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Credit Risk Analytics-Collections and Recovery- Vice President

https://www.citi.com/ Logo

Citi

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Location:
India, Mumbai

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Category:
Finance

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Contract Type:
Not provided

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Salary:

Not provided

Job Description:

The Credit Portfolio Officer is a senior-level position responsible for leading collections policy activities including portfolio monitoring, portfolio deep-dives, suggesting strategy and policy enhancements opportunities, leading end-to-end implementation of strategies, reviewing policy exceptions, and working with control teams. The role supports the USRB portfolio and is an individual contributor role.

Job Responsibility:

  • Help in development of reporting framework for USRB collections
  • monitor monthly trends for insights and work proactively on enhancement of the reporting platform, aligned with simplification and automation goals
  • understand USRB policies and deep-dive to find any gaps
  • work with controls team for sizing / fixing and remediation and also putting on compensating controls
  • understand USRB strategies and work on enhancements / lead end to end strategic initiatives - working with many stakeholders
  • utilize Statistical Analysis System (SAS) in a UNIX environment to perform risk, financial and data analyses including profiling, sampling, forecasting and new program due diligence
  • prepare risk management presentations for senior management that include analytics on expected portfolio performance and areas of potential risk and/or opportunity
  • appropriately assess risk when business decisions are made, demonstrating consideration for the firm's reputation and safeguarding Citigroup, its clients and assets

Requirements:

  • 10+ years of experience in credit card risk management or equivalent training and experience preferably in the financial services industry
  • proven ability to apply credit and risk principles toward business goals
  • demonstrated ability to synthesize and prioritize
  • proven ability to remain organized in a fast-paced environment
  • demonstrated interpersonal, organizational and analytic skills

Nice to have:

Master's degree preferred

Additional Information:

Job Posted:
September 11, 2025

Employment Type:
Fulltime
Work Type:
Hybrid work
Job Link Share:
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