Credit Risk Analytics Manager Job at Citi (Pune)

Credit & Portfolio Risk Management - AVP - Transformation

Citi is undergoing a Transformation to modernize and simplify the bank. The Cred...

Location

Philippines , City of Taguig

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

5-8 years of relevant experience
Knowledge of commercial risk analytics
Ability to apply credit and risk principles toward business goals
Demonstrated ability to synthesize, prioritize and drive results with a sense of urgency
Proven ability to remain organized in a fast-paced environment, managing multiple projects
Proven interpersonal, organizational and analytic skills
Bachelor's degree/University degree or equivalent experience

Job Responsibility

Conduct credit reviews, credit approval and monitoring the portfolio to identify credit migration
Contribute to the development of new techniques and improvement of processes and work-flows
Develop recommendations to adjust credit policies
Utilize Statistical Analysis System (SAS) in a UNIX environment to perform risk, financial and data analyses
Research customer and/or management queries using risk systems and data
Participate in developing, testing, and optimizing credit policies
Manage risk levels for the entire credit spectrum across multiple products and retail formats
Prepare risk management presentations for senior management
Appropriately assess risk when business decisions are made

Fulltime

Credit & Portfolio Risk Management - AVP - Transformation

The Credit Portfolio Senior Analyst is an intermediate-level position responsibl...

Location

Hong Kong , Kowloon

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

5-8 years of relevant experience
Knowledge of commercial risk analytics
Ability to apply credit and risk principles toward business goals
Demonstrated ability to synthesize, prioritize and drive results with a sense of urgency
Proven ability to remain organized in a fast-paced environment, managing multiple projects
Proven interpersonal, organizational and analytic skills
Bachelor's degree/University degree or equivalent experience

Job Responsibility

Conduct credit reviews, credit approval and monitoring the portfolio to identify credit migration
Contribute to the development of new techniques and improvement of processes and work-flows
Develop recommendations to adjust credit policies
Utilize Statistical Analysis System (SAS) in a UNIX environment to perform risk, financial and data analyses
Research customer and/or management queries using risk systems and data
Participate in developing, testing, and optimizing credit policies
Manage risk levels for the entire credit spectrum across multiple products and retail formats
Prepare risk management presentations for senior management
Appropriately assess risk when business decisions are made

Fulltime

VP, Enterprise Concentration Risk Management – Analytics and New Initiatives

The VP Enterprise Concentration Risk Management – Analytics and New Initiatives ...

Location

Canada , Mississauga

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

Strong background in Financial Risk Management with at least 6-10 years of hands-on experience in enterprise risk management and/or stress testing and risk analytics
Strong analytical skills and the ability to link common risks across different risk areas
Broad understanding of quantitative risk stripes (e.g. credit, market) and good understanding of stress testing models and approaches
Foundational knowledge of financial products, risk management processes and controls
Knowledge of regulatory requirements around risk management at large banks
Good verbal and written communication skills and influencing skill
Excellent proficiency in Microsoft Office
Bachelor's degree/University degree or equivalent experience
Master’s degree preferred

Job Responsibility

Risk Identification and Monitoring - Conduct comprehensive risk assessments & analysis to identify material and emerging concentration and correlation risks and evaluate potential concentration implications at enterprise level
Risk Assessment and Communication – Lead robust discussions with methodology owners and relevant stakeholders on the interpretations of outcomes to identify concentrations and fundamental risk drivers with concentration impact and recommend appropriate risk mitigation strategies
Risk Reporting and Escalation - Prepare clear, concise, and compelling risk reports for Senior Management and the Board by synthesizing key concentration issues that impact Citi
New initiatives and framework enhancement – Develop new approach and support continued enhancement of existing concentration risk stress analytics framework for more effective comprehensive concentration risk management
Adherence to Policy and Procedures - Ensure all concentration analytics procedures align with policies and work effectively with individual business risk policies as they pertain to ECRM

Fulltime

Operational Risk Manager - Processing Risk Analytics Director

The Processing Risk Analytics Director is responsible for developing and impleme...

