Credit Risk Associate, Citi

Citi

Location:
Brazil, São Paulo

Category:
Finance

Contract Type:
Not provided

Salary:

Not provided

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Job Description:

Credit Risk Associate responsible for Consumer, Retail, Health Care, Telecom and Transportation portfolio, providing credit analysis, underwriting, and first line of defense credit approval for institutional clients within Citi's Institutional Credit Management organization.

Job Responsibility:

Assess credit and financial strength of Citi's most complex Large Corporate, Public Sector, and Financial Institutions Clients
Complete Credit Approval Memos (CAMs) and Final Obligor Risk Ratings (FORR)
Continuous monitoring of covered portfolio
Review and provide recommendation on risk rating across sector
Partnership with regional and industry stakeholders
Support ICM UW Voice of the Employee (VOE) initiatives
Travel (less than 10%)

Requirements:

Bachelor’s/University degree or equivalent experience
Financial Services experience including 5-8 years of credit experience in Banking or Credit Risk Management
Well-developed analytical skills
Understanding of key financial components (liquidity position, leverage profile)
Advanced knowledge of financial statements and GAAP accounting
Solid understanding of Credit Policy and procedures
Advanced Microsoft Office (Word, Excel, and PowerPoint) skills
Advanced experience with internal Policies, Standards, Procedures, Templates and financial modeling
English fluency is required

Nice to have:

Proven culture carrier
Highly effective interpersonal skills
Solid organizational skills
Exceptional written and verbal communication skills

Additional Information:

Job Posted:
September 13, 2025

Employment Type:

Fulltime

Work Type:

On-site work

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Credit Risk Associate