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The Credit Risk Intmd Analyst role involves managing client financial risk, analyzing trends, performing financial reviews, and ensuring compliance with Citibank policies. Strong analytical thinking and knowledge of industry practices are required.
Job Responsibility:
Provides analysis of a business' financial trends, indicators and other client data for presentation to the Underwriting Manager for further discussion and consideration
Manages the risk associated with new and existing borrowing relationships through the following: performs spreads of client business financial statements, creates Customer Accounting Systems’ through Credit Platform, recognizes potential client risk through early warning systems, performs periodic financial statement review, tracks established financial covenants, monitors compliance to borrowing base credit facility, accompanies Underwriting Manager on customer site visits
Compliance with Citibank policies to ensure satisfactory ratings from internal and external auditors
Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency
Requirements:
2-5 years previous experience in a financial institution with a focus on credit analysis and spreading software
Analyze program results vs expectations
Develop Strategies and Criteria
Gather data and prepare data for analysis
Bachelor’s/University degree or equivalent experience
What we offer:
Equal opportunity employer consideration
Accessibility support for persons with disabilities
Global benefits focused on well-being, growth, and work-life balance
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