CrawlJobs Logo
Citi Logo Citi · Banking

Credit Review Senior Officer I

United States, Irving Employment contract 186000.00 - 203400.00 USD / Year · Job Posted April 27, 2026

Job offer has expired

Job Link Share

Job Description

Citibank, N.A. seeks a Credit Review Senior Officer I for its Irving, TX location. DUTIES: Assess the effectiveness of credit risk management as well as the ability of the business and independent risk to identify, monitor, and mitigate current and emerging credit risks. Oversee Banking and International Credit Review (BICR) entities through periodic full Risk Differentiated Reviews (RDR) and quarterly reviews (Business Monitoring). Lead BICR reviews for assigned entity Global Debt Investment Securities (DIS) and other entities that could be assigned from the existing portfolio. Review transactions to analyze credit data, legal and corporate structures to determine if the risk involved in extending credit or any other product type is in line with the bank's risk appetite. Perform sovereign credit risk and cross-border risk analysis to identify, monitor, and provide solutions to current and emerging credit risks across business lines. Perform assessment of the quality of assigned portfolios and relationships including identification and evaluation of emerging risks and the effectiveness of credit risk controls. Evaluate the quality and adequacy of credit analysis and exposure analysis as well as accuracy and appropriateness of risk ratings and classifications of corporate, commercial, and high-net worth relationships. Meet with stakeholders to conduct business reviews. Evaluate adequacy of business and risk staffing levels. Prepare Credit Assessment Documents, Sample Rationale Documents, and BICR Review Reports created for assigned review entities. Support Credit Review Managers, Senior Credit Review Managers and Global Head of BICR on cluster and/or global tasks. Present findings and significant deficiencies to Credit Review Portfolio Managers and BICR Senior Management. A telecommuting/hybrid work schedule may be permitted within a commutable distance from the worksite in accordance with Citi policies and protocols.

Job Responsibility

  • Assess the effectiveness of credit risk management as well as the ability of the business and independent risk to identify, monitor, and mitigate current and emerging credit risks
  • Oversee Banking and International Credit Review (BICR) entities through periodic full Risk Differentiated Reviews (RDR) and quarterly reviews (Business Monitoring)
  • Lead BICR reviews for assigned entity Global Debt Investment Securities (DIS) and other entities that could be assigned from the existing portfolio
  • Review transactions to analyze credit data, legal and corporate structures to determine if the risk involved in extending credit or any other product type is in line with the bank's risk appetite
  • Perform sovereign credit risk and cross-border risk analysis to identify, monitor, and provide solutions to current and emerging credit risks across business lines
  • Perform assessment of the quality of assigned portfolios and relationships including identification and evaluation of emerging risks and the effectiveness of credit risk controls
  • Evaluate the quality and adequacy of credit analysis and exposure analysis as well as accuracy and appropriateness of risk ratings and classifications of corporate, commercial, and high-net worth relationships
  • Meet with stakeholders to conduct business reviews
  • Evaluate adequacy of business and risk staffing levels
  • Prepare Credit Assessment Documents, Sample Rationale Documents, and BICR Review Reports created for assigned review entities
  • Support Credit Review Managers, Senior Credit Review Managers and Global Head of BICR on cluster and/or global tasks
  • Present findings and significant deficiencies to Credit Review Portfolio Managers and BICR Senior Management
  • A telecommuting/hybrid work schedule may be permitted within a commutable distance from the worksite in accordance with Citi policies and protocols

Requirements

  • Bachelor's degree, or foreign equivalent, in Finance, Accounting, Economics, Business Administration, or a related field, and ten (10) years of experience in the job offered or in a related occupation performing credit risk assessments and risk rating activities
  • Ten (10) years of experience must include: Assessing credit quality, underwriting standards, and risk rating accuracy in complex credit portfolios including commercial and industrial loans, real estate, and structured products
  • Interpreting financial statements, cash flow models, and stress testing results to identify potential credit weaknesses and recommend mitigative actions
  • Monitoring and staying up to date with banking regulations to ensure credit reviews align with regulatory expectations and internal policies
  • Leading review teams, mentoring junior staff, and communicating findings to senior management and stakeholders through detailed reports and presentations
  • Reviewing credit files and documentation, maintaining objectivity to provide unbiased assessments of credit risk without influence from business lines
  • In the alternative, Employer will accept a Master's degree, or foreign equivalent, and eight (8) years of experience.

