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ICG Risk Analysis Credit Risk Associates are responsible for a portfolio of ICG Risk Relationships, owning the Credit Risk Analysis for those relationships, and being responsible for the continuous monitoring of that portfolio. This includes the production of Annual Reviews, Quarterly Reviews, and support to Ad-Hoc Transactions and Portfolio & Industry Reviews and Stress Testing.
Job Responsibility:
Assess the credit and financial strength of Citi's most complex Large Corporate, Public Sector, and Financial Institutions Clients
Complete Credit Analysis Write-up Memos and Final Obligor Risk Ratings
Continuous monitoring of the covered portfolio
Following industry trends and impacts to key relationships
Escalation of potential credit issues
Reviewing and providing recommendation on the risk raking across this sector
Partnership with regional and industry stakeholders
Support ICG Risk Analysis Voice of the Employee (VOE) initiatives
Travel (less than 10%)
Requirements:
Demonstratable financial services experience
3-5 years of credit experience in Banking, Credit Risk Management or equivalent credit experience
Strong knowledge of Wholesale Credit Processes and organizational awareness
Sound understanding of policies and procedures
Well-developed analytical skills
Understanding of key financial components (liquidity position, leverage profile)
Solid and thorough knowledge of Citi's systems
Experience in preparing presentations for seniors
Full awareness and adherence to the control environment including Quality Assurance and Quality Control
BA/BSc or higher degree in Business (MBA), or any other related subject
Nice to have:
Assists colleagues in identifying stretch opportunities to elevate individual and team performance
Coach and mentor analysts to develop team strengths and improve weaknesses
Proven culture carrier
Well-developed interpersonal skills
Strong organizational skills with ability and willingness to work under pressure
Clear written and verbal communication skills
Good Microsoft Office (Word, Excel, and PowerPoint) skills
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