Credit Risk Intermediate Analyst, Citi

Credit Risk Intermediate Analyst

Citi

Location:
India, Mumbai

Category:
Finance

Contract Type:
Employment contract

Salary:

Not provided

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Job Description:

The Credit Risk Intmd Analyst is a developing professional role that requires the integration of in-depth specialty area knowledge with an understanding of industry standards and practices. The position has moderate impact through close contact with core business activities, requiring systematic information breakdown, communication, and diplomacy skills. Quality of service impacts the effectiveness of the team and related teams.

Job Responsibility:

Provides analysis of a business' financial trends, indicators and other client data for presentation to the Underwriting Manager for further discussion and consideration
Manages the risk associated with new and existing borrowing relationships through performing spreads of client business financial statements
Creates Customer Accounting Systems through Credit Platform
Recognizes potential client risk through early warning systems
Performs periodic financial statement review
Tracks established financial covenants
Monitors compliance to borrowing base credit facility
Accompanies Underwriting Manager on customer site visits (when appropriate)
Ensures compliance with Citibank policies for satisfactory ratings from internal and external auditors
Appropriately assess risk when business decisions are made and escalate, manage and report control issues with transparency

Requirements:

2-5 years previous experience in a financial institution with a focus on credit analysis and spreading software
Analyze program results vs expectations / Develop Strategies and Criteria / Gather data and prepare data for analysis
Bachelor's degree/University degree or equivalent experience

What we offer:

Programs and services for physical and mental well-being including access to telehealth options, health advocates, confidential counseling
Paid time off packages
Opportunity to grow your career, give back to the community, and make an impact

Additional Information:

Job Posted:
April 26, 2025

Employment Type:

Fulltime

Work Type:

On-site work

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