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Credit Risk Analytics - USPB Collections - Vice President

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Citi

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Location:
India , Mumbai

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Category:
Finance

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Contract Type:
Not provided

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Salary:

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Job Description:

The Credit Portfolio Officer is a senior-level position responsible for leading collections policy activities including portfolio monitoring, portfolio deep-dives, suggesting strategy and policy enhancements opportunities, lead end to end implementation of strategies, which involves working with different stakeholders across teams, review policy exceptions and work with the controls teams closely on sizing, fixing and providing effective controls. Participate in regulatory reviews and exams. Its an IC role supporting all LoBs (Brands, CRS, PIL and USRB).

Job Responsibility:

  • Help in development of reporting framework for USPB collections across all LoBs
  • Monitor monthly trends for insights and work proactively on enhancement of the reporting platform
  • Understand USRB policies and deep-dive to find any gaps
  • Work with controls team for sizing/fixing and remediation and also putting on compensating controls
  • Understand collections strategies and work on enhancements/Lead end to end strategic initiates
  • Utilize Statistical Analysis System (SAS) in a UNIX environment to perform risk, financial and data analyses
  • Prepare risk management presentations for senior management
  • Acts as SME to senior stakeholders and/or other team members
  • Appropriately assess risk when business decisions are made

Requirements:

  • 10 years of experience in credit card risk management or equivalent training and experience preferably in the financial services industry
  • Proven ability to apply credit and risk principles toward business goals
  • Demonstrated ability to synthesize and prioritize
  • Proven ability to remain organized in a fast-paced environment
  • Demonstrated interpersonal, organizational and analytic skills
  • Bachelor's/Master's degree/University degree or equivalent experience
  • Master's degree preferred

Additional Information:

Job Posted:
November 07, 2025

Employment Type:
Fulltime
Work Type:
Hybrid work
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