Credit Products Portfolio Manager Sr. Job at Flagstar Bank (Houston)

CRE Credit Products Portfolio Manager Sr

The Senior CRE Credit Products Portfolio Manager is a strategic advisor responsi...

Location

United States of America , Hicksville

Salary:

106024.00 - 165862.00 USD / Year

Flagstar Bank

Expiration Date

Until further notice

Requirements

Education level required: Undergraduate Degree (4 years or equivalent) in Finance, Accounting, Economics, or a related field or 12+ years of equivalent experience
Minimum experience required: 10+ Years in commercial credit analysis/structuring, underwriting, portfolio management and risk analysis
Deep expertise in structuring and negotiating complex credit agreements
Strong leadership skills with the ability to influence credit strategy and policy
In-depth understanding of macroeconomic factors and their impact on credit risk
Proven ability to manage large portfolios and advise senior executives
Exceptional communication and stakeholder management skills
As relevant for the supported line of business, well versed in legal documentation (e.g., Credit Agreements) and positioned to both develop more junior associates on the topic, interact with internal and external legal counsel, and negotiate directly with clients

Job Responsibility

Lead the structuring, analysis, and approval of highly complex credit transactions, ensuring risk is balanced with business needs
Proactively monitor portfolio risk, identifying industry trends and economic factors impacting credit quality
Serve as a strategic partner to RMs and senior leadership, offering expertise in credit negotiations and deal execution
Work directly with clients, legal counsel, and internal teams to structure and negotiate credit agreements
Mentor junior credit professionals, providing training and leadership in credit risk best practices
Proactively identifies and raises to senior leadership improvement areas in credit processes and procedures
Uses independent judgement and discretion to make decisions regarding assigned portfolio
Analyzes and resolves problems pertaining to the assigned portfolio

What we offer

Medical
Dental
Vision
Life
Disability insurance
Comprehensive leave program

Fulltime

New

Commercial Real Estate Underwriter/ Credit Products Portfolio Manager Sr.

The Senior CRE Credit Products Portfolio Manager is a strategic advisor responsi...

Location

United States , Hicksville

Salary:

106023.75 - 165862.00 USD / Year

Flagstar Bank

Expiration Date

Until further notice

Requirements

Undergraduate Degree (4 years or equivalent) in Finance, Accounting, Economics, or a related field or 12+ years of equivalent experience
10+ Years in commercial credit analysis/structuring, underwriting, portfolio management and risk analysis
Deep expertise in structuring and negotiating complex credit agreements
Strong leadership skills with the ability to influence credit strategy and policy
In-depth understanding of macroeconomic factors and their impact on credit risk
Proven ability to manage large portfolios and advise senior executives
Exceptional communication and stakeholder management skills
As relevant for the supported line of business, well versed in legal documentation (e.g., Credit Agreements) and positioned to both develop more junior associates on the topic, interact with internal and external legal counsel, and negotiate directly with clients

Job Responsibility

Complex Credit Structuring & Underwriting: Lead the structuring, analysis, and approval of highly complex credit transactions, ensuring risk is balanced with business needs
Portfolio Strategy & Risk Oversight: Proactively monitor portfolio risk, identifying industry trends and economic factors impacting credit quality
Client & Executive Leadership Engagement: Serve as a strategic partner to RMs and senior leadership, offering expertise in credit negotiations and deal execution
Credit Agreement Negotiation: Work directly with clients, legal counsel, and internal teams to structure and negotiate credit agreements
Team Leadership & Mentorship: Mentor junior credit professionals, providing training and leadership in credit risk best practices
Uses independent judgement and discretion to make decisions regarding assigned portfolio
Analyzes and resolves problems pertaining to the assigned portfolio

What we offer

medical
dental
vision
life
disability insurance
comprehensive leave program

Fulltime

Sr Business Banking Underwriting Portfolio Manager

As the Business Banking Operations Underwriter PM IV (UW IV), you will be respon...

