Credit Review Senior Officer, Citi

Citi

Location:
United States, Tampa

Category:
Finance

Contract Type:
Employment contract

Salary:

164725.18 - 217995.46 USD / Year

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Job Description:

Citibank, N.A. seeks a Credit Review Senior Officer I for its Tampa, FL location. Duties include monitoring and evaluating retail portfolios, credit risks, and strategies, assessing the effectiveness of credit risk management practices, preparing credit assessment documents, and using statistical tools to analyze portfolio credit risk.

Job Responsibility:

Monitor and evaluate retail portfolios, strategies, and credit risks, and assess the effectiveness of credit risk management of assigned businesses
Proposal of pragmatic solutions to risk and control issues
Maintain ongoing contact with a review entity’s management through continuous business monitoring and corrective action follow-up where applicable
Execute business monitoring and conduct reviews in accordance with the FCR Manual
Oversee assigned FCR review entities through quarterly business monitoring and periodic reviews
Assess the quality of assigned portfolios and relationships and identify and evaluate emerging risks
Assess the appropriateness of ratings of assigned retail review entities
Assess the appropriateness, completeness, and usage trends of the credit risk components of the Risk Appetite Framework
Assess the effectiveness of the credit risk processes and standards to promote leading practices and identify opportunities for improvements
Prepare Credit Assessment Documents in accordance with and at the quality standards required by the FCR Manual and review guides
Use tools and techniques, including sampling and transactional testing, to effectively identify and assess adherence to credit policies as well as risk trends
Evaluate the appropriateness of Corrective Action Plans resulting from reviews or business monitoring and validate the effectiveness after implementation by the business
Be accountable for the quality and consistency of work product, including Credit Assessment Documents, Sample Rationale Documents, and Fundamental Credit Review Reports
Participate in analytical projects as needed by GRR Management

Requirements:

Bachelor’s degree, or foreign equivalent, in Statistics, Business, Finance, or a related field, and eight (8) years of experience in the job offered or in a related finance occupation performing credit risk reviews within the financial industry
Assessing the quality of credit cards and personal loan portfolios, including identifying and evaluating emerging risks
Applying principles of effective Credit Risk Appetite Framework to set risk appetite, risk limit, and risk profile in credit cards and personal loans portfolios to safeguard against excessive risk taking
Using statistical tools including decision trees, regression analysis, and descriptive, diagnostic, predictive and prescriptive data analysis, and methodologies including vintage roll rates analysis and profit and loss analysis to analyze portfolio credit risk
Reviewing the effectiveness of credit risk strategies, policies, and credit tests to ensure that risk and return dynamics and credit losses are within expectations and targets
Applying effective issue management principles to remediate credit issues and address the root cause

What we offer:

Medical, dental & vision coverage
401(k)
life, accident, and disability insurance
wellness programs
paid time off packages including planned time off, unplanned time off, and paid holidays
discretionary and formulaic incentive and retention awards

Additional Information:

Job Posted:
May 02, 2025

Expiration:
July 18, 2025

Employment Type:

Fulltime

Work Type:

Hybrid work

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Credit Review Senior Officer

Citi

Location:United States, Tampa

Category:Finance

Contract Type:Employment contract