Credit Risk Analyst - Unsecured Lending Job at Citi (Singapore)

Officer, Consumer Risk, Data Projects, Credit Analyst

The Credit Analyst II is an intermediate-level position responsible for credit r...

Location

Hong Kong , Kowloon

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

Minimum 2-3 years of experience in credit risk analysis in Cards and Unsecured Lending products
Experience in managing regulatory reporting
Proficient in handling mass data and able to interpret results with critical analysis
Consistently demonstrate clear and concise written and verbal communication
Bachelor or post-graduate degree in Business, Statistics, Data Science or other related quantitative disciplines
Self-initiative, effective communication and interpersonal skills as well as the ability to motivate others, strong sense of compliance awareness
Sound knowledge in SAS programming, data mining and MS Word/Excel/Access/Power-Point is a basic

Job Responsibility

Report to Senior Credit Risk Manager to support data project and risk analysis
Oversight and manage the data project and make sure it is operating according to expectation
Works with large datasets and complex algorithms to solve data science challenges
Perform regular monitoring & validation on the performance of the unsecured lending portfolios
Ensure all credit processes follow company policies and requirements set out by the local as well as lead regulator through effective execution of control programs such as self-assessment, quality assurance, application audit
Escalate credit concerns/updates to senior risk and business managers and propose risk mitigation action to be taken by staying continuously informed of related developments/news for the portfolio and industry covered and understanding the credit process, policies and Citi's risk appetite
Assist with portfolio review preparation and conducting stress tests
Build working relationships with various teams across the bank, including central data, policy, and product teams
Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency

What we offer

Citi provides programs and services for your physical and mental well-being including access to telehealth options, health advocates, confidential counseling and more
Expanded Paid Parental Leave Policy
Resources and tools to volunteer in the communities in which they live and work

Fulltime

Senior Credit Portfolio Risk Manager

Senior management-level position leading credit risk function for unsecured lend...

Location

Singapore , Singapore

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

Bachelor's degree in a quantitative field such as Finance, Economics, Statistics, Mathematics, Engineering, or Computer Science
Master's degree or MBA preferred
Minimum of 8-10 years of experience in credit risk management within the financial services industry
Significant focus on unsecured lending
Proven experience in a leadership or team management role
Extensive experience in developing, testing, optimizing, and implementing credit strategies
Advanced proficiency in statistical modeling, predictive analytics, machine learning techniques, and quantitative methods for credit risk
Strong understanding of data warehousing, SQL, and experience with large datasets
Deep understanding of credit lifecycle management (origination, account management, collections), PD/LGD/EAD modeling, stress testing, and regulatory requirements
Expertise in analytical tools such as SAS, R, Python, SQL, and data visualization tools

Job Responsibility

Develop, implement, and continually refine credit risk strategies for unsecured lending products
Utilize advanced risk analytics and loss forecasting techniques to identify emerging trends and assess portfolio performance
Monitor key financial drivers and portfolio metrics to inform decision-making
Collaborate with product, marketing, finance, and operations teams to align risk strategies with business objectives
Lead the development, validation, and implementation of predictive credit risk models, scorecards, and decision engines
Oversee data management practices for credit risk
Lead, mentor, and develop a team of risk analysts and specialists
Build and maintain strong relationships with internal stakeholders across various departments
Lead the end-to-end process of developing new credit strategies
Design and execute champion/challenger tests and other experimental designs

What we offer

Extensive on-the-job training and exposure to senior leaders
Traditional learning opportunities
Chance to give back and make a positive impact through volunteerism
Resources to meet unique needs
Empowerment to make healthy decisions
Support for managing financial well-being and planning for future

Fulltime

Product Management Control Analyst

The Product Management Control Analyst is an intermediate level position respons...

Location

Singapore , Singapore

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

5 – 8 years of relevant experience
>6 years of financial services industry experience
Knowledge of product control, credit, product development, and/or analytics
Ability to work unsupervised and adjust priorities quickly as circumstances dictate
Ability to work under pressure and manage deadlines or unexpected changes in expectations or requirements
Consistently demonstrates clear and concise written and verbal communication
Demonstrated analytical skills
Demonstrated problem-solving and decision-making skills
Bachelor's/University degree or equivalent experience

Job Responsibility

Participate in day-to-day product management for Cards and Unsecured Lending products such as product governance, client experience, and product strategies
Assist in the development and analysis of strategic product control roadmaps
Review surveys and analyze competitive industry landscapes to identify potential risks, threats, and opportunities
Work with product managers in addressing regulatory, AML, and Fraud product concerns to create an advanced set of solutions
Contribute to the achievement of targets and effective product risk management
Oversee the identification and execution of opportunities and address gaps in business plans
Appropriately assess risk in business decisions, prioritizing Citigroup's reputation, clients, and assets
Provide informal guidance or on-the-job training to new team members
Implement team procedures, facilitate client problem resolution, and manage both internal and external client relationships

What we offer

Access to telehealth options
Health advocates
Confidential counseling
Programs and services for physical and mental well-being
Empowerment to manage financial well-being
Help to plan for the future

Fulltime

Hris intern

We are looking for a motivated, curious and enterprising candidate to join us at...