Location

United States , Westwood, Massachusetts; New York, New York; Iselin, New Jersey; Johnston, Rhode Island; Pittsburgh, Pennsylvania

Salary:

120000.00 - 145000.00 USD / Year

Citizens Bank

Expiration Date

Until further notice

Requirements

Bachelor's Degree in Business Administration, Finance, Accounting and/or Economics
Master's Degree in relevant fields preferred
10+ years of experience and exhibited competency in various aspects of commercial lending /portfolio management including financial analysis and credit structuring, understanding and applying credit policy, and credit monitoring and risk administration practices
Exhibits superior level of knowledge of financial analytical, loan structuring, commercial products, credit, risk and administration practices and processes
Expected to have credit and documentation experience as well as practical and conceptual knowledge of credit and risk analysis
Able to maintain good communication across business unit and broader organization

Job Responsibility

Evaluates appropriateness of loan structure with Relationship Managers and Credit Product Managers as needed to meet client needs for new loans while ensuring Citizens’ credit risk profiles are maintained
Assumes responsibility to protect and preserve the integrity of Citizens’ risk appetite while accurately assessing and managing risk
Assures compliance with Business Banking Credit Policy and risk acceptance criteria
Effectively maintains high quality credit file documentation in a paperless environment
Applies credit skills, product knowledge, industry analysis, and sound judgment to assess and manage credit risk effectively
Exhibits knowledge of various types of loan terms, structures, and conditions and understanding of loan documentation

What we offer

comprehensive medical, dental and vision coverage
retirement benefits
maternity/paternity leave
flexible work arrangements
education reimbursement
wellness programs
paid time off policy exceeds the mandatory, paid sick or paid time-away policy of very local and state jurisdiction in the United States

Fulltime

Cre Credit Products Portfolio Mgr Sr

The Senior CRE Credit Products Portfolio Manager is a strategic advisor responsi...

Location

United States of America , Beverly Hills

Salary:

106023.00 - 165862.00 USD / Year

Flagstar Bank

Expiration Date

Until further notice

Requirements

Education level required: Undergraduate Degree (4 years or equivalent) Bachelor’s degree in Finance, Accounting, Economics, or a related field or 12+ years of equivalent experience
Minimum experience required: 10+ Years in commercial credit analysis/structuring, underwriting, portfolio management and risk analysis
Deep expertise in structuring and negotiating complex credit agreements
Strong leadership skills with the ability to influence credit strategy and policy
In-depth understanding of macroeconomic factors and their impact on credit risk
Proven ability to manage large portfolios and advise senior executives
Exceptional communication and stakeholder management skills
As relevant for the supported line of business, well versed in legal documentation (e.g., Credit Agreements) and positioned to both develop more junior associates on the topic, interact with internal and external legal counsel, and negotiate directly with clients.

Job Responsibility

Lead the structuring, analysis, and approval of highly complex credit transactions, ensuring risk is balanced with business needs
Proactively monitor portfolio risk, identifying industry trends and economic factors impacting credit quality
Serve as a strategic partner to RMs and senior leadership, offering expertise in credit negotiations and deal execution
Work directly with clients, legal counsel, and internal teams to structure and negotiate credit agreements
Mentor junior credit professionals, providing training and leadership in credit risk best practices
Proactively identifies and raises to senior leadership improvement areas in credit processes and procedures
Uses independent judgement and discretion to make decisions regarding assigned portfolio
Analyzes and resolves problems pertaining to the assigned portfolio
Performs special projects, and additional duties and responsibilities as required
Consistently adheres to regulatory and compliance policies and standards linked to the job as listed and complete required compliance trainings

What we offer

medical
dental
vision
life
disability insurance
comprehensive leave program

Fulltime

Sr. Credit Analyst

Robert Half Management Resources is looking for an experienced Sr. Credit Analys...

