Credit Risk Analyst - Securities Based Lending Product Job at Citi (Chennai)

Credit Analyst, Credit Research

Location

United States , New York City

Salary:

112778.00 - 170000.00 USD / Year

Aflac

Expiration Date

Until further notice

Requirements

Must have a Master's in Finance, Business Analytics, Data Science, Statistics, or similar quantitative discipline
Work or educational background must have included demonstrated proficiency with: Using developed quantitative models and multi-variant assumptions
Running regression models and stress testing of portfolio holdings
along with various scenario-based events
Applying knowledge of bond calculations, asset liability management, capital calls, and underwriting of bonds
Understanding of financials, risk assessments, while qualifying macro-economic scenario events such as duration, convexity, inflation, floating vs fixed rate with a limited and broad time series models to assess appropriate allocation
Automating the switch trade model using Python and VBA, resulting in reduced time spent on model running and improved efficiency
Assessing risk associated with lending to companies by considering various factors such as economic conditions, industry trends, commodity prices and company-specific factors
Utilizing tools and techniques including: Financial Modeling
Python programming

Job Responsibility

Responsible for proactively monitoring Paper and Packaging, Metals and Mining, and Midstream sectors and taking the lead in making recommendations for portfolios supporting global insurance products
Conduct in-depth market research across assigned sectors to support investment recommendations including key trends and competitive landscape in assigned sectors, review of company financial reports, earnings and news releases, and analyze relative value within and across industry sectors for various investment portfolios
Monitor, gather, and organize information critical to the credit investment decision process
Calculate key credit metrics, particularly liquidity, leverage, and cash flow ratios
Identify potential new investments for the portfolios
Prepare oral and written analyses and summaries to key stakeholders across the firm
Apply detailed understanding of each bonds' position in the capital structure
Maintain relationships with sell-side analyst, rating agencies and company management to keep up to date on investment opportunities
Update and manage relevant internal and external sources of data
Conduct ad hoc projects, analyses, and other support to relevant stakeholders as required

Fulltime

New

Banker/Senior Relationship Manager, Citi Commercial Bank Spain

Citi is expanding its Commercial Banking business in Spain and Portugal, serving...

Location

Spain , Madrid

Salary:

101900.00 - 168100.00 EUR / Year

Citi

Expiration Date

Until further notice

Requirements

Sound knowledge of banking, treasury / lending / markets products and processes, as well as a solid track record of providing banking and financial advice and solutions to clients
Demonstrate strong credit skills
capable of structuring all credit deals and the ability to identify risks / issues and track them to closure
Experience in managing multiple project timelines and prioritizations
Ability to coordinate multi-functional teams to provide exceptional client experience
Excellent interpersonal, communication and influencing skills (e.g. negotiation, consultative skills, leadership)
Highly focused, able to rapidly identify key priorities, clearly communicate the priorities
Accountable for significant direct business results and provide advice regarding the operations and growth of the business
A proactive approach in looking for ways to develop new and strengthen existing business relationships with clients, delivers a simple, secure and seamless client experience
Ability to embrace new technology and understand the role digital plays in the experience that we deliver for our clients

Job Responsibility

Acquire new, multi-product clients for the Bank and manage those relationships on an ongoing basis. Own, respond to, identify and anticipate future needs, roadblocks or risks and expectations, delivering Citi´s product offer and global network
Client-level planning, budget and revenue responsibilities. Identify cross-sell opportunities to deepen and increase share of wallet
Work closely with EMEA TTS implementation team, CCB Cash Sales Managers, Underwriting / Risk teams, Markets experts and Relationship Associates on a daily basis. Interaction with other CCB teams across the globe. Collaborate with IB and Wealth teams to develop opportunities
Participate in structuring solutions specific to client / industry segment while maintaining overall accountability for clients / transactions and building / strengthening an effective portfolio
Manage the credit relationship of clients, coordinating and overseeing the end-to-end process, ensuring adherence to internal policies and frameworks
actively contribute to the preparation of credit memos, and present and defend proposals before risk and business committees
Maximize client experience by proactively sharing markets updates, trends and intelligence
Monitor and support products’ implementation processes. Manage customers and transactions on CRM platform
Verify adherence to global KYC (Know Your Customer) standards during the onboarding process and, on an ongoing basis, ensuring the appropriate compliance deliverables are met
Ensure compliance with regulatory requirements and Citi's policies / guidelines at all times

Fulltime

IT Business Senior Analyst

Job Overview: Citibank, N.A. seeks an IT Business Senior Analyst for its New Yor...