What we offer

  • medical, dental & vision coverage
  • 401(k)
  • life, accident, and disability insurance
  • wellness programs
  • paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays
Citi - All Job Offers

Looking for more opportunities?

Search for other job offers that match your skills and interests.

Suggested Tags: Frontend Developer Secretary Talent Manager Salesforce Administrator Data Analyst
Similar Jobs for

Credit Review Senior Officer I

8 matching positions

Controller or senior credit loan review officer

If you're looking for senior-level banking experience without the ego or the man...
Location
Location
United States , Sioux Falls
Salary
Salary:
85000.00 USD / Year
adams-inc.com Logo
Adams, Inc.
Expiration Date
Until further notice
Flip Icon
Requirements
Requirements
  • Senior-level banking experience
  • Deep experience across ALCO, budgeting, forecasting, securities, credit, and board-level reporting
  • Experience in Credit Analyst or Controller-type role
  • Long-tenured former C-suite president of a community bank
  • True numbers-and-analytics leader
  • Fulltime
Read More
Arrow Right

Credit Review Senior Analyst

Whether you’re at the start of your career or looking to discover your next adve...
Location
Location
Philippines , Taguig
Salary
Salary:
Not provided
https://www.citi.com/ Logo
Citi
Expiration Date
Until further notice
Flip Icon
Requirements
Requirements
  • 5+ years of work experience in Banking, Finance, Accounting, Economics, Business Administration or similar with Credit, Accounting or financial statement analysis
  • Formal credit training or strong understanding of financial accounting standards
  • Experience in assessing the credit and financial strength of Citi’s Large Corporate, Public Sector, and Financial Institutions Clients by performing fundamental credit analysis using both quantitative and qualitative factors
  • Intermediate to advanced skills in Excel, PowerPoint, SharePoint, Access, Word, Visio, etc. and the ability to learn and use various proprietary in-house systems including web-based programs, AI powered tools and the like
  • Excellent communication skills, verbal as well as written
  • Experience working with a highly productive analytical team
  • Detail oriented with ability to work independently and prioritize workload
  • Ability to make decisions / balance aggressive timelines for deliverables amidst conflicting priorities
  • Experience with managing and analyzing large data sets and management tasks in a large office setting
  • BA/BSc in Economics, Finance or Accounting or higher degree in Business (MBA), or any other related subject
Job Responsibility
Job Responsibility
  • Accountability for ensuring best in class core credit risk analysis of applicable portfolio ensuring consistency with industry leading practices and conforms to all internal credit procedures/policies, and all related regulatory expectations
  • Validate financial inputs used to determine credit risk rating of clients across different industries
  • Identify and analyze situations that create risk for Citi, utilizing various resources such as credit reports, score cards, risk systems, and knowledge of the elements of Risk
  • For an assigned portfolio of entities of varying complexity, collaborate with Lead Reviewers across various teams for Business Monitoring and Review activities including: Ensuring that the credit rating of the client is accurate and in line with Citi’s policy and practice
  • Preparation and Maintenance of CRR’s internal system, including milestone tracking and sample documentation
  • Analyze and interpret data to make conclusions or recommendations
  • Other items as required to execute efficient, consistent and value-added review activities
  • Gather deliverables and/or prepare presentations to meet internal and Regulatory needs
  • Support the Chief Administration Officer’s team in special projects
  • Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency
What we offer
What we offer
  • Access to telehealth options, health advocates, confidential counseling and more
  • Expanded Paid Parental Leave Policy
  • Programs to manage financial well-being
  • Access to an array of learning and development resources
  • Programs that help employees balance their work and life, including generous paid time off packages
  • Resources and tools to volunteer in the communities
  • Fulltime
Read More
Arrow Right

