Credit Risk Analyst, Citi

Citi

Location:
United States, Irving

Category:
Finance

Contract Type:
Employment contract

Salary:

Not provided

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Job Description:

Corporate Developed Markets (CDM) Underwriting is an integral part of the Institutional Credit Management (ICM) Underwriting organization. The role involves credit risk analysis, monitoring, and administration of a portfolio, requiring fundamental knowledge of finance and credit. Continuous monitoring of portfolios, independent assessment, and collaboration with stakeholders are key aspects of the position.

Job Responsibility:

Assess the credit and financial strength of Citi’s counterparts by performing fundamental credit analysis of counterparties using both quantitative and qualitative factors
complete Credit Analysis Write-up Memos and Final Obligor Risk Ratings of Citi’s Counterparties based on independent assessment and judgement completed on the due diligence of the client and industry knowledge to provide appropriate extensions of credit remaining within Risk appetite
perform transaction memos approvals in a timely manner according to Business priority
exercise discretion and independent judgement based on the analysis performed to make recommendations to second line of defense on risk ratings, classifications and proposals
continuous monitoring of the covered portfolio, including following industry trends, impacts to key relationships, and escalation of potential credit issues to UWs, ICM Risk and Banking partners
partner with applicable regional and industry stakeholders in Banking and Independent Risk in the implementation of credit assessment and monitoring standards for applicable portfolios
support ICM Risk Analysis Voice of the Employee (VOE) initiatives
potential travel (less than 10%)

Requirements:

BA/BS in Finance or Accounting or higher degree in Business (MBA), or any other related subject
fundamental analytical skills, including an understanding of key financial components (liquidity position, leverage profile)
ability to identify root causes and trends and anticipate horizon issues
knowledge of financial statements and GAAP accounting or similar governance relating to country of operation
industry research capabilities, including risk and key drivers
basic understanding of Credit Policy and procedures
ability to identify potential risk issues and escalate them promptly
ability to articulate orally and in written credit recommendations for decision making using judgement and knowledge from credit analysis
interpersonal skills, with the ability to build relationships
organizational skills with ability and willingness to work under pressure and manage time and priorities effectively
strong written and verbal communication skills, with the ability to communicate clearly and concisely to audiences of varying levels of seniority
Microsoft Office (Word, Excel, and PowerPoint) skills
knowledge of financial modeling concepts

What we offer:

Medical, dental & vision coverage
401(k)
life, accident, and disability insurance
wellness programs
paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays
discretionary and formulaic incentive and retention awards

Additional Information:

Job Posted:
September 11, 2025

Expiration:
September 17, 2025

Employment Type:

Fulltime

Work Type:

Hybrid work

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Credit Risk Analyst

Citi

Location:United States, Irving

Category:Finance

Contract Type:Employment contract