Location

United States , Scottsdale

Salary:

Not provided

Robert Half

Expiration Date

Until further notice

Requirements

At least 3 years of experience in credit analysis or portfolio management within commercial banking or business banking
Demonstrated ability to prepare credit presentations, loan narratives, and formal underwriting documentation
Strong background in financial statement analysis, credit spreading, cash flow evaluation, and covenant measurement
Working knowledge of commercial loan structures, risk identification, and credit policy application
Experience supporting commercial lending products, which may include construction financing, loan renewals, or SBA-related transactions
Proficiency with credit and financial analysis systems, with Abrigo, Experian, or similar platforms preferred
Effective written and verbal communication skills with the ability to present findings clearly to internal stakeholders

Job Responsibility

Develop detailed credit memos and lending recommendations for new requests, renewals, and modifications
Analyze financial statements by completing spreads, cash flow reviews, ratio analysis, and covenant testing to support credit decisions
Track the performance of assigned borrowing relationships and flag developing risks, exceptions, or adverse trends
Review collateral, industry conditions, and borrower operating results to form balanced assessments of repayment capacity
Maintain ongoing portfolio oversight through periodic reviews, covenant compliance monitoring, and credit file updates
Collaborate with lenders, portfolio partners, and credit approvers to deliver accurate and timely documentation for commercial loan activity
Ensure loan packages and supporting records align with internal credit standards and applicable regulatory expectations
Use credit analysis platforms and reporting tools, such as Abrigo, Experian, or comparable systems, to support underwriting and portfolio management activities

What we offer

Competitive compensation
Benefits available to contract/temporary professionals, including medical, vision, dental, and life and disability insurance
Eligible to enroll in company 401(k) plan
Free online training

Fs Risk Portfolio Sr. Specialist

At Vodafone, we're not just shaping the future of connectivity for our customers...

Location

Egypt , Giza

Salary:

Not provided

Vodafone

Expiration Date

Until further notice

Requirements

Monitor portfolio performance indicators including delinquency, default, roll rates, and vintage analysis
Build and maintain credit scorecards and track their performance over time
Analyze portfolio trends by product, segment, channel, geography, and risk grade
Prepare and submit quarterly reports to the Financial Regulatory Authority (FRA) in line with requirements
Identify emerging risks and early signs of portfolio deterioration
Conduct root-cause analysis for delinquency and loss drivers
Support the development and monitoring of early warning indicators (EWI)
Provide insights and recommendations for portfolio actions (tightening, limits, pricing, targeting)
Support IFRS 9 / ECL analysis, provisioning, and risk parameter monitoring (PD, LGD, EAD)
Coordinate with Collections to assess strategy effectiveness and recovery performance

Job Responsibility

Monitor portfolio performance indicators including delinquency, default, roll rates, and vintage analysis
Build and maintain credit scorecards and track their performance over time
Analyze portfolio trends by product, segment, channel, geography, and risk grade
Prepare and submit quarterly reports to the Financial Regulatory Authority (FRA) in line with requirements
Identify emerging risks and early signs of portfolio deterioration
Conduct root-cause analysis for delinquency and loss drivers
Support the development and monitoring of early warning indicators (EWI)
Provide insights and recommendations for portfolio actions (tightening, limits, pricing, targeting)
Support IFRS 9 / ECL analysis, provisioning, and risk parameter monitoring (PD, LGD, EAD)
Coordinate with Collections to assess strategy effectiveness and recovery performance

Fulltime

Relationship Manager Sr - CRE

The Relationship Manager Sr - CRE Specialty manages commercial real estate loan ...