Location

United Kingdom , Belfast

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

Significant experience with the extraction and analysis of both large and small, complex data sets
working knowledge of statistics and relational databases
experienced in Operational Risk
knowledge of other risk disciplines (market risk, credit risk) is a plus
demonstrated analytical ability
familiar with using and developing taxonomies to clarify causes, impacts, themes
track record in developing and implementing new ideas to mitigate risk and improve current processes
effective communicator able to gain senior colleague/client commitment
track record of managing global teams
operates as a leader with an understanding and appreciation for diverse backgrounds

Job Responsibility

Update and implement Processing Risk Policy, Standards and Procedures
partner with the 1st line of defense to maintain and enhance Key Indicators
develop holistic ways to measure Processing Risk
facilitate accurate reporting of operational risks to senior management and the Board of Directors
analyze operational risk data to identify high-risk areas
identify root causes of losses and ensure mitigation actions
summarize results for senior management forums and regulators
apply sound ethical judgment in managing and reporting control issues
supervise and manage a global team.

What we offer

Generous holiday allowance starting at 27 days plus bank holidays
discretional annual performance-related bonus
private medical insurance packages
Employee Assistance Program
pension plan
paid parental leave
special discounts for employees, family, and friends
access to learning and development resources.

Fulltime

Sr Analyst, Credit Risk Management

Join T-Mobile's dynamic Credit Risk Management team as a Senior Analyst in Strat...

Location

United States , Overland Park

Salary:

Not provided

T-Mobile

Expiration Date

Until further notice

Requirements

5+ years of quantitative analytic modeling experience or comparable process management experience
BA/BS in Finance, Economics, Mathematics, Industrial Engineering, Statistics or related degree required
Basic proficiency in SQL, Python, R or other statistical software packages required
Outstanding computer skills in Excel, Word, PowerPoint required
Strong communication (spoken and written), organization and presentation skills
Proven time management skills and awareness of project management methods
Legally authorized to work in the United States
At least 18 years of age

Job Responsibility

Apply statistical segmentation techniques to identify new opportunities
Perform sophisticated qualitative and quantitative analysis of credit policies to ensure financial goals are being attained
Develop predictive financial and analytical models using the appropriate statistical methodologies, including trend and regression analysis
Participate and perform the analysis of new data and statistical products by external vendors
Perform loss forecasting analysis
Extract, process and transform data from multiple disparate sources
analyzing credit bureau data and alternative credit data
Deliver work output with full awareness and adherence to project timelines or agreed upon deadlines

What we offer

Medical, dental and vision insurance
Flexible spending account
401(k)
Employee stock grants
Employee stock purchase plan
Paid time off
Up to 12 paid holidays
Paid parental and family leave
Family building benefits
Back-up care

Fulltime

Credit Risk Analytics Analyst II

The Credit Portfolio Analyst II is an intermediate-level position responsible fo...

Location

India , Gurgaon

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

2+ years of experience in credit risk analysis or corporate banking
Experience in financial analysis, accounting and valuation
Knowledge of accounting and corporate finance, financial modelling, credit and banking products, credit analytics, risk assessment, and transaction execution
Consistently demonstrate clear and concise written and verbal communication
Proven ability to work with little direction and in a team
Demonstrated accountability, self-motivation and business acumen
Bachelor's degree/University degree or equivalent experience
Strong analytical skills in conducting sophisticate analysis using bureau/vendor data, customer performance data and marketing data to solve business problems
Good programming skills in advanced SAS and SQL in mainframe, UNIX and PC environments
Highly proficient in Excel/pivot tables and PowerPoint

Job Responsibility

Conduct risk assessments and client credit analyses, review financial results and peer analyses and prepare financial projections
Prepare green-light and transaction approval memos, conduct due diligence, build cash flow models and conduct sensitivity analyses
Escalate credit concerns/updates to senior risk and business managers and propose risk mitigation action to be taken by staying continuously informed of related developments/news for the portfolio and industry covered and understanding the credit process, policies and Citi's risk appetite
Assist with portfolio review preparation and conducting stress tests
Build working relationships with various teams across the bank, including deal, coverage and product teams
Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency
Support tactical and strategic Risk Analytics projects for Citi’s Retail Services Group in the US
Independently manage development and implementation of effective risk management strategies that help mitigate credit losses
Apply innovative analytical techniques to customer and transaction data to build risk mitigation strategies and processes
Apply subject matter expertise to the prioritization and planning of projects in conjunction with risk management policies and strategies

Fulltime