Credit Risk Intermediate Analyst Job at Citi (Taguig City)

Credit Risk Intermediate Analyst

Citi

Location:
Philippines , Taguig City

Category:
Finance

Contract Type:
Not provided

Salary:

Not provided

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Job Description:

We’re currently looking for a high caliber professional to join our team as Credit Risk Intermediate Analyst – Hybrid (Internal Job Title: Credit Analyst 2 - C11) based in Taguig City. ICM Risk Analysis Credit Risk Senior Analysts are responsible for a portfolio of relationships, owning the credit risk analysis for those relationships, and being responsible for the continuous monitoring of that portfolio. That includes the production of annual reviews, quarterly reviews, and the support to ad-hoc transactions and portfolio & industry reviews and stress testing.

Job Responsibility:

Assess the credit and financial strength of Citi’s Large Corporate, Public Sector, and Financial Institutions Clients by performing fundamental credit analysis
Complete Credit Approval Memos (CAMs) and Final Obligor Risk Ratings (FORR)
Continuous monitoring of the covered portfolio
Partnership with applicable regional and industry stakeholders
Support ICM UW Voice of the Employee (VOE) initiatives
Travel (less than 10%)
Spread annual and interim financial statements in accordance with bank guidelines
Provide succinct analysis based on customers, peers, the portfolio, and the industry
Provide preliminary analysis of simple to complex credits
Coordinate with the Credit Officers, Credit Analysts, Other Credit Center Staff and Relationship Managers
Act in an advisory role for the Credit Officers/Relationship Managers on loan agreement/covenants clarification and monitoring
Complete quality assurance reviews
Appropriately assess risk when business decisions are made

Requirements:

Bachelor’s/University degree or equivalent experience
Financial Services experience including 2-5 years of credit experience in banking or credit risk management
2-5 years previous experience in a financial institution with a focus on credit analysis and spreading software
Extensive knowledge of Generally Accepted Accounting Principals (GAAP) accounting, financial regulations, financial products, and credit analysis
Intermediate analytical skills, including an understanding of key financial components (liquidity position, leverage profile, etc.)
Demonstrates considerable knowledge of financial statements and GAAP accounting or similar governance
Strong understanding of Credit Policy and procedures
Strong interpersonal skills
Strong organizational skills
Solid written and verbal communication skills
Proficient Microsoft Office (Word, Excel, and PowerPoint) skills
Progressive experience with the internal Policies, Standards, Procedures, Templates and with financial modeling

What we offer:

Access to telehealth options, health advocates, confidential counseling
Expanded Paid Parental Leave Policy
Resources to manage financial well-being
Access to an array of learning and development resources
Generous paid time off packages
Resources and tools to volunteer in the communities

Additional Information:

Job Posted:
March 18, 2026

Employment Type:

Fulltime

Work Type:

On-site work

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