Credit Review Senior Analyst

Citi is seeking an experienced and motivated professional to join its Risk Manag...
Location
Location
India , Chennai
Salary
Salary:
Not provided
https://www.citi.com/ Logo
Citi
Expiration Date
Until further notice
Flip Icon
Requirements
Requirements
  • 1-2 years of relevant experience in credit risk, financial analysis, or a related quantitative field
  • Bachelor's degree (or equivalent experience) in Finance, Accounting, Economics, Computer Science, or a related field
  • Intermediate to advanced proficiency in Microsoft Office tools (Excel, PowerPoint etc.)
  • Strong English written and verbal communication skills
  • Excellent time management, organizational, and analytical abilities
  • Experience with SAS and other analytical programs (Python, R) is a plus
Job Responsibility
Job Responsibility
  • Assess the effectiveness of Citi's credit risk management practices and support identification and mitigation of credit risk across unsecured portfolios
  • Analyze credit risks by utilizing reports, scorecards, risk systems, and expert judgment
  • Evaluate moderately complex and variable credit issues with significant business impact
  • Support the preparation of Credit Portfolio Scorecards and trend analysis reports
  • Champion all Scoring Strategy analysis delivery and implementations. Perform score and non-score monitoring MIS and validations and conduct quarterly scoring reviews
  • Engage with Model Risk Management and Model developers for model changes and Ongoing performance assessment documentation and Annual Model Reviews. Manage the model change and model development documentation
  • Prepare internal presentations for management and regulatory stakeholders
  • Fulltime
Read More
Arrow Right

Credit Review Senior Analyst

Credit Risk Review (CRR) provides independent, objective, reliable, valued and t...
Location
Location
Philippines , Taguig City
Salary
Salary:
Not provided
https://www.citi.com/ Logo
Citi
Expiration Date
Until further notice
Flip Icon
Requirements
Requirements
  • 5+ years of work experience in Banking, Finance, Accounting, Economics, Business Administration or similar with Credit, Accounting or financial statement analysis
  • Formal credit training or strong understanding of financial accounting standards
  • Experience in assessing the credit and financial strength of Citi’s Large Corporate, Public Sector, and Financial Institutions Clients by performing fundamental credit analysis using both quantitative and qualitative factors
  • Intermediate to advanced skills in Excel, PowerPoint, SharePoint, Access, Word, Visio, etc. and the ability to learn and use various proprietary in-house systems including web-based programs, AI powered tools and the like
  • Excellent communication skills, verbal as well as written
  • Experience working with a highly productive analytical team
  • Detail oriented with ability to work independently and prioritize workload
  • Ability to make decisions / balance aggressive timelines for deliverables amidst conflicting priorities
  • Experience with managing and analyzing large data sets and management tasks in a large office setting
  • BA/BSc in Economics, Finance or Accounting or higher degree in Business (MBA), or any other related subject
Job Responsibility
Job Responsibility
  • Accountability for ensuring best in class core credit risk analysis of applicable portfolio ensuring consistency with industry leading practices and conforms to all internal credit procedures/policies, and all related regulatory expectations
  • Validate financial inputs used to determine credit risk rating of clients across different industries
  • Identify and analyze situations that create risk for Citi, utilizing various resources such as credit reports, score cards, risk systems, and knowledge of the elements of Risk
  • For an assigned portfolio of entities of varying complexity, collaborate with Lead Reviewers across various teams for Business Monitoring and Review activities including: Ensuring that the credit rating of the client is accurate and in line with Citi’s policy and practice
  • Preparation and Maintenance of CRR’s internal system, including milestone tracking and sample documentation
  • Analyze and interpret data to make conclusions or recommendations
  • Other items as required to execute efficient, consistent and value-added review activities
  • Gather deliverables and/or prepare presentations to meet internal and Regulatory needs
  • Support the Chief Administration Officer’s team in special projects
What we offer
What we offer
  • Access to telehealth options, health advocates, confidential counseling
  • Expanded Paid Parental Leave Policy
  • Resources to manage financial well-being and help plan for the future
  • Access to an array of learning and development resources
  • Generous paid time off packages
  • Resources and tools to volunteer in the communities
  • Fulltime
Read More
Arrow Right
New

