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The Credit Risk Intermediate Analyst is a developing professional role integrating specialty area knowledge with a solid understanding of industry standards and practices. The role requires analytical judgment, attention to detail, communication, and diplomacy skills to address complex issues and decisions.
Job Responsibility:
Provides analysis of a business' financial trends, indicators and other client data for presentation to the Underwriting Manager for further discussion and consideration
Manages the risk associated with new and existing borrowing relationships through the following: Performs spreads of client business financial statements
Creates Customer Accounting Systems’ through Credit Platform
Recognizes potential client risk through early warning systems
Performs periodic financial statement review
Tracks established financial covenants
Monitors compliance to borrowing base credit facility
Accompanies Underwriting Manager on customer site visits (when appropriate)
Compliance with Citibank policies to ensure satisfactory ratings from internal and external auditors
Requirements:
2-5 years previous experience in a financial institution with a focus on credit analysis and spreading software
Analyze program results vs expectations
Develop Strategies and Criteria
Gather data and prepare data for analysis
Bachelor's degree/University degree or equivalent experience
What we offer:
Programs and services for physical and mental well-being including access to telehealth options, health advocates, confidential counseling and more
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