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The Credit Risk Intmd Analyst is a developing professional role dealing with analytical and credit risk management responsibilities, involving financial trends analysis, compliance monitoring, and risk mitigation in the Real Money Funds portfolio. The role integrates knowledge, data interpretation, and judgment for impactful recommendations.
Job Responsibility:
Preparing credit appraisal memos for investment advisors, pension schemes and asset managers
Provides analysis of a business' financial trends, indicators and other client data
Manages the risk associated with new and existing borrowing relationships
Performs spreads of client business financial statements
Recognizes potential client risk through early warning systems
Performs periodic financial statement review
Tracks established financial covenants
Monitors compliance to borrowing base credit facility
Compliance with Citibank policies to ensure satisfactory ratings from internal and external auditors
Appropriately assess risk when business decisions are made
Escalates, manages and reports control issues with transparency
Requirements:
3-6 years previous experience in a financial institution/rating agency with a focus on credit analysis and spreading software
Analyze program results vs expectations
Develop Strategies and Criteria
Gather data and prepare data for analysis
MBA/CA/CFA or equivalent
What we offer:
Extensive on-the-job training and exposure to senior leaders
Volunteerism opportunities
Supporting personal growth and development
Equal opportunity employer policies
Accessibility and reasonable accommodation for applicants with disabilities
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