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Credit Portfolio Senior Officer

https://www.citi.com/ Logo

Citi

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Location:
United States, Wilmington

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Category:
Finance

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Contract Type:
Employment contract

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Salary:

144480.00 - 216720.00 USD / Year

Job Description:

The Credit Portfolio Senior Officer I is a senior-level position responsible for leading activities including credit review, credit approvals and monitoring the portfolio to identify credit migration in coordination with the Risk Management team. The overall objective of this role is to manage Citi's portfolio exposure to client and counterparties globally.

Job Responsibility:

  • Lead and manage complex/critical/large professional disciplinary areas
  • lead risk financial forecasting efforts, including designing and maintaining complex credit loss and financial risk forecasting models, conducting cost of credit analyses, and monitoring product trends to identify key areas of risk-opportunity
  • develop, test, optimize and implement credit/valuation policies
  • manage risk levels for the entire credit/valuation spectrum across multiple products and retail formats consistent with program financial goals
  • track and report on initiatives, performance results, emerging trends and opportunities to senior management
  • establish cross-functional partnerships and networks in order to support the execute cross-functional and business initiatives
  • appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency, as well as effectively supervise the activity of others and create accountability with those who fail to maintain these standards

Requirements:

  • 10+ years of experience in credit risk management or equivalent training
  • experience in the financial services or unsecured lending preferred
  • demonstrated accountability for delivery of a full range of services to one or more businesses/geographic regions
  • consistently demonstrate clear and concise written and verbal communication
  • proven negotiation skills often used at a senior level
  • demonstrated ability to synthesize, prioritize and drive results with urgency
  • ability to obtain support and buy-in across a wide range of internal and external audiences
What we offer:
  • medical, dental & vision coverage
  • 401(k)
  • life, accident, and disability insurance
  • wellness programs
  • planned time off (vacation)
  • unplanned time off (sick leave)
  • paid holidays

Additional Information:

Job Posted:
October 04, 2025

Expiration:
October 09, 2025

Employment Type:
Fulltime
Work Type:
Hybrid work
Job Link Share:
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