Location

United States of America , Houston

Salary:

142561.50 - 222200.00 USD / Year

Flagstar Bank

Expiration Date

Until further notice

Requirements

Education level required: Undergraduate Degree (4 years or equivalent) in business, finance or related field
Minimum experience required: 10+ Years of experience as a Commercial Lending Relationship Manager and/or commercial lending sales
Some experience in commercial credit may substitute for production experience
Credit training preferred
Expert knowledge of commercial lending credit, underwriting and loan structuring skills
Expert analytical skills to understand financial and cash flow analyses
Highly developed negotiation skills in addition to excellent verbal and written communication skills
Experience utilizing a calling strategy to actively call on prospects/clients and establish a personally-developed network of clients and potential clients to source deals through various centers of influence
Computer proficiency in Microsoft Office applications including
Word and Excel

Job Responsibility

Develops and maintains relationships to generate direct deal flow
Coordinates the team approach to approving and closing new deals to grow assets and revenues while optimizing profitability (ROE)
Works with assigned portfolio managers, engage with sponsors and borrowers on idea generation and relevant opportunities to expand our relationship
Works with assigned portfolio managers to ensure pro-active monitoring of the credit quality of the portfolio through timely financial statement gathering, monitoring client's compliance with ongoing required reporting, properly analyzing financial information and taking or recommending appropriate corrective actions based on acceptable levels
Ultimately responsible for managing the banks risk exposure to acceptable levels
Collaborating with Credit team and outside counsel as needed to prepare credit approval documents and managing onboarding process to ensure transactions are booked appropriately
Stays abreast of industry trends and market conditions that could impact the assigned portfolio of relationships and borrowers
Uses independent judgement and discretion to make decisions
Analyzes and resolves problems
May be responsible for talent management functions including: employment, performance evaluations, staff development/training, disciplinary actions, succession planning and ensuring all staff comply with compliance requirements

What we offer

Medical
Dental
Vision
Life
Disability insurance
Comprehensive leave program

Fulltime

Relationship Manager Sr - CRE

The Relationship Manager Sr - CRE Specialty manages commercial real estate loan ...

Location

United States of America , Houston

Salary:

Not provided

Flagstar Bank

Expiration Date

Until further notice

Requirements

Undergraduate Degree (4 years or equivalent) in business, finance or related field
10+ Years of experience as a Commercial Lending Relationship Manager and/or commercial lending sales
Some experience in commercial credit may substitute for production experience
Expert knowledge of commercial lending credit, underwriting and loan structuring skills
Expert analytical skills to understand financial and cash flow analyses
Highly developed negotiation skills in addition to excellent verbal and written communication skills
Experience utilizing a calling strategy to actively call on prospects/clients and establish a personally-developed network of clients and potential clients to source deals through various centers of influence
Computer proficiency in Microsoft Office applications including
Word and Excel
Demonstrates a strong ability to build and maintain effective relationships with stakeholders by communicating clearly, engaging in proactive collaboration, and leveraging cross functional insights. Aligns relationship building efforts with enterprise goals to accelerate performance and drive strategic results

Job Responsibility

Develops and maintains relationships to generate direct deal flow
Coordinates the team approach to approving and closing new deals to grow assets and revenues while optimizing profitability (ROE)
Works with assigned portfolio managers, engage with sponsors and borrowers on idea generation and relevant opportunities to expand our relationship
Works with assigned portfolio managers to ensure pro-active monitoring of the credit quality of the portfolio through timely financial statement gathering, monitoring client’s compliance with ongoing required reporting, properly analyzing financial information and taking or recommending appropriate corrective actions based on acceptable levels
Ultimately responsible for managing the banks risk exposure to acceptable levels
Collaborating with Credit team and outside counsel as needed to prepare credit approval documents and managing onboarding process to ensure transactions are booked appropriately
Stays abreast of industry trends and market conditions that could impact the assigned portfolio of relationships and borrowers
Uses independent judgement and discretion to make decisions
Analyzes and resolves problems
May be responsible for talent management functions including: employment, performance evaluations, staff development/training, disciplinary actions, succession planning and ensuring all staff comply with compliance requirements

What we offer

medical, dental, vision, life, and disability insurance, as well as a comprehensive leave program

Fulltime

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Credit Products Portfolio Manager Sr.

Job Description

Job Responsibility

Requirements

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