CrawlJobs Logo

Credit Risk Analyst - Portfolio & Collateral

https://www.citi.com/ Logo

Citi

Location Icon

Location:
United States , New York

Category Icon
Category:
Finance

Job Type Icon

Contract Type:
Not provided

Salary Icon

Salary:

109120.00 - 163680.00 USD / Year
Save Job
Save Icon
Apply Position

Job Description:

The Collateral Risk Analyst is responsible for supporting the credit risk management oversight of collateral eligibility and risk mitigation strategies across various businesses. This role involves performing reviews of collateral schedules, analyzing the adequacy of collateral coverage and associated metrics, identifying potential risks, including wrong way risk, associated with collateral, and contributing to the development of collateral risk management policies and procedures.

Job Responsibility:

  • Perform reviews of collateral schedules and terms to ensure accuracy, completeness, and compliance
  • Validate collateral eligibility based on established criteria
  • Assess the adequacy of collateral coverage relative to loan amounts
  • Identify and assess potential risks associated with collateral
  • Evaluate the impact of these risks on counterparty exposure
  • Develop and implement strategies to mitigate identified collateral risks
  • Monitor collateral performance across various businesses
  • Prepare regular reports on collateral risk exposures
  • Extract and analyze data related to collateral, and market trends
  • Develop and maintain databases and analytical tools
  • Prepare reports and presentations summarizing collateral risk exposures and performance
  • Contribute to the development and maintenance of collateral risk management policies, procedures, and guidelines
  • Ensure that policies and procedures are aligned with regulatory requirements
  • Provide training and guidance to credit officers and other stakeholders
  • Stay abreast of relevant regulations and guidance
  • Ensure that collateral risk management practices comply with applicable regulatory requirements
  • Assist with internal and external audits
  • Collaborate with business, credit officers, legal counsel, and other stakeholders
  • Communicate effectively with internal and external parties regarding collateral requirements
  • Participate in industry forums and professional development activities

Requirements:

  • Bachelor's degree in finance, economics, or a related field
  • 3+ years of experience in credit risk management, collateral risk, capital or liquidity, or a related field
  • Strong analytical and problem-solving skills
  • Excellent written and verbal communication skills
  • Proficiency in data analysis and reporting tools (e.g., Excel, Tableau)
  • Knowledge of market and/or credit risk management principles and practices
  • Familiarity with collateralized markets products and collateral types
  • Ability to work independently and as part of a team

Nice to have:

  • Advanced degree or professional certification (e.g., CFA, FRM)
  • Experience with regulatory requirements related to collateral risk management (e.g. Uncleared Margin Rules)
What we offer:
  • medical, dental & vision coverage
  • 401(k)
  • life, accident, and disability insurance
  • wellness programs
  • paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays
  • discretionary and formulaic incentive and retention awards

Additional Information:

Job Posted:
March 25, 2026

Expiration:
March 27, 2026

Employment Type:
Fulltime
Work Type:
Hybrid work
Icon
Citi - All Job Offers
Job Link Share:
Copy Link Icon
Facebook Icon Twitter Icon LinkedIn Icon

Looking for more opportunities? Search for other job offers that match your skills and interests.

Briefcase Icon

Similar Jobs for Credit Risk Analyst - Portfolio & Collateral

Credit Risk Senior Analyst

The Credit Senior Analyst is a developing professional role responsible for cred...
Location
Location
Colombia , Bogotá
Salary
Salary:
Not provided
https://www.citi.com/ Logo
Citi
Expiration Date
Until further notice
Flip Icon
Requirements
Requirements
  • Strong English communication skills required (verbal and written)
  • 2-5 years previous experience in a financial institution with a focus on credit analysis and spreading software
  • extensive knowledge of Generally Accepted Accounting Principals (GAAP) accounting, financial regulations, financial products, and credit analysis
Job Responsibility
Job Responsibility
  • Spread new, renewal, interim financial statements and business/individual tax returns in accordance with bank guidelines
  • Provide succinct analysis based on customers, peers, the portfolio, and the industry
  • Provide preliminary analysis of simple to complex credits, including calculation of cash flow, debt service coverage, collateral coverage, and guarantor net worth
  • Coordinate with the Credit Officers, Credit Analysts, Other Credit Center Staff and Relationship Managers
  • Act in an advisory role for the Credit Officers/Relationship Managers on loan agreement/covenants clarification and monitoring
  • Complete quality assurance reviews to ensure application packages and analysis are thorough and accurate prior to forwarding for underwriting
  • Provide leadership, training, and coaching to Credit Analyst I positions and back up support to the Application Preparation Team Manager
  • May act as an industry specialist with responsibility for SBA/EXIM loan analysis
  • Appropriately assess risk when business decisions are made
  • Fulltime
Read More
Arrow Right

