Credit Portfolio Risk Senior Analyst Job at Citi (Budapest)

Credit Portfolio Risk Senior Analyst

Credit Senior Analyst is responsible for providing risk analysis and support for...

Location

Hungary , Budapest

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

5-8 years of credit or related experience
University Degree/Graduate Degree in Business, Finance or Economics or equivalent is a plus
Deep knowledge of credit products and specific industry characteristics (manufacturing, services, banks etc.)
Good understanding of loan agreements, support documentation
Experience in coordination of special projects/tasks
English reading and speaking
Strong analytical skills and ability to decompose transactions into the core risks
Good quantitative skills a must
Sound Risk and Business judgment on the full spectrum of risk issues including Operational and Franchise Risk
Ability to shift through complexity and articulate issues clearly

Job Responsibility

Review and complete CEP Credit Approval Memo packages fully independently
Analyse and assess risks in the credit relationships and formulate respective recommendations for CEP Credit risk management approval
Work closely with Credit Officers, Relationship/Product Managers and Traders / Salespeople to facilitate transaction approvals
Provide credit input to standardize credit-related documents and reporting for the CEP portfolio
Performs reporting and data analysis for CEP IRAU portfolio
Lead local risk management projects
Involvement in regional and global Risk management projects
Ensure CEP Credit Risk MCA and Controls are effective
Performs other duties and functions as assigned

What we offer

Cafeteria Program
Home Office Allowance (for colleagues working in hybrid work models)
Paid Parental Leave Program (maternity and paternity leave)
Private Medical Care Program and onsite medical rooms at our offices
Pension Plan Contribution to voluntary pension fund
Group Life Insurance
Employee Assistance Program
Access to a wide variety of learning and development programs, online course libraries and upskilling platforms, such as Udemy and Degreed
Flexible work arrangements to support you in managing work - life balance
Career progression opportunities across geographies and business lines

Fulltime

Assistant Vice President, ICM Risk Analysis Credit Risk Senior Analyst

ICM Risk Analysis Credit Risk Associates are responsible for a portfolio of inst...

Location

Japan , Tokyo

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

Bachelor's/University degree or equivalent experience
Financial Services experience including 5-8 years of credit experience in Banking or Credit Risk Management
Well-developed analytical skills with understanding of key financial components
Advanced knowledge of financial statements and GAAP accounting or similar governance
Solid understanding of Credit Policy and procedures
Advanced Microsoft Office (Word, Excel, and PowerPoint) skills
Advanced experience with internal Policies, Standards, Procedures, Templates and financial modeling
Highly effective interpersonal skills with ability to build relationships
Exceptional written and verbal communication skills

Job Responsibility

Assess credit and financial strength of Citi's most complex Large Corporate, Public Sector, and Financial Institutions Clients
Complete Credit Approval Memos (CAMs) and Final Obligor Risk Ratings (FORR)
Continuous monitoring of covered portfolio including industry trends and impacts to key relationships
Review and provide recommendation on risk rating across sector
Partnership with regional and industry stakeholders in credit assessment implementation
Support ICM Risk Analysis Voice of the Employee (VOE) initiatives
Travel (less than 10%)

Fulltime

Risk Analysis Credit Risk Senior Analyst

The Global Network Business Unit is an integral part of the Institutional Credit...

Location

Brazil , São Paulo

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

Bachelor’s/University degree in Business Administration, Engineering, Accounting, International Relations or equivalent
English fluency is required
Interpersonal skills, with the ability to build relationships
Organizational skills with ability and willingness to work under pressure and manages time and priorities effectively
Strong written and verbal communication skills, with the ability to communicate clearly and concisely to audiences of varying levels of seniority
Microsoft Office (Word, Excel, and PowerPoint) skills
Knowledge of basic financial concepts (e.g. liquidity position, profitability metrics, leverage profile) and macroeconomy

Job Responsibility

Assess the credit and financial strength of Citi's clients by performing fundamental credit analysis of those clients using both quantitative and qualitative factors
Complete credit analysis write-up memos and internal ratings of Citi's clients based on independent assessment and industry knowledge to provide appropriate extensions of credit remaining within Risk appetite
Continuous monitoring of