Location

United States , New York

Salary:

150500.00 USD / Year

Citi

Expiration Date

Until further notice

Requirements

Requires a Bachelor’s degree, or foreign equivalent, in Electronic Engineering, Computer Engineering or Information Technology, or related field and 5 years of progressive, post-baccalaureate experience as an IT Business Senior Analyst, Business System Analyst, MIS Analyst, Solution Delivery Consultant, Manager – Financial Services Analytics, Business Analyst, or related position analyzing and supporting IT initiatives and programs for broad-based stakeholders, including business and operations departments. Minimum of 5 years of experience must include: Business process modeling techniques, requirements gathering, and documentation tools
All phases of Software Development Life Cycle (SDLC) and Agile methodologies
Broad-based stakeholder management
Solutions design and validation, change management, testing and quality assurance
Knowledge of Retail banking business processes and products like loans, savings accounts, and credit cards
Knowledge of Retail banking regulations
Creating and managing Microsoft PowerPoint presentations to communicate complex IT solutions and business strategies
Microsoft Word for documentation, report generation, and creating technical and business documentation
Microsoft Visio for designing process flows, IT systems diagrams, and business workflows
Microsoft SharePoint for team collaboration, document management, and workflow automation

Job Responsibility

Work within Citi’s U.S. Personal Banking Technology space on the Deposit, Savings & Secure Lending team and specifically within the Branch Technology team, which serves as the principal point-of-contact for the Branch Business and ensures the delivery of all Branch Mandatory & Strategic initiatives
Focus on Business Analysis and System Analysis skillset to deliver programs/projects with key partners including Technology, Operations, Legal, Compliance, Business, as well as external vendors
Provide input during development and implementation phases, including formulation and definition of systems scope, objectives and necessary system enhancements for complex, high-impact projects
Formulate and define systems scope and objectives for complex projects and foster communication between business leaders and IT
Consult with stakeholders to solve any system issues and problems through in-depth evaluation of business processes, systems, and industry standards, and recommend solutions
Support system change processes from requirements through implementation and provide input based on analysis
Consult with business clients to determine system functional specifications and partner with multiple management teams and other units to meet organizational objectives
Identify and communicate associated risks and impacts of applying technologies to the current business environment, including consideration of business implications
Serve as advisor to lower-level analysts
Act as the subject matter expert to senior stakeholders and other team members

What we offer

medical, dental & vision coverage
401(k)
life, accident, and disability insurance
wellness programs
paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays

Fulltime

Lead Risk Analytics Consultant

Wells Fargo is seeking an experienced Lead Risk Analytics Consultant to join its...

Location

India , Bengaluru

Salary:

Not provided

Wells Fargo

Expiration Date

Until further notice

Requirements

4+ years of experience in Risk Analytics, Quantitative Risk, Credit Risk, or a related field
Demonstrated experience through a combination of work experience, education, or advanced training

Job Responsibility

Perform quantitative modeling and advanced data analysis to generate decision-useful insights across credit risk portfolios
Lead or contribute to moderately to highly complex initiatives, delivering analytics, forecasts, and risk strategies aligned with enterprise risk objectives
Develop, review, and maintain credit risk models (e.g., PD, LGD, EAD, stress testing, portfolio analytics), with exposure to Securities-Based Lending (SBL) considered a strong advantage
Review and analyze data aggregation, forecasting, reporting, and programming models, ensuring accuracy, robustness, and scalability
Own end-to-end model processes, including data reconciliation, production monitoring, documentation, and governance in line with internal policies and regulatory expectations
Partner with Model Risk Management / Model Validation, Compliance, and Technology teams to address model findings, remediation, and implementation issues
Resolve complex data, production, and business modeling challenges, applying sound judgment and risk discipline
Lead project workstreams, mentor junior analysts, and contribute to building a strong risk analytics talent pipeline
Collaborate with cross-enterprise risk teams to develop common modeling standards, frameworks, and best practices
Lead complex initiatives related to business analysis and modeling, including those that are cross functional, with broad impact, and act as key participant in data aggregation, monitoring, and reporting of stress testing and portfolio analysis for Risk Analytics

Fulltime

Corporate Banking Analyst

The Client Management Unit Relationship Manager (Analyst) is a seasoned professi...

Location

Peru , Lima

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

2-5 years of relevant experience
Knowledge of banking and investment products and process as well as a track record of providing sound banking and financial advice and solutions to clients
Demonstrates core credit skills
Demonstrates an intermediate level of Early Warning Detection skills
Demonstrates ability to close deals and proficiently manage the credit origination process, gather and maintain credit documentation and monitor accounts
Demonstrates advanced understanding of accounting principles, financial modeling and statement analysis
Ability to work effectively in team setting
Excellent interpersonal, communication and influencing skills
A self-starter, with positive/can-do approach, embraces changes and is bold
High level of energy, enthusiasm and motivation

Job Responsibility

Calls on clients to deepen relationships and proactively owns, responds to, uncovers and anticipates future needs, roadblocks or risks and expectations
Serves as clients' contact point and is responsible for managing internal departments to address any customer service issues
Introduces solutions to clients in building and strengthening an effective portfolio
Works with product specialists and subject matter experts to structure innovative and customized solutions that meet clients’ individual needs
Works closely with Case Manager on the on-boarding and retention of clients, ensuring the appropriate "Know Your Client" (KYC) and other compliance deliverables are met
Identifies cross-sell opportunities to deepen and increase share of wallet
Drives innovation in the solutions we provide clients and further developing our business where necessary and appropriate
Supports the Senior Relationship Managers in structuring deals that balance risk and reward
Maximizes client experience by proactive sharing markets updates, trend and intelligence
Assists Senior Relationship Manager or Team Leader in in the research and identification of prospective clients

Fulltime

Director, Banker, Corporate Banking

Senior Banker in Technology & Communications, Corporate Banking Japan. Senior-le...

