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Credit Risk Decision Analyst

satispay.com Logo

Satispay

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Location:
Luxembourg

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Category:
Finance

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Contract Type:
Not provided

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Salary:

Not provided
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Job Description:

As a Credit Risk Decision Analyst, you’ll play a key role in designing credit risk strategies for Satispay products, with a strong focus on BNPL. Your work will include but won’t be limited to quantify credit risk, turn insights into decisions, and help define our risk appetite, while collaborating closely with teammates to deliver data-driven solutions.

Job Responsibility:

  • Credit risk strategy development
  • Cross-product monitoring & quantification
  • Risk appetite & policy
  • Data enablement for Finance (Python/SQL)
  • Early-warning & execution hygiene

Requirements:

  • 2–5+ years in credit risk policy development (BNPL/short-tenor, SME/consumer, or trade credit)
  • Strong credit judgment: Can read liquidity, leverage, and cash-flow quality and connect them to limits, terms, and follow-ups
  • Technical skills: Working Python (pandas/numpy) and SQL skills to pull/clean data and ship repeatable analyses and reports
  • Communication skills: Clear, structured communication
  • short memos, crisp recommendations, and constructive collaboration within Finance and with Product/Data/Ops
  • Operating mindset: Organised, documentation-first mindset
  • decisions and exceptions are review-ready
  • Risk ownership: Experience defining or operating risk appetite and simple decision thresholds
  • Analytics enablement: Familiarity with BI tools (Looker/Metabase/Tableau) and versioned scripts/notebooks
  • Testing mindset: Comfort running small tests (e.g., threshold tweaks) and measuring impact
What we offer:
  • Unlimited paid time off
  • Psychological support & mental health webinars with Serenis
  • Flexible hybrid working system
  • Extended parental leave
  • Childcare leave
  • Professional development programmes
  • Internal mobility program
  • Language classes with Preply
  • Internal workshops & training
  • Stock Option Plan
  • International relocation support
  • Competitive salary
  • Meal vouchers

Additional Information:

Job Posted:
March 04, 2026

Employment Type:
Fulltime
Work Type:
Hybrid work
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