location:
United States

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Category:

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Contract Type:
Not provided

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Salary:

135000.00 - 150000.00 USD / Year

Job Description:

We are looking for a data-driven Credit Risk Manager to build the analytical backbone of Real Wallet Capital - our dynamic line of credit for real estate agents. This is not a maintenance role; it is a build role. You will be the primary owner of credit analytics, responsible for translating raw data into risk policies, pricing strategies, and loss forecasting models. You will help us scale a safe, innovative, high-growth lending business from the ground up.

Job Responsibility:

  • Build the Risk Engine: Develop and own the analytical framework for credit risk, including underwriting models, loss forecasting, and credit policy definition using SQL and Python
  • Monitor Portfolio Health: construct comprehensive dashboards (Sigma, Looker, or similar) to track repayment behavior, vintage performance, delinquency roll rates, and unit economics
  • Drive Strategy & Optimization: Analyze product performance to recommend data-backed changes to product designs that maximize funding availability while protecting downside
  • Lead New Product Analysis: Conduct deep-dive assessments on market segments and risk profiles to help design and launch future financial products for real estate agents
  • Automate & Innovate: Leverage AI tools (ChatGPT, GitHub Copilot) to accelerate code generation and insight discovery, moving our risk processes from manual reviews to automated decisioning
  • Collaborate Cross-Functionally: Partner closely with Product, Finance, and Operations leadership to translate complex risk data into clear, actionable business strategies

Requirements:

  • Bachelor’s degree in a quantitative or analytical field (e.g., Economics, Finance, Mathematics, Statistics, Engineering, or Computer Science)
  • 3+ years of experience in credit risk, analytics, fintech lending, specialty finance, or adjacent fields
  • Strong proficiency in SQL and Python
  • A solid grasp of credit risk principles for SMB or consumer lending
  • Experience building dashboards and analytical tools using platforms like Sigma, Looker, Tableau, or Metabase
  • Ability to utilize AI tools
  • Experience in a high-growth startup or fintech environment is a strong plus

Nice to have:

Experience in a high-growth startup or fintech environment

What we offer:
  • Bonus
  • Health Benefits
  • Life Insurance
  • Flexible PTO
  • 401k

Additional Information:

Job Posted:
February 18, 2026

Employment Type:
Fulltime
Work Type:
Remote work
Job Link Share:

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