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Credit Portfolio Senior Analyst

https://www.citi.com/ Logo

Citi

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Location:
Hungary , Budapest

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Category:
Finance

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Contract Type:
Not provided

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Salary:

Not provided
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Job Description:

This role is part of the Third Party Credit Risk Group which focuses on reviewing, challenging and approving Financial Risk Assessments and Credit Approval Memos, and monitoring the portfolio to identify potential deteriorations in a third party’s financial performance and ability to perform their contractual obligations to Citi.

Job Responsibility:

  • Provide review, challenge, and approval of Credit and Financial Performance Risk assessments of both prospective and existing third-party relationships, including analyzing companies, industries, financial viability, Citi's contingent risks and contract protections
  • Conduct annual and/or quarterly reviews of Third Parties involved in critical activities for Citi. Work with Citi Business units to establish effective action plans and contract language that mitigate Citi's risk
  • Execute appropriate controls for in-scope third party relationships for Citigroup globally
  • Assess quality of assigned portfolios, including identification and evaluation of emerging risks
  • Provide autonomous assessment of the accuracy and appropriateness of risk ratings and classifications of the assigned portfolios

Requirements:

  • 5+ years of work experience, preferably in financial and/or credit analysis
  • Knowledge of credit risk measures and basic accounting
  • Commercial credit experience, including analyzing corporate financial statements
  • Ability to analyze complex data, prioritize critical information, make informed decisions and present conclusions
  • Excellent interpersonal and communication skills, including the ability to articulate ideas clearly and adapt communication styles to suit different audiences
  • Ability to prioritize and remain organized in a fast-paced environment
  • Good team player and excellent work ethics

Nice to have:

  • Third party management experience would be a plus
  • Experience with interacting with senior management, regulators, internal and external audit would be a plus
  • Experience with internal risk / finance reporting systems (Optima, CitiRisk), system flows, data attributes would be a plus
What we offer:
  • Cafeteria Program
  • Home Office Allowance (for colleagues working in hybrid work models)
  • Paid Parental Leave Program (maternity and paternity leave)
  • Private Medical Care Program and onsite medical rooms at our offices
  • Pension Plan Contribution to voluntary pension fund
  • Group Life Insurance
  • Employee Assistance Program
  • Access to a wide variety of learning and development programs, online course libraries and upskilling platforms, such as Udemy and Degreed
  • Flexible work arrangements to support you in managing work - life balance
  • Career progression opportunities across geographies and business lines
  • Socially active employee communities with diverse networking opportunities

Additional Information:

Job Posted:
December 31, 2025

Employment Type:
Fulltime
Work Type:
Hybrid work
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