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Credit Portfolio Senior Risk Analyst

https://www.citi.com/ Logo

Citi

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Location:
Singapore , Singapore

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Category:
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Contract Type:
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Salary:

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Job Description:

The Portfolio Credit Risk Management role oversees portfolio risk management activities to minimize credit losses and potential damage to the Citigroup franchise or reputation. The role includes developing business strategies, calculating CECL reserves, conducting stress tests, loss forecasts, and managing risk appetite for the First Line of Defense (1LOD). Individuals in this role ensure credit risk is managed effectively across all portfolios, protecting the company's financial stability and reputation while supporting the overall business strategy.

Job Responsibility:

  • Develop and apply quantitative strategies for managing stress scenarios, risk exposures, and loss forecasting
  • Contribute to the quarterly submissions for IFRS9 provisioning process, work with finance stakeholders to ensure timely submission of the provision numbers
  • Contribute to the quarterly/annually submissions for Stress Testing, regulatory and non-regulatory (CCAR/ICAAP/IWST) submission for loss forecasting
  • Manage stress test for the entire credit spectrum across multiple products (retail) and prepare risk management presentations for senior management
  • Analyze model outputs and relate to portfolio and macroeconomic trends
  • Utilize Statistical Analysis System (SAS) to perform risk, financial and data analyses including profiling, sampling, reconciliation, and quality testing
  • Participate in developing, testing, and optimizing statistical risk models, ensuring consistency and regulatory compliance for the purpose of loss forecasting and/or IFRS9 provisioning with Model Developers
  • Perform Model Monitoring, Validations as per Model Risk Management Guideline
  • Manage IFRS9 provisioning for the entire credit spectrum across multiple products and prepare risk management presentations for senior management
  • Appropriately assess provision adequacy safeguarding Citigroup and it's assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency
  • Collaborate with cross-functional teams to integrate loss forecasting into the broader risk management framework
  • Share key findings from stress scenarios and loss forecasts to contribute to informed decision-making
  • Proactively identifies opportunities to streamline work
  • creates process improvements that enhance efficiency for self and the team
  • Takes personal accountability for escalating, identifying, and managing potential risk
  • implements controls that enhance the client experience and operational effectiveness

Requirements:

  • 2-5 years relevant experience
  • Basic understanding of risk management principles
  • Experience utilizing quantitative methods for stress scenarios
  • Strong problem-solving capabilities, attention to detail, and a proactive attitude
  • Ability to remain organized in a fast-paced environment, managing multiple projects
  • Ability to work under pressure, multi-task and prioritize to meet deadlines
  • Highly proficient in MS Office – (Excel, Word, PowerPoint)
  • Proficiency in SAS is preferred
  • Bachelor's/University degree or equivalent experience
What we offer:
  • Extensive on-the-job training and exposure to senior leaders
  • More traditional learning
  • Opportunity to give back and make a positive impact through volunteerism
  • Resources to meet unique needs
  • Empowerment to make healthy decisions and manage financial well-being
  • Global benefits

Additional Information:

Job Posted:
April 30, 2025

Employment Type:
Fulltime
Work Type:
Hybrid work
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