Reconciliation Senior Officer

As a world leading provider of integrated solutions for the alternative investme...
Location
Location
India , Hyderabad
Salary
Salary:
Not provided
alterdomus.com Logo
Alter Domus
Expiration Date
Until further notice
Flip Icon
Requirements
Requirements
  • Bachelor's degree in finance, Accounting, Business Administration, or related fields
  • 5+ years of experience in financial operations, accounting, or reconciliation
  • Sound knowledge of Syndicated Loans & Structured Credit products
  • Working knowledge of different Loan platforms like WSO, Sentry would be an added advantage
  • Solid understanding of reconciliation processes and financial principles
  • Proven experience in resolving complex reconciliation discrepancies
  • Strong analytical and problem-solving skills
  • Ability to train junior team members
  • Proficiency in Microsoft Excel and reconciliation software
  • Strong communication and stakeholder management skills
Job Responsibility
Job Responsibility
  • Manage daily cash reconciliations for complex accounts, ensuring discrepancies are promptly investigated and resolved
  • Review reconciliation reports to ensure accuracy and compliance with internal controls
  • Serve as the first point of contact for escalations related to reconciliation issues, coordinating with the Manager for resolution when necessary
  • Assist in the transition of cash reconciliation activities to the NA-based team, including providing guidance on knowledge transfer and process documentation
  • Collaborate with cross-functional teams to support efficiency improvements and process standardization across the reconciliation function
  • Ensure adherence to KPIs and SLAs, providing feedback to Officers and making recommendations for process enhancements
  • Participate in process improvement initiatives aimed at reducing reconciliation errors and improving cycle times
  • Train and mentor Officers on reconciliation processes, fostering a culture of continuous learning and improvement
What we offer
What we offer
  • Support for professional accreditations such as ACCA and study leave
  • Flexible arrangements, generous holidays, plus an additional day off for your birthday
  • Continuous mentoring along your career progression
  • Active sports, events and social committees across our offices
  • 24/7 support available from our Employee Assistance Program
  • The opportunity to invest in our growth and success through our Employee Share Plan
Read More
Arrow Right

Credit Officer

Citi is looking for a Credit Officer to play a pivotal role in shaping sound cre...
Location
Location
Argentina , Buenos Aires
Salary
Salary:
Not provided
https://www.citi.com/ Logo
Citi
Expiration Date
Until further notice
Flip Icon
Requirements
Requirements
  • 5–6 years of credit underwriting or credit authority experience within a financial institution, with a background in risk management
  • Demonstrated experience managing or leading a team of associates, with the ability to guide performance, develop talent, and foster collaboration across a group
  • Fluency in both English and Spanish (bilingual proficiency is required)
  • applications and resumes must be submitted in English
  • Demonstrated ability to analyze individual and corporate financial statements, cash flow models, tax returns, and complex organizational structures — including entities with international operations
  • Solid grounding in accounting principles and their practical application in the credit underwriting process
  • Prior experience operating in a regulatory or compliance-driven environment, with a clear understanding of risk management frameworks
  • Proven ability to manage competing priorities, meet deadlines under pressure, and maintain a high standard of accuracy and attention to detail
  • Effective communicator with strong interpersonal skills, capable of influencing and guiding colleagues across functions and seniority levels
  • Proficiency in Microsoft Excel and Word, including financial modeling, graphs, and analytical tools
Job Responsibility
Job Responsibility
  • Lead, mentor, and develop a team of 6 to 8 Credit Analysts, providing guidance, supporting performance, and fostering a high-quality underwriting culture
  • Assess and underwrite commercial credit requests for new and existing clients, taking ownership of credit decisions that comply with risk policy standards and internal guidelines
  • Prepare comprehensive written credit summaries that analyze business viability, identify key risk factors and strengths, and render well-supported final credit recommendations
  • Conduct detailed financial analysis — including trend analysis, ratio analysis, and cash flow evaluation — on companies, individuals, guarantors, and co-borrowers to determine repayment capacity
  • Perform industry research, geographical due diligence, and review of complex business structures, including entities with foreign subsidiaries or parent organizations
  • Ensure ongoing compliance with Citi credit policies and regulatory requirements, supporting satisfactory outcomes in internal and external audits
  • Identify and drive process improvements across the credit underwriting function to enhance efficiency and improve client service outcomes
What we offer
What we offer
  • A hybrid working model — 3 days in the office and 2 days working remotely — giving you flexibility while keeping you connected to your team
  • People leadership responsibility from day one, with a team of 6 to 8 direct reports to guide, develop, and inspire
  • Access to Citi's global network, with opportunities to collaborate across business lines and geographies
  • Continuous learning and development support, including access to training programs and career advancement pathways within Citi's broad financial services ecosystem
  • Comprehensive wellbeing support, including financial wellbeing resources, health benefits, and family support programs
  • A workplace that values inclusion, diverse perspectives, and meaningful work — where your contributions are recognized and your growth is supported
  • Fulltime
Read More
Arrow Right