Location

Japan , Chiyoda, Tokyo

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

15+ years of experience in corporate banking, investment banking, or a related financial services role, with a significant focus on coverage of Japanese corporates, ideally within the Technology and Communications sectors
Bachelor's degree required
MBA or other advanced degree in Finance, Economics, or related field preferred
Fluent in both Japanese (native or business-level proficiency with kanji literacy) and English (business-level written and spoken)
Strong credit assessment skills with a proven track record of managing corporate credit portfolios
Deep understanding of corporate finance, accounting, financial modeling, and capital markets products
Solid understanding of the Technology and Communications sectors, including key industry drivers, business models, and financial metrics
Exceptional relationship management skills with a client-centric approach
Demonstrates strong balanced risk judgement
Candidate will be expected to begin preparations for selection into the Citi Senior Credit Officer elevation process upon coming into the role

Job Responsibility

Serve as the primary relationship manager for a portfolio of large Japanese corporate clients in the Technology and Communications sectors
Develop and maintain deep, strategic relationships with senior client executives (CFOs, Treasurers) to understand their business strategies, financial needs, and challenges
Act as a trusted advisor, providing insights into market trends, industry developments, and financial solutions
Identify and pursue new business opportunities within the existing client base and target prospects, focusing on deepening wallet share and cross-selling Citi's comprehensive product suite
Lead origination efforts for corporate banking products including, but not limited to, lending (term loans, revolving credit facilities), trade finance, global cash management, and foreign exchange
Work collaboratively with product partners (e.g., Investment Banking, Markets, Treasury and Trade Solutions) to deliver holistic solutions within the boundaries allowed by banking compliance
Lead the preparation and presentation of credit proposals, ensuring sound risk assessment and adherence to Citi's credit policies and procedures
Manage ongoing credit monitoring and annual reviews for the assigned client portfolio
Oversee the structuring, negotiation, and execution of complex financial transactions from origination to closing
Coordinate internal teams (legal, risk, in-business risk, operations, product specialists) to ensure seamless and efficient deal execution

Fulltime

New

IT Training Lead

The IT Training Lead will drive technology learning and user adoption across the...

Location

United States , Delray Beach

Salary:

Not provided

Robert Half

Expiration Date

Until further notice

Requirements

Experience in IT training, instructional design, technical enablement, or learning and development
Strong knowledge of Microsoft 365
Excellent communication, facilitation, and content development skills
Ability to translate technical concepts into practical, user-friendly training.

Job Responsibility

Design, develop, and deliver IT training programs in instructor-led, virtual, and self-paced formats
Take lead in the Microsoft Copilot and AI training strategy, including onboarding, advanced use cases, responsible AI usage, and ongoing enablement
Partner with IT leadership to support new technology rollouts, system upgrades, and digital transformation initiatives
Create and maintain training content, including videos, guides, tutorials, and job aids
Identify skill gaps and develop targeted learning solutions to improve adoption and productivity
Gather feedback and measure training effectiveness to continuously improve programs.

New

K Kitchen Representative

The position includes, but is not limited to, the following essential job duties...

Location

United States , New Albany

Salary:

Not provided

Circle K

Expiration Date

Until further notice

Requirements

Excellent communication skills
Team player who can work well with others or independently
Acts with integrity
keeps commitments
Contagious positive attitude
Focuses on achieving results while having fun
Frequently bend, twist at waist, kneel, squat, stand, and walk
Occasionally climb and descend ladders
Tolerate extreme cold and hot temperatures and work in and around fryers, ovens, grills, coolers, freezers, sharp objects, and loud noises
Reach, grasp, and manipulate objects with hands for entire shift, including reaching for objects overhead

Job Responsibility

Provides excellent guest service in a fast and friendly manner
Maintains a clean restaurant environment by cleaning and performing general housekeeping duties
Prepares and serves food items in accordance with all Brand, Company, and health department regulations
Ensures product quality, food safety, and operational standards are met
Keeps accurate cash, sales, and inventory control records
Follows all government laws and safety codes
Completes reports on all incidents following our 5-minute rule policy
Lives our Company values: One Team, Do the Right Thing, Takes Ownership, Play to Win

What we offer

Medical, Dental, Vision, Term Life and AD&D plans
Flexible spending and health savings accounts (FT)
Vacation paid time off
Company holidays paid at time and a half
Matching 401(k)
Tuition Reimbursement
Stock Purchase Plan
Employee Discount Program
Discount Meal Benefit
Wellness Plan

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Credit Risk Analyst - Securities Based Lending Product

Job Description

Job Responsibility

Requirements

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