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T2M Resourcing are recruiting a Credit Risk Assistant for a leading UK business. Working as part of the Finance team, this role sits within the Trade team and supports the Trade Credit proposition within the business. Reporting to the Credit Risk Manager, this role is fundamental in supporting the management of existing customers’ debt, ensuring new business is onboarded in the right way whilst managing risk.
Job Responsibility:
Working closely with customers and internal stakeholders building relationships, supporting new trade applications, credit limit increases and other general account queries
Providing advice and guidance on credit applications and risk in accordance with credit policy
Supporting new credit applications & increases in line with policy
Obtain and evaluate customer information from various financial agencies for the purposes of assessing credit risk and worthiness
Investigate suspected fraud matters
Liaising with stores and delivery partners where disputes arise, managing reporting and ensuring high levels of recovery
Support with producing internal reporting on account performance, aged debt, forecasting and KPI’s
Preparing accounts for legal action and providing instructions to legal collection partners throughout the collection and recovery process
Requirements:
Experience of delivering an exceptional customer service
Experience of working with credit limits (under writing / credit vetting) would be advantageous
Intermediate Excel skills are a requirement (Vlookups, pivot tables)
Excellent planning, administration and organisational skills
Flexible, enthusiastic and self-motivated with the ability to work on own initiative
High attention to detail is essential
Nice to have:
Experience of working with credit limits (under writing / credit vetting)