Credit Risk Analytics Analyst

• Conduct risk assessments and client credit analyses, review financial results and peer analyses and prepare financial projections
• prepare green-light and transaction approval memos, conduct due diligence, build cash flow models and conduct sensitivity analyses
• escalate credit concerns/updates to senior risk and business managers and propose risk mitigation action
• assist with portfolio review preparation and conducting stress tests
• build working relationships with various teams across the bank, including deal, coverage and product teams
• provide updates and communicate key initiatives to senior risk management
• summarize analytic reports into presentations and share analyses and reports with senior leadership.

• 2+ years of experience in credit risk analysis or corporate banking
• experience in financial analysis, accounting and valuation
• knowledge of accounting and corporate finance, financial modelling, credit and banking products, credit analytics, risk assessment, and transaction execution
• consistently demonstrate clear and concise written and verbal communication
• proven ability to work with little direction and in a team
• demonstrated accountability, self-motivation and business acumen
• strong analytical skills in conducting sophisticated analysis using bureau/vendor data, customer performance data and marketing data to solve business problems
• good programming skills in advanced SAS and SQL in mainframe, UNIX and PC environments
• highly proficient in Excel/pivot tables and PowerPoint
• credit card industry experience especially in an analytics or policy role is preferred.

Credit card industry experience especially in an analytics or policy role is preferred.

• best-in-class benefits
• global benefits
• work-life balance.