Credit Risk Analytics

• Maintain compliance with Citibank credit policies/practices, regulatory policies and prepare, update, and ensure approval of all internal policy and procedure changes
• conduct managerial responsibilities, including coaching/mentoring, performance management and evaluation, work assignment management and resource/capacity management
• continuously identify process improvements and efficiencies to support business unit goals
• monitor daily queue dashboard and production reports and address production/pipeline management issues
• conduct analyses related to policy, bureau and alternate credit information, risk and reward trade-off by leveraging data and creating ad-hoc analyses/management information systems
• identify business opportunities, develop credit tests and risk strategies, balance risk and return, and ensure flawless execution of policy tests and strategies
• assess risk when making business decisions, drive compliance with laws and regulations, and supervise the activity of others while maintaining accountability

• 10+ years of experience with analytical or data manipulation tools (e.g., SAS, SQL, R, SPSS)
• experience with econometric and statistical modeling or application risk scoring
• experience in big data with knowledge of probabilities/distributions, building decision trees and regression models
• proficiency in MS Office
• proven ability to derive patterns, trends and insights, perform risk/reward trade-off analyses and connect these analytics to business impacts
• demonstrated quantitative, presentation and analytic skills
• consistently demonstrate clear and concise written and verbal communication

• Proficient in project management
• experienced in managing diverse teams
• expert in problem solving
• experience in stakeholder/partner management

Global benefits