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Credit Risk Analyst is an intermediate-level position responsible for assisting in credit reviews and monitoring of the credit portfolio. This role identifies policy and applies specialty knowledge in monitoring and assessing processes and data. Integrates established disciplinary knowledge within own specialty area with basic understanding of related industry practices. Good understanding of how the team interacts with others in accomplishing the objectives of the area. Develops working knowledge of industry practices and standards.
Job Responsibility:
Participates in administering defined procedures, analyses and report preparation
Learns and understands the credit environment, market/economic conditions and how they relate to the division and overall firm's risk exposure and tolerance
Learns and expands credit knowledge, banking regulations, credit environment, Citibank portfolios including existing policies and procedures as well as industry best practices and regulatory requirements
Primary focus is on daily deliverable of routine and defined outputs, while at the same time developing knowledge of the broader context in which the work is being performed
Escalate credit concerns/updates to senior risk and business managers and propose risk mitigation action to be taken by staying continuously informed of related developments/news for the portfolio and industry covered and understanding the credit process, policies and Citi's risk appetite
Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency
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