CrawlJobs Logo

Credit Risk Intermediate Analyst

https://www.citi.com/ Logo

Citi

Location Icon

Location:
India, Mumbai

Category Icon
Category:
Finance

Job Type Icon

Contract Type:
Employment contract

Salary Icon

Salary:

Not provided

Job Description:

ICG Risk Analysis Credit Risk Senior Analysts are responsible for a portfolio of ICG Risk Relationships, owning the Credit Risk Analysis for those relationships, and being responsible for the continuous monitoring of that portfolio, including Annual Reviews, Quarterly Reviews, and support to Ad-Hoc Transactions, Portfolio & Industry Reviews, and Stress Testing. The role has responsibility for the portfolio of Western Europe Corporates Relationships, reporting directly to the ICG Risk Analysis Western Europe Corporates Credit Risk Team Lead.

Job Responsibility:

  • Assess the credit and financial strength of Citi’s Large Corporate, Public Sector, and Financial Institutions Clients by performing fundamental credit analysis of counterparties using both quantitative and qualitative factors
  • Complete Credit Analysis Write-up Memos and Final Obligor Risk Ratings of Citi’s Counterparties based on independent assessment and judgement completed on the due diligence of the client and industry knowledge to provide appropriate extensions of credit remaining within Risk appetite
  • Continuous monitoring of the covered portfolio, including following industry trends, impacts to key relationships, and escalation of potential credit issues to Credit Risk Team Leads, ICG Risk and BCMA partners
  • Partnership with applicable regional and industry stakeholders in BCMA and Independent Risk in the implementation of credit assessment and monitoring standards for applicable portfolios
  • Support ICG Risk Analysis Voice of the Employee (VOE) initiatives
  • Travel (less than 10%)

Requirements:

  • Demonstratable financial services experience, including 2-3 years of credit experience in Banking, Credit Risk Management or equivalent credit experience
  • Knowledge of Wholesale Credit Processes and organizational awareness including IRAU functions, covered portfolios, and processes
  • Understanding of policies and procedures with the ability to execute change seamlessly
  • Intermediate analytical skills, including an understanding of key financial components (liquidity position, leverage profile with the ability to identify root causes and trends and anticipate horizon issues
  • Thorough knowledge of Citi´s systems
  • Experience in preparing presentations for seniors
  • Awareness and adherence to the control environment including Quality Assurance and Quality Control

Nice to have:

  • Interpersonal skills, with the ability to build relationships and exert influence with and without direct authority
  • Organizational skills with ability and willingness to work under pressure and manages time and priorities effectively
  • Written and verbal communication skills, with the ability to communicate clearly and concisely to audiences of varying levels of seniority
  • Microsoft Office (Word, Excel, and PowerPoint) skills
What we offer:
  • Extensive on-the-job training
  • Exposure to senior leaders
  • Telehealth options
  • Health advocates
  • Confidential counseling
  • Generous paid time off packages

Additional Information:

Job Posted:
May 06, 2025

Employment Type:
Fulltime
Work Type:
On-site work
Job Link Share:
Welcome to CrawlJobs.com
Your Global Job Discovery Platform
At CrawlJobs.com, we simplify finding your next career opportunity by bringing job listings directly to you from all corners of the web. Using cutting-edge AI and web-crawling technologies, we gather and curate job offers from various sources across the globe, ensuring you have access to the most up-to-date job listings in one place.