Credit Risk Analyst

• Transaction analysis, post-sanction ongoing surveillance, annual review, and excess/exceptions management
• Credit assessment of new Structured Financing opportunities across CLO portfolios focusing on US & EU BSL & MM CLO transactions
• Prepare detailed credit reviews based on fundamentals and present findings to risk senior management
• Assist in establishing appropriate risk management framework in line with Risk Policies and Standards
• Quantify and monitor portfolio performance including structural risk mitigants, debt covenants, deleveraging triggers etc
• Monitoring, reporting and annual review of Mandate & Scale Limits
• Analysis of financial data, including income, assets, liabilities, credit history, and economic trends, to determine the risk of default
• Monitoring of existing loan portfolios to identify potential credit deterioration or early warning signs of default
• Recommendation of loan approvals, rejections, or adjustments based on risk evaluation and bank lending policies
• Development and implementation of credit risk mitigation strategies, including collateral management, loan restructuring, and workout plans

• Good analytical skills with attention to detail
• Interpersonal, verbal, and written communication skills
• Experience in credit analysis
• Familiarity with structured finance analysis and modelling techniques
• Knowledge of Credit Risk, Securitisation, CLOs and awareness of prevailing market trends
• Experience in credit risk management at a major investment bank/similar institution, or equivalent position is a plus
• Demonstrate sound knowledge of credit asset class and fundamentals and have confidence to provide reasoned challenge to the Front Office
• Experience in credit analysis and familiarity with securitisation analysis and modelling techniques
• Advanced skills in Microsoft Office suite is preferred

Advanced skills in Microsoft Office suite is preferred

• Hybrid working
• Modern workspaces, collaborative areas, and state-of-the-art meeting rooms
• Facilities include wellness rooms, on-site cafeterias, fitness centers, and tech-equipped workstations