Senior Credit Controller

As we grow our Leeds finance team we're looking for a Senior Credit Control posi...
Location
Location
United Kingdom , Leeds
Salary
Salary:
Not provided
sharkninja.com Logo
SharkNinja
Expiration Date
Until further notice
Flip Icon
Requirements
Requirements
  • Proven experience in a credit control or finance role
  • Excellent communication and interpersonal skills
  • Strong numerical and analytical abilities
  • Proficient in Microsoft Office, particularly Excel
  • experience with accounting software is a plus
  • A can-do attitude, with a strong team working ethic
Job Responsibility
Job Responsibility
  • Process and allocate monies received from remittances
  • Monitor and manage complex customer accounts to ensure timely payment and swift resolution of billing queries
  • Maintain accurate records of customer interactions and transactions
  • Liaise with the Sales and Operational teams to address customer inquiries and disputes
  • Report on aged debt and providing regular updates to management
  • Identify and escalate any potential credit risks to management
  • Organize and maintain shared email inboxes
  • Working closely with Credit Control manager to review and improve team processes
  • Involvement in the development and execution of test scenarios for finance systems
  • Ownership of audit requests
What we offer
What we offer
  • competitive health insurance
  • retirement plans
  • paid time off
  • employee stock purchase options
  • wellness programs
  • SharkNinja product discounts
  • Fulltime
Read More
Arrow Right

Senior Credit Risk Business Analyst - Vice President

Credit Risk Technology Team is responsible for delivering Counterparty Credit Ri...
Location
Location
India , Pune
Salary
Salary:
Not provided
https://www.citi.com/ Logo
Citi
Expiration Date
Until further notice
Flip Icon
Requirements
Requirements
  • Experienced in Business Analysis and SDLC
  • Project Management experience a key advantage
  • 12+ years experience in the Capital Markets domain
  • Understanding of the mechanics and life cycle of Securities Financing Transactions (SFT), Loans and derivatives products, including Options, Futures, Forwards and Swaps is an advantage
  • Experience working with global teams across time zones
  • Proficiency in MS Office (Word, Excel, Visio, PowerPoint)
  • Data Analysis capabilities (Database or Spreadsheet), with extensive experience using Excel required
  • Bachelor's degree/University degree or equivalent experience, Master's degree an advantage
  • Graduate in STEM (Science, Technology, Engineering and Mathematics) or Finance discipline
  • FRM/CFA or other Financial mathematics degree or certification is preferable
Job Responsibility
Job Responsibility
  • Liaise with stakeholders across the Risk and Front Office Technology, Counterparty Risk Management, Finance and Front Office business organizations to assemble business requirements for Counterparty Risk Technology projects
  • Manage expectations of various stakeholder groups and help negotiate solutions to complex problems
  • Project manage complex Counterparty Credit Risk projects end to end. Accurately record, maintain, and report Program/Project management tracking data such as milestones via Citi’s internal project tracking systems
  • Help assemble/manage detailed documentation covering Counterparty Risk calculations and other processing, to be used to discuss technology implementation details with the Business users and Market Regulators in various countries/regions. Create flow diagrams, structure charts, and other types of system or process representations when appropriate
  • Facilitate and drive project meetings with both business and technology teams
  • Develop and review test scripts with business users as well as technology teams for System, User and Impact testing
  • Understand, analyze, and explain counterparty exposures on SFTs books to users. Investigate PSE/EAD/RWA and related calculations for internal risk management and BASEL3/BASEL4 regulatory capital reporting based on the exposure profiles generated by the systems
  • Ability to trace changes in day to day exposures to changes in markets, books and or legal agreements
  • Where feasible develop excel prototypes to demonstrate and analyze risk calculations.
  • Fulltime
Read More
Arrow Right