Location

Italy , Agordo

Salary:

Not provided

OPSM

Expiration Date

Until further notice

Requirements

You love challenges and you take your responsibility seriously
Previous experience in HRIS field will be considered a plus
You are interested in the HR world
You have strong facilitation and communication skills, you are able to present information to audiences at all levels of the organization
You have good analytical skills, you are able to understand and tell stories behind processes and data

Job Responsibility

Contribute to planning for future HR system needs and make decisions within the framework of EssilorLuxottica’s Digital Agenda
Evaluate current trends and emerging technologies in HR automated technologies and the capabilities of new products, for all human resources functions and how they may impact existing HR systems
Working with IT, Procurement and end users, drive the selection and development of new products, conversions, upgrades, and enhancements for assigned HR systems
Help the HRIS development and support process to prioritize and execute requests for changes and/or enhancements to HRIS
Collaborate with stakeholders and be able to communicate and report progress all of them
Analyze and review existing business processes, control, procedures and applications to develop innovative solutions that maximize efficiency and usability
Develop information-reporting requirements, specifications and user reporting capabilities to extract data for a wide range of human resources reporting and for executive decision-making
Partner with HR community in the region to define or expand programs and process requirements, translating requirements into optimal utilization of the technology
Collaborate with the different stakeholders to ensure employee experience is developed in the Global HRIS solution and roadmap, to continuously improve the Experience processes
This includes recommending automation and self-service opportunities

New

Sales assistant

We are looking for a salesperson whose main task is to help our customers. A tru...

Location

Switzerland , Geneva

Salary:

Not provided

Inditex

Expiration Date

Until further notice

Requirements

Passionate about fashion
Enjoys teamwork
Enthusiastic, ambitious and flexible
Always up to date on the latest trends
Commercial and customer service oriented
Committed, reliable, completes tasks quickly and efficiently

Job Responsibility

Advise and welcome customers
Guarantee the brand's image
Promote customer loyalty
Know trends, products and their characteristics
Ensure merchandise flow (stocks, deliveries, new arrivals, restocking, etc.)
Maintain order and cleanliness in the store
Manage fitting room procedures

Parttime

New

IT Expert for Data Integration

EU funded project: 'Technical Assistance for Strengthening the Capacity of Minis...

Location

Türkiye , Ankara

Salary:

Not provided

Agrotec Spa

Expiration Date

April 30, 2026

Requirements

Bachelor’s degree or higher in Computer Science, Information Systems, Software Engineering, or a related field
Minimum 5 years of professional experience in data integration, database management, or health information systems
Proven experience in integrating multiple data sources and ensuring interoperability
Experience with database design, APIs, and data exchange protocols
Strong problem-solving and analytical skills
Ability to work with both technical and non-technical stakeholders
Excellent command of English (spoken and written)

Fulltime

New

District Support Pharmacist

We’re building a world of health around every individual — shaping a more connec...

Location

United States , North Las Vegas

Salary:

60.00 - 76.00 USD / Hour

CVS Health

Expiration Date

October 18, 2026

Requirements

Active Pharmacist License in the state where the Store is located
Active National Provider Identifier (NPI)
Not on the DEA Excluded Parties list
Ability to travel within a reasonable radius to support market staffing as business needs require
Regular and predictable attendance, including nights and weekends
Ability to complete required training within designated timeframe
Attention and Focus
Customer Service and Team Orientation
Communication Skills
Mathematical Reasoning

Job Responsibility

Traveling the district to fill pharmacist shifts as scheduled by the District Performance Coordinator (DPC)
overseeing the pharmacy and serving as the Pharmacy Manager’s proxy during bench shifts without overlap
Supporting safe and accurate prescription fulfillment
Assumes Pharmacy Manager’s day-to-day duties when serving as the only or the primary pharmacist-on-duty
Contributing to positive patient experiences
Proactively offering and delivering immunizations
Supporting the effective management of pharmacy inventory
Remaining flexible for both scheduling and business needs
Maintaining relevant clinical and technical skills
Supporting access to care and helping to improve patient outcomes through pharmacist delivered clinical care

What we offer

Affordable medical plan options
a 401(k) plan (including matching company contributions)
an employee stock purchase plan
No-cost programs for all colleagues including wellness screenings, tobacco cessation and weight management programs, confidential counseling and financial coaching
paid time off
flexible work schedules
family leave
dependent care resources
colleague assistance programs
tuition assistance

Parttime

New

Automotive Detailer - Car Washer

Enterprise Mobility is seeking a responsible, dedicated person to join our team ...

Location

United States , Needham

Salary:

16.00 USD / Hour

Enterprise Holdings

Expiration Date

Until further notice

Requirements

Must have a valid driver's license with no more than 2 moving violations and/or at-fault accidents on driving record in the past 3 years
No drug or alcohol related conviction on driving record in the past 5 years
Must be authorized to work in the United States and not require work authorization sponsorship by our company for this position now or in the future
Must be at least 18 years old

Job Responsibility

Clean, sanitize, vacuum, and prepare vehicle interior according to industry-standard protocols
Wash, clean and dry the vehicle's exterior - this might include cars of different sizes, as well as vans and trucks
Check fuel level and warning lights: inspect windshield for damage
factory reset/restore vehicle setting to clear prior customer data
check for customer items and place anything of value in Lost & Found
verify that registration is present, current and matches the license plate
Check fluid levels and add as needed
check tire condition, pressure and tread depth
inspect vehicle exterior for damage
Fuel and stage vehicle

What we offer

Paid time off
Consistent part time 25 hour per week schedule
Employee discount
Retirement savings plan including 401k
Training and development

Parttime

Credit Risk Analyst - Unsecured Lending

Citi

Location:
Singapore , Singapore

Category:
Finance

Contract Type:
Not provided

Salary:

Job Description:

Job Responsibility:

Requirements:

Nice to have:

Additional Information:

Job Posted:
September 27, 2025

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