Credit Portfolio Senior Analyst, Citi

Citi

Location:
India, Mumbai ▼
Gurgaon

Category:
Finance

Contract Type:
Not provided

Salary:

Not provided

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Job Description:

The Credit Portfolio Senior Analyst is responsible for conducting credit reviews, credit approval, and portfolio monitoring to identify credit migration while managing Citi's global portfolio exposure to clients and counterparties.

Job Responsibility:

Contribute to the development of new techniques and improvement of processes and work-flows by applying in-depth disciplinary knowledge and integrating subject matter and industry expertise within Risk Management
Utilize SAS in a UNIX environment to perform risk, financial and data analyses including profiling, sampling, reconciliation, and quality testing
Research customer and/or management queries using risk systems and data and support ad-hoc risk policy analyses and projects as required
Participate and Collaborate in developing, testing, optimizing credit reporting, ensuring consistency and regulatory compliance
Manage risk levels for the entire credit spectrum across multiple products and retail formats and prepare risk management presentations for senior management
Appropriately assess risk when business decisions are made, demonstrating consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency

Requirements:

8+ years of relevant experience
Knowledge of consumer/commercial cards risk analytics
Experience in using analytical, data mining and visualization tools like SAS, SQL, Python, Tableau and MS Office packages including advanced Excel
Ability to apply credit and risk principles toward business goals
Demonstrated ability to synthesize, prioritize and drive results with a sense of urgency
Proven ability to remain organized in a fast-paced environment, managing multiple projects
Proven interpersonal, organizational and analytic skills
Vision and ability to provide innovative solutions to core business practices
Ability to develop partnerships across multiple business and functional areas

Additional Information:

Job Posted:
November 04, 2025

Work Type:

On-site work

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Credit Portfolio Senior Analyst