Credit Product Strategy & Plan Specialist Job at Citi (Mumbai)

Product Performance Management Lead Specialist

The Product Performance Mgmt Lead Specialist is a senior level position who clos...

Location

Costa Rica , Heredia

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

10+ years of experience
Knowledge of consumer financial services regulatory environment
Knowledge of marketing, credit, acquisitions, product development, process re-engineering/transformation and/or analytics
Ability to make complex judgments and provide solutions based on sophisticated analytical thought comparing and selecting complex alternatives
In-depth quantitative or qualitative analysis to solve problems and develop new, innovative solutions
Ability to apply ingenuity and creativity to problem analysis and resolution in complicated and/or novel situations
Developed diplomacy skills are required in order to guide, influence and convince others, in particular colleagues in other areas and occasional external customers
Experience with and confidence in delivering presentations to clients and senior managers
Ability to work unsupervised and adjust priorities quickly as circumstances dictate
Ability to work under pressure and manage deadlines or unexpected changes in expectations or requirements

Job Responsibility

Partners across product disciplines, assists in managing the overall performance of a given product suite and monitors performance drivers for the products and portfolios
Implements performance improvement strategies, with a specific focus on cross-sell and integration, including the development of competitive analyses, market analyses, product development road maps, market plans, pricing strategies and product line extensions
Assists sales and relationship managers in building skills needed to identify client needs, and proposes solutions in line with business objectives
Ensure products are working as designed and compliant with regulations, policies and laws
Participate in day-to-day product management for core products such as product delivery, client experience, and client communication strategies as well as help the team prioritize, negotiate, and remove obstacles to achieve business results
Represent customer needs and provide strategic direction on product development features, functionality and overall competitiveness
Builds consensus and awareness of value proposition throughout the organization and key partners
Participates in and prepares materials for the Product Approval Program and related processes, ensures products are delivered and adhere to all parameters globally
Collaborates with cross-functional teams, including technology, operations, legal, implementations, and sales to deliver solutions for Citi clients
Manages product risk and control, documentation, credit, legal and regulatory risk, and manage transactional P&L through business drivers, and profitability ratios

Fulltime

Assistant Vice President – Third Party Risk Oversight specialist - TPRO - Consumer Credit Risk

The AVP – Third party risk oversight role is responsible for owning and enhancin...

Location

India , Mumbai

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

8+ years of experience in Risk management, third-party risk, vendor risk/management or credit risk with a large financial institution
US banking regulatory expectations
Prior experience operating with consumer credit risk or closely related risk domains
Extensive background in managing critical suppliers and regulated third-party relationships
Experience active as a risk/process oversight owner or leading risk platforms, frameworks, or governance models
Bachelor’s degree in related fields
Working knowledge of Vendor relationship management / Vendor risk management/ TPRO
Growth mindset with ability to balance risk, compliance and business enablement
Excellent stakeholder management and executive communication skills
Ability to challenge vendors and internal partners constructively

Job Responsibility

Product ownership and strategy: Own the end-to-end product vision for third-party risk oversight tools, processes, and controls within consumer credit risk
Own the TPRO vision, roadmap, and backlog, ensuring alignment with Citi risk policies and enterprise standards
Translate regulatory guidance, Citi policies, and risk requirements into User stories, controls, and functional requirements into scalable risk oversight solutions
Prioritize initiatives based on risk severity, regulatory commitments and business impact
Third-party Risk oversight: Oversee risk assessment lifecycle for third-party vendors, including: Inherent risk assessments, Due diligence (financial, operations, cyber, data privacy, model risk), Ongoing monitoring and periodic reviews
Ensure critical and high- risk vendors undergo enhanced oversight and governance
Maintain a risk-tiered vendor inventory aligned with consumer credit risk exposure
Supplier and contract management: Ensure supplier contracts meet regulatory, risk and control standard, including: SLAs, KPI, audit and access rights, data protection, information security, confidentiality, BCP/DR (business continuity planning/ Disaster recover), subcontractor and fourth-party controls
Track contract milestones, renewals, terminations and renegotiations
Proactively identify contracts nearing expirations and drive timely renewals or exit strategies

Fulltime

Business Analytics Senior Lead Analyst

Lead analytics for Citi’s Lending business. A telecommuting/hybrid work schedule...

