Credit Risk Analyst, Citi

Citi

Location:
India, Mumbai

Category:
Finance

Contract Type:
Employment contract

Salary:

Not provided

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Job Description:

The Credit Portfolio Analyst II is an intermediate-level position responsible for conducting credit reviews, credit approval, and monitoring the portfolio to identify credit migration in coordination with the Risk Management team. The overall objective is to manage Citi's portfolio exposure to clients globally.

Job Responsibility:

conduct risk assessments and client credit analyses, review financial results and peer analyses and prepare financial projections
prepare green-light and transaction approval memos, conduct due diligence, build cash flow models and conduct sensitivity analyses
escalate credit concerns/updates to senior risk and business managers and propose risk mitigation action
assist with portfolio review preparation and conducting stress tests
build working relationships with various teams across the bank
appropriately assess risk when business decisions are made

Requirements:

2-4 years of experience in credit risk analysis or corporate banking
experience in financial analysis, accounting and valuation
knowledge of accounting and corporate finance, financial modelling, credit and banking products, credit analytics, risk assessment, and transaction execution
consistently demonstrate clear and concise written and verbal communication
proven ability to work with little direction and in a team
demonstrated accountability, self-motivation and business acumen

What we offer:

equal opportunity employer
career growth opportunities
work-life balance benefits

Additional Information:

Job Posted:
October 02, 2025

Employment Type:

Fulltime

Work Type:

On-site work

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Credit Risk Analyst