Credit Risk Analyst

The Credit Risk Analyst role involves monitoring, assessing, analyzing and evalu...
Location
Location
Colombia , Bogotá
Salary
Salary:
Not provided
https://www.citi.com/ Logo
Citi
Expiration Date
Until further notice
Flip Icon
Requirements
Requirements
  • Strong English communication skills required (verbal and written)
  • 0-2 years prior experience in a financial institution with a focus on credit analysis and spreading software
  • Extensive knowledge of GAAP accounting, financial regulations, financial products, and credit analysis
  • Ability to analyze business and personal financial statements with respect to GAAP and Citibank policies
Job Responsibility
Job Responsibility
  • Accurately spreads business and personal financial statements and business and individual tax returns on a timely basis and in accordance with Generally Accepted Accounting Principles (GAAP) and Citibank policies
  • Ensure that financial data for simple to complex credits are mapped appropriately into the bank's matrix and analysis tool
  • Provides comments to the judgmental Underwriter on significant items in the financials and may be involved in credit structure and loan pricing
  • Spread new, renewal and interim financial statements and business and individual tax returns in accordance with bank guidelines
  • Provide succinct analysis based on customers, peers, the portfolio, and the industry
  • Provide preliminary analysis of simple to complex credits, including calculation of cash flow, debt service coverage, collateral coverage, and guarantor net worth
  • Coordinate with the Credit Officers, Credit Analysts, Other Credit Center Staff and Relationship Managers
  • Act in an advisory role for the Credit Officers/Relationship Managers on loan agreement/covenants clarification and monitoring
  • Complete quality assurance reviews to ensure application packages and analysis are thorough and accurate prior to forwarding for underwriting
  • May act as an industry specialist with responsibility for SBA/EXIM loan analysis
  • Fulltime
Read More
Arrow Right

Credit Risk Jr Analyst

The Credit Analyst 1 is a developing professional role. Applies specialty area k...
Location
Location
Mexico , Ciudad De Mexico
Salary
Salary:
Not provided
https://www.citi.com/ Logo
Citi
Expiration Date
Until further notice
Flip Icon
Requirements
Requirements
  • 0-2 years prior experience in a financial institution with a focus on credit analysis and spreading software
  • Extensive knowledge of GAAP accounting, financial regulations, financial products, and credit analysis
  • Ability to analyze business and personal financial statements with respect to GAAP and Citibank policies
  • Bachelor's/University degree or equivalent experience
Job Responsibility
Job Responsibility
  • Accurately spreads business and personal financial statements and business and individual tax returns on a timely basis and in accordance with Generally Accepted Accounting Principles (GAAP) and Citibank policies
  • Ensure that financial data for simple to complex credits are mapped appropriately into the bank's matrix and analysis tool
  • Provides comments to the judgmental Underwriter on significant items in the financials and may be involved in credit structure and loan pricing
  • Spread new, renewal and interim financial statements and business and individual tax returns in accordance with bank guidelines
  • Provide succinct analysis based on customers, peers, the portfolio, and the industry
  • Provide preliminary analysis of simple to complex credits, including calculation of cash flow, debt service coverage, collateral coverage, and guarantor net worth
  • Coordinate with the Credit Officers, Credit Analysts, Other Credit Center Staff and Relationship Managers
  • Act in an advisory role for the Credit Officers/Relationship Managers on loan agreement/covenants clarification and monitoring
  • Complete quality assurance reviews to ensure application packages and analysis are thorough and accurate prior to forwarding for underwriting
  • May act as an industry specialist with responsibility for SBA/EXIM loan analysis
  • Fulltime
Read More
Arrow Right