Location

United States , Tampa

Salary:

150700.00 - 152250.00 USD / Year

Citi

Expiration Date

March 26, 2026

Requirements

Master’s degree, or foreign equivalent, in Information Technology and Management, Information Technology, or related field and 4 years of experience as a Portfolio and Strategy Analytics Specialist, Data Analytics Specialist, or related position involving data analytics for business development and customer engagement strategy building in the global financial services industry
Alternatively, a Bachelor’s degree in the stated fields and 6 years of the specified progressive, post-baccalaureate experience
4 years of experience must include: Retail lending portfolio management and decisions analytics, supporting strategy initiatives and execution
Supporting policy optimization and credit expansion to improve sales and process automation
Designing and developing customer segmentation utilizing historic trends and outlook
Utilizing data to recommend statistical and non-statistical tools to develop targeting strategies, including new-to-market and existing segments
Utilizing knowledge of drivers of product financials for planning and forecasting
Descriptive statistics and data mining for program effectiveness measurements
Utilizing SAS and Python to perform data set analyses for historical trend identification and business recommendations
Performing financial modelling for P&L analysis

Job Responsibility

Lead analytics for Citi’s Lending business by providing advanced test design, evaluating targeting strategies, and identifying expansion and other new business opportunities in order to meet and exceed business goals
Develop analytically derived omni-channel targeting, offer, and communication strategies to drive profitable long-term customer engagement
Develop statistical targeting and behavioral models that deliver business results
Identify actionable customer insights based on internal and external customer behavioral and financial data
Develop program impact forecasting relating to financial impacts and customer behavior
Manage scorecards and the Management Information Systems, including tracking the program’s impact to portfolio dynamics
Analyze any variances in the forecast and identify root causes
Work closely with business partners in Decision Management, Risk Management, Marketing, Finance, Legal and Compliance, to implement strategies capitalizing on the opportunities identified through risk-return analysis

What we offer

medical, dental & vision coverage
401(k)
life, accident, and disability insurance
wellness programs
paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays
discretionary and formulaic incentive and retention awards

Fulltime

Wealth Relationship Manager

The Wealth Relationship Mgmt. (Branch) Sr. Analyst SAFE Act is a seasoned profes...

Location

United States , Boca Raton; Palm Beach Gardens; Coral Gables; North Miami Beach; Fort Lauderdale; Key Biscayne; Miami

Salary:

72880.00 - 109320.00 USD / Year

Citi

Expiration Date

Until further notice

Requirements

5-8 years of experience
Strong analytical and financial skills
Strong verbal and written communication skills
Organized with strong attention to details
Knowledge of Microsoft Office (Excel, Outlook, and Word) and experience using Money Guide Pro, or NaviPlan Select, or similar financial planning software preferred
Basic understanding of investment and financial planning strategies preferred
Must be a self-starter, problem solver and a goal-oriented team player able to work without direction
Required current US FINRA Registration: SIE, Series 6, 63, and 65 OR Series 7 and 66 or equivalent
Must meet ALL US FINRA Registration requirements within 150 days of starting in the role
Insurance Group 1 required

Job Responsibility

Identify, build and deepen relationships to gain incremental wallet share of the affluent and High Net Worth segment with financial planning and excellent discovery and profiling skills
Anticipate the complex financial needs of the client and offer solutions through a wide range of products, services and tools based on client profiling
With the support of product specialists, intuitively recognize and understand a client's banking, credit and investment needs and goals to provide holistic financial solutions
Provide regular value-added engagement with clients- High touch, face-to-face meetings at client's preferred location, consistent communication, access to seminars, etc
Master referral opportunities to grow portfolio
Proactively source, acquire and expand high value customer relationship by maximizing sale and service opportunities
Refer opportunities to segment partners where appropriate (including, but not limited to Lending Consultants and Financial Advisor, Small Business Partners, Relationship Manager, etc.)
Organize client events to enhance client bonding
Acquire new clients through converting referral leads
Manage client follow-up and adhere to all Regulatory and Compliance operating procedures

What we offer

medical, dental & vision coverage
401(k)
life, accident, and disability insurance
wellness programs
paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays
discretionary and formulaic incentive and retention awards

Fulltime

Strategic Account Manager

We are looking for a dynamic Strategic Account Manager to join our regional team...

