Credit Risk Analyst

• Providing assistance and support to the Credit Risk team in any risk-related matters
• Carrying out financial analysis on clients and liquidity providers and making recommendations that align with best practices and the group’s risk appetite
• Managing multiple credit requests in a timely and effective fashion, producing well-researched and accurate credit reviews, and working directly with sales teams across business units to address credit requests and issues
• Taking ownership in developing processes and procedures to limit risk and improve credit risk management efficiency
• Preparing margin setup proposals for consideration by the client and management
• Ensuring that the credit risk exposure of a client is within the risk limits
• Monitoring and reporting a client’s initial margin and variation margin position
• Monitoring and reporting the exposure concentration of the group’s credit portfolio
• Monitoring the progress of a margin call
• Monitoring changing market conditions that might affect the credit quality of the group’s credit risk exposure. Providing timely alerts to the management for appropriate actions
• Creating and implementing rules and ideas to raise the business's risk management standard and the sales offices’ risk awareness
• Preparing credit risk MI reports for senior management and relevant stakeholders
• Communicating effectively with various departments to convey risk-related insights and recommendations
• Coordinating and participating in the Credit Risk Committee and following up on all action points

• Bachelor's or Master's degree in Finance, Economics, Risk Management, or a related field
• advanced degree or relevant certifications (e.g., FRM, CFA) are a plus
• At least two years of experience in credit risk management within the financial services industry
• Exceptional analytical and problem-solving skills with the ability to interpret complex data
• Excellent communication and interpersonal skills
• Ability to work in a dynamic business and simultaneously demonstrate experience working on several projects
• Good understanding of financial products
• A “can-do” attitude and take ownership of the assigned tasks
• High standards of oral & written in English and Dutch are mandatory

Fluency in other European languages (e.g. French, German, Spanish, etc.) is desirable

• Various missions and projects in an innovative and rising start-up in a thriving industry (fintech)
• A key role and a unique opportunity to shape the future of iBanFirst
• A great, professional and international team
• A nice work environment