Credit Portfolio Analyst II

The Credit Portfolio Analyst II is an intermediate-level position responsible fo...
Location
Location
India , Gurugram; Mumbai
Salary
Salary:
Not provided
https://www.citi.com/ Logo
Citi
Expiration Date
Until further notice
Flip Icon
Requirements
Requirements
  • 0-2 years of experience in credit risk analysis or corporate banking
  • Experience in financial analysis, accounting, and valuation
  • Knowledge of accounting and corporate finance, financial modeling, credit and banking products, credit analytics, risk assessment, and transaction execution
  • Familiarity with data interpretation and ability to challenge decisions based on data analysis
  • Basic understanding of various risk factors including stress testing, collateral risk and volatility, concentration risks, liquidity, and wrong way risk, with demonstrated experience in reviewing these factors and challenging any discrepancies
  • Ability to interpret data, make sound decisions, and challenge the basis of the analysis
  • Adds value and contributes to the success of the team
  • Understands and challenge various risk factors including stress testing, collateral risk and volatility, concentration risks, and liquidity
  • Clear and concise written and verbal communication
  • Ability to work with little direction and in a team
Job Responsibility
Job Responsibility
  • Conduct risk assessments and client credit analyses with supervision
  • Review financial results and peer analyses to support the preparation of financial projections
  • Assist in the preparation of green-light and transaction approval memos
  • Support due diligence activities and the building of cash flow models and sensitivity analyses
  • Escalate credit concerns and updates to senior risk and business managers
  • Support the proposal of risk mitigation actions by staying informed of related developments in the portfolio and industry, and by understanding the credit process, policies, and Citi's risk appetite
  • Assist with portfolio review preparation and the conduct of stress tests
  • Build working relationships with various teams across the bank, including deal, coverage, and product teams
  • Appropriately assess risk when business decisions are made, demonstrating consideration for the firm's reputation and safeguarding Citigroup, its clients, and assets
  • Support compliance with applicable laws, rules, and regulations, adhering to Policy, applying sound ethical judgment, and escalating, managing, and reporting control issues with transparency
What we offer
What we offer
  • Programs and services for your physical and mental well-being including access to telehealth options, health advocates, confidential counseling and more
  • Expanded Paid Parental Leave Policy
  • Resources to manage financial well-being and help plan for the future
  • Access to an array of learning and development resources
  • Variety of programs that help employees balance their work and life, including generous paid time off packages
  • Resources and tools to volunteer in the communities in which they live and work
  • Fulltime
Read More
Arrow Right

Credit Portfolio Analyst

The Credit Portfolio Analyst II is an intermediate-level position responsible fo...
Location
Location
India , Haryana; Mumbai
Salary
Salary:
Not provided
https://www.citi.com/ Logo
Citi
Expiration Date
Until further notice
Flip Icon
Requirements
Requirements
  • 2-6 years of experience in credit risk analysis or corporate banking
  • Knowledge of accounting and corporate finance, risk management, credit and banking products, credit analytics, risk assessment, and transaction execution
  • Familiarity with data interpretation and ability to challenge decisions based on data analysis
  • Basic understanding of various risk factors including stress testing, collateral risk and volatility, concentration risks, liquidity, and wrong way risk, with demonstrated experience in reviewing these factors and challenging any discrepancies
  • Ability to interpret data, make sound decisions, and challenge the basis of the analysis
  • Understands and challenge various risk factors including stress testing, collateral risk and volatility, concentration risks, and liquidity
  • Clear and concise written and verbal communication
  • Ability to work with little direction and in a team
  • Problem-solving skills to identify, analyze, and challenge basic problems
  • Familiarity with risk management software and other relevant technologies
Job Responsibility
Job Responsibility
  • Conduct risk assessments and client credit analysis with supervision
  • Review financial results and peer analyses to support the preparation of financial projections
  • Assist in the preparation of green-light and transaction approval memos
  • Support due diligence activities and the building of cash flow models and sensitivity analyses
  • Escalate credit concerns and updates to senior risk and business managers
  • Support the proposal of risk mitigation actions by staying informed of related developments in the portfolio and industry, and by understanding the credit process, policies, and Citi's risk appetite
  • Assist with portfolio review preparation and the conduct of stress tests
  • Build working relationships with various teams across the bank, including deal, coverage, and product teams
  • Appropriately assess risk when business decisions are made, demonstrating consideration for the firm's reputation and safeguarding Citigroup, its clients, and assets
  • Support compliance with applicable laws, rules, and regulations, adhering to Policy, applying sound ethical judgment, and escalating, managing, and reporting control issues with transparency
  • Fulltime
Read More
Arrow Right

Credit Portfolio Analyst

The Credit Portfolio Analyst II is an intermediate-level position responsible fo...
Location
Location
India , Haryana; Mumbai
Salary
Salary:
Not provided
https://www.citi.com/ Logo
Citi
Expiration Date
Until further notice
Flip Icon
Requirements
Requirements
  • 2-6 years of experience in credit risk analysis or corporate banking
  • Experience in financial analysis, accounting, and valuation
  • Knowledge of accounting and corporate finance, risk management, credit and banking products, credit analytics, risk assessment, and transaction execution
  • Familiarity with data interpretation and ability to challenge decisions based on data analysis
  • Basic understanding of various risk factors including stress testing, collateral risk and volatility, concentration risks, liquidity, and wrong way risk, with demonstrated experience in reviewing these factors and challenging any discrepancies
  • Ability to interpret data, make sound decisions, and challenge the basis of the analysis
  • Adds value and contributes to the success of the team
  • Understands and challenge various risk factors including stress testing, collateral risk and volatility, concentration risks, and liquidity
  • Clear and concise written and verbal communication
  • Ability to work with little direction and in a team
Job Responsibility
Job Responsibility
  • Conduct risk assessments and client credit analysis with supervision
  • Review financial results and peer analyses to support the preparation of financial projections
  • Assist in the preparation of green-light and transaction approval memos
  • Support due diligence activities and the building of cash flow models and sensitivity analyses
  • Escalate credit concerns and updates to senior risk and business managers
  • Support the proposal of risk mitigation actions by staying informed of related developments in the portfolio and industry, and by understanding the credit process, policies, and Citi's risk appetite
  • Assist with portfolio review preparation and the conduct of stress tests
  • Build working relationships with various teams across the bank, including deal, coverage, and product teams
  • Appropriately assess risk when business decisions are made, demonstrating consideration for the firm's reputation and safeguarding Citigroup, its clients, and assets
  • Support compliance with applicable laws, rules, and regulations, adhering to Policy, applying sound ethical judgment, and escalating, managing, and reporting control issues with transparency
  • Fulltime
Read More
Arrow Right

Credit Portfolio Analyst

The Credit Portfolio Analyst II is an intermediate-level position responsible fo...
Location
Location
India , Haryana; Mumbai
Salary
Salary:
Not provided
https://www.citi.com/ Logo
Citi
Expiration Date
Until further notice
Flip Icon
Requirements
Requirements
  • 2-6 years of experience in credit risk analysis or corporate banking
  • Experience in financial analysis, accounting, and valuation
  • Knowledge of accounting and corporate finance, risk management, credit and banking products, credit analytics, risk assessment, and transaction execution
  • Familiarity with data interpretation and ability to challenge decisions based on data analysis
  • Basic understanding of various risk factors including stress testing, collateral risk and volatility, concentration risks, liquidity, and wrong way risk, with demonstrated experience in reviewing these factors and challenging any discrepancies
  • Ability to interpret data, make sound decisions, and challenge the basis of the analysis
  • Adds value and contributes to the success of the team
  • Understands and challenge various risk factors including stress testing, collateral risk and volatility, concentration risks, and liquidity
  • Clear and concise written and verbal communication
  • Ability to work with little direction and in a team
Job Responsibility
Job Responsibility
  • Conduct risk assessments and client credit analyses with supervision
  • Review financial results and peer analyses to support the preparation of financial projections
  • Assist in the preparation of green-light and transaction approval memos
  • Support due diligence activities and the building of cash flow models and sensitivity analyses
  • Escalate credit concerns and updates to senior risk and business managers
  • Support the proposal of risk mitigation actions by staying informed of related developments in the portfolio and industry, and by understanding the credit process, policies, and Citi's risk appetite
  • Assist with portfolio review preparation and the conduct of stress tests
  • Build working relationships with various teams across the bank, including deal, coverage, and product teams
  • Appropriately assess risk when business decisions are made, demonstrating consideration for the firm's reputation and safeguarding Citigroup, its clients, and assets
  • Support compliance with applicable laws, rules, and regulations, adhering to Policy, applying sound ethical judgment, and escalating, managing, and reporting control issues with transparency
  • Fulltime
Read More
Arrow Right

Credit Portfolio Analyst II

The Credit Portfolio Analyst II is an intermediate-level position responsible fo...
Location
Location
India , Gurugram; Mumbai
Salary
Salary:
Not provided
https://www.citi.com/ Logo
Citi
Expiration Date
Until further notice
Flip Icon
Requirements
Requirements
  • 0-2 years of experience in credit risk analysis or corporate banking
  • Experience in financial analysis, accounting, and valuation
  • Knowledge of accounting and corporate finance, financial modeling, credit and banking products, credit analytics, risk assessment, and transaction execution
  • Familiarity with data interpretation and ability to challenge decisions based on data analysis
  • Basic understanding of various risk factors including stress testing, collateral risk and volatility, concentration risks, liquidity, and wrong way risk, with demonstrated experience in reviewing these factors and challenging any discrepancies
  • Ability to interpret data, make sound decisions, and challenge the basis of the analysis
  • Clear and concise written and verbal communication
  • Ability to work with little direction and in a team
  • Problem-solving skills to identify, analyze, and challenge basic problems
  • Familiarity with risk management software and other relevant technologies
Job Responsibility
Job Responsibility
  • Conduct risk assessments and client credit analyses with supervision
  • Review financial results and peer analyses to support the preparation of financial projections
  • Assist in the preparation of green-light and transaction approval memos
  • Support due diligence activities and the building of cash flow models and sensitivity analyses
  • Escalate credit concerns and updates to senior risk and business managers
  • Support the proposal of risk mitigation actions by staying informed of related developments in the portfolio and industry, and by understanding the credit process, policies, and Citi's risk appetite
  • Assist with portfolio review preparation and the conduct of stress tests
  • Build working relationships with various teams across the bank, including deal, coverage, and product teams
  • Appropriately assess risk when business decisions are made, demonstrating consideration for the firm's reputation and safeguarding Citigroup, its clients, and assets
  • Support compliance with applicable laws, rules, and regulations, adhering to Policy, applying sound ethical judgment, and escalating, managing, and reporting control issues with transparency
What we offer
What we offer
  • Programs and services for physical and mental well-being including access to telehealth options, health advocates, confidential counseling
  • Expanded Paid Parental Leave Policy
  • Resources to manage financial well-being and help plan for the future
  • Access to an array of learning and development resources
  • Variety of programs that help employees balance their work and life, including generous paid time off packages
  • Resources and tools to volunteer in the communities
  • Fulltime
Read More
Arrow Right
Jobs by Category
Art and Entertainment Jobs Banking Jobs Call Center Jobs Construction Jobs Consulting Jobs Customer Service Jobs Education Jobs Energy Jobs Finance Jobs Gastronomy Jobs Health and Beauty Jobs Hospitality and Tourism Jobs Human Resources Jobs Insurance Jobs IT - Administration Jobs IT - Software Development Jobs Legal Jobs Logistics Jobs Manufacturing Jobs Marketing, Digital Marketing, SEO, SEM Jobs Media Jobs Nursing Jobs Office Administration Jobs Pharmacy Jobs Physical Work Jobs Public Relations Jobs Public Sector Jobs Purchasing Jobs Quality Control Jobs Real Estate Jobs Research and Development Jobs Sales Jobs
Job Positions Jobs by Country
United States Jobs United Kingdom Jobs India Jobs Canada Jobs Australia Jobs Germany Jobs Ireland Jobs Poland Jobs
Company
Blog About Us Contact
Follow Us
Facebook
X (Twitter)
LinkedIn
Instagram
CrawlJobs Group
ITFlashcards AllDevBlogs
© 2026 CrawlJobs Ltd. All Rights Reserved
Terms & Conditions Privacy Policy