Location

United States , Richmond

Salary:

84000.00 - 126000.00 USD / Year

ResMed

Expiration Date

Until further notice

Requirements

5+ years of sales experience plus a bachelor’s degree or equivalent experience
Prior top ranked medical device, business to business (B2B) or business to consumer (B2C)
Exceptional sales, negotiating and closing skills
Experience using Salesforce (SFDC) or similar customer relationship management (CRM) platform
Excellence in all forms of communication, effective communicator in upstream and cross channel collaboration
Motivated, execution and results focus with accountability for continuous improvement
Team player with strong work ethic and a can-do attitude
Ability to travel throughout territory as necessary to achieve results

Job Responsibility

Drive durable ResMed brand prescriptions, identify referral opportunities, and increase patient funnel by leveraging existing solutions
Develop and maintain solid relationships and engagement with clients to drive ResMed branded prescriptions as direct clinical and operational preference
Acquire a thorough understanding of client and patients’ needs to instill ResMed branded solutions from beginning to end of patient’s journey and to reduce fallout in the patient journey
Shift client’s clinical preference from diagnosis basis to patient’s long-term success
Plan and execute strategies with specialists to drive client adoption of ResMed branded solutions
Collaborate with support teams through sales process and long-term implementation of solution(s) using Customer Relationship Management (CRM) system
Professionally represent ResMed as the subject matter expert on the broad portfolio of products and solutions
A data driven mindset to identify how to effectively increase customer funnel
Ability to interpret key data/reports to clinically and constructively increase shares
Analyze client data to understand patient and provider relationship to offer ResMed brand solutions

What we offer

comprehensive medical, vision, dental, and life, AD&D, short-term and long-term disability insurance, sleep care management, Health Savings Account (HSA), Flexible Spending Account (FSA), commuter benefits, 401(k), Employee Stock Purchase Plan (ESPP), Employee Assistance Program (EAP), and tuition assistance
Paid Time Off (PTO)
11 paid holidays plus 3 floating days
eligible for 14 weeks of primary caregiver or two weeks of secondary caregiver leave
Sales Incentive Plan with a target of $73,000 annually

Fulltime

New

Mid - Corporate Banker

Citi Commercial Bank (“CCB”) UAE’s “Business & Professional Services (BPS)” team...

Location

United Arab Emirates , Dubai

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

10+ years of banking experience
In-depth knowledge of all aspects of commercial banking, including strong commercial credit knowledge and an ability to quickly learn new products and services
Possesses sound judgment and is creative in providing solutions to bank clients, across the entire set of Citi capabilities (including Trade and Treasury Solutions, markets, lending and episodic)
Ability to demonstrate understanding of industry dynamics, future trends, client needs and industry- focused solutions
Significant experience with commercial credit decision making authority, with experience in complex capital structures and cross border transactions
Intermediate level credit skills with the capability to demonstrate advanced level credit skills to be appointed a Senior Credit Officer
Proven track record of successfully managing and leading teams through complex change
a reputation for retaining, attracting and developing talent
Must be able to express a sound opinion, able to agreeably present another viewpoint
Full management responsibility of a team, which may include management of people, budget and planning, to include duties such as performance evaluation, compensation, hiring, disciplinary and terminations, and may include budget approval

Job Responsibility

Supporting the formulation and execution of the growth strategy and plan for the CCB UAE team
Strategically and tactically drive the growth of their portfolio and business by capturing wallet from existing clients and with a strong bias towards new to bank origination of multi-product and multi-country mandates from clients, within CCB UAE target market
“Be the Best” for our clients’ by understanding and delivering on clients’ holistic treasury and strategic agenda
Be responsible for Client-level planning, budget and revenue responsibilities
Understand and follow trends within the industry to provide thought leadership to clients
Drive innovation on the solutions we provide clients through partnerships with product specialists and subject matter experts, while structuring deals that balance risk and reward
This banker is responsible for actively calling on clients to deepen relationships and proactively owning, responding to and anticipating future needs, challenges or risks, in addition to identifying and pursuing new clients aligned with CCB’s value proposition
Attracting, retaining and motivating a team, along with responsibility for managing a budget and meeting team sales goals
Substantial execution experience on complex deals with a proven ability to lead a deal team process
Oversee the credit relationship of the client, coordinating and supervising the entire process, ensuring the proper application of policies and institutional processes

Fulltime

New

Mid-Corporate Banker

Citi Commercial Bank (“CCB”) UAE’s Industrials team covers UAE-headquartered Mid...

Location

United Arab Emirates , Dubai

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

10+ years of banking experience
In-depth knowledge of all aspects of commercial banking, including strong commercial credit knowledge and an ability to quickly learn new products and services
Possesses sound judgment and is creative in providing solutions to bank clients, across the entire set of Citi capabilities (including TTS, markets, lending and episodic)
Ability to demonstrate understanding of industry dynamics, future trends, client needs and industry- focused solutions
Significant experience with commercial credit decision making authority, with experience in complex capital structures and cross border transactions
Intermediate level credit skills with the capability to demonstrate advanced level credit skills to be appointed a Senior Credit Officer
Ability to work effectively in team setting
Able to effectively interact with a variety of internal and external constituencies
Proven track record of successfully managing and leading teams through complex change
a reputation for retaining, attracting and developing talent

Job Responsibility

Supporting the formulation and execution of the growth strategy and plan for the CCB UAE team
Strategically and tactically drive the growth of their portfolio and business by capturing wallet from existing clients and with a strong bias towards new to bank origination of multi-product and multi-country mandates from clients, within CCB UAE target market
“Be the Best” for our clients’ by understanding and delivering on clients’ holistic treasury and strategic agenda
Be responsible for Client-level planning, budget and revenue responsibilities
Understand and follow trends within the industry to provide thought leadership to clients
Drive innovation on the solutions we provide clients through partnerships with product specialists and subject matter experts, while structuring deals that balance risk and reward
This banker is responsible for actively calling on clients to deepen relationships and proactively owning, responding to and anticipating future needs, challenges or risks, in addition to identifying and pursuing new clients aligned with CCB’s value proposition
Attracting, retaining and motivating a team, along with responsibility for managing a budget and meeting team sales goals
Substantial execution experience on complex deals with a proven ability to lead a deal team process
Oversee the credit relationship of the client, coordinating and supervising the entire process, ensuring the proper application of policies and institutional processes

Fulltime

Vice President, Alternatives Distribution

iCapital is seeking a high performing Vice President, Alternatives Distribution ...

Location

Canada , Toronto

Salary:

Not provided

iCapital Network

Expiration Date

Until further notice

Requirements

10+ years of client facing experience in the Canadian investment industry (i.e. external wholesaling, capital raising, national accounts, client portfolio management, product specialist roles)
Bachelor’s degree is required
Demonstrated success selling or supporting a diverse range of investment strategies, ideally with exposure to alternative investments
Direct relationships with Canadian banks, independent dealers, family offices, and investment advisors within the target region
CFA or CAIA certification or progress toward completion is preferred
Meets the regulatory requirements to be registered as a Registered Individual (Exempt Market Dealer) CIM designation or CSC completion is preferred
Highly motivated self-starter who thrives in an entrepreneurial, growth-oriented environment with limited oversight
Outstanding relationship building, communication, and presentation skills

Job Responsibility

Build deep expertise across a curated offering of private credit, private equity, real estate, infrastructure, and hedge fund strategies
Develop and execute a proactive regional coverage plan to expand iCapital’s presence among advisors and dealer platforms
Use a consultative sales approach to acquire new relationships, expand existing accounts, and provide exceptional ongoing client service
Deliver thoughtful advisor education on incorporating alternative investments into diversified client portfolios
Partner with Canadian leadership to refine the coverage model (i.e. regional segmentation, territory optimization, investor base analytics)
Lead onboarding and engagement of new advisor relationships onto iCapital’s platform to facilitate product access and adoption
Collaborate across iCapital’s stakeholders position the firm’s value proposition and service offerings effectively
Represent iCapital at regional and national industry events, conferences, and advisor seminars
Maintain a high level of professionalism and market presence as one of the senior external faces of the Canadian distribution business

What we offer

Work in the office Monday-Thursday, with the flexibility to work remotely on Friday
Competitive total compensation package consisting of salary, bonus, and equity for all full-time employees
Company pays 100% of the premium for all Group Benefits for you and your dependents
Benefits include medical, dental, vision, prescription, life insurance and long-term disability
Variety of Retirement Plans which have a company match
Unlimited Paid Time Off (PTO)
Flexibility to work in the office three to four days and remotely for the remainder of the week

Fulltime

Credit Product Strategy & Plan Specialist

Citi

Location:
India , Mumbai

Category:
Banking

Contract Type:
Employment contract

Salary:

Job Description:

Job Responsibility:

Requirements:

Nice to have:

Additional Information:

Job Posted:
April 29, 2025

Looking for more opportunities? Search for other job offers that match your skills and interests.

Similar Jobs for Credit Product Strategy & Plan Specialist

Product Performance Management Lead Specialist