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Credit Risk Analytics - Assistant Vice President

https://www.citi.com/ Logo

Citi

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Location:
India , Mumbai

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Category:

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Contract Type:
Not provided

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Salary:

Not provided

Job Description:

The Credit Portfolio Senior Analyst is an intermediate-level position responsible for managing US Cards credit risk policy and credit abuse oversight. The overall objective of this role is to develop recommendations and provide oversight for implementation and execution of key risk strategies.

Job Responsibility:

  • Contribute to the development of new techniques and improvement of processes and work-flows
  • Develop recommendations to adjust credit policies by analyzing credit and financial performance
  • Utilize Statistical Analysis System (SAS) in a UNIX environment to perform risk, financial and data analyses
  • Research customer and/or management queries using risk systems and data
  • Participate in developing, testing, and optimizing credit policies
  • Manage risk levels for the entire credit spectrum across multiple products and retail formats
  • Prepare risk management presentations for senior management
  • Appropriately assess risk when business decisions are made

Requirements:

  • 7+ years of relevant experience
  • Knowledge of consumer risk analytics and credit abuse
  • Prior experience in Python is an added advantage
  • Ability to apply credit and risk principles toward business goals
  • Demonstrated ability to synthesize, prioritize and drive results with a sense of urgency
  • Proven ability to remain organized in a fast-paced environment, managing multiple projects
  • Proven interpersonal, organizational and analytic skills
  • Bachelor's degree/University degree or equivalent experience

Nice to have:

Prior experience in Python

Additional Information:

Job Posted:
November 18, 2025

Employment Type:
Fulltime
Work Type:
Hybrid work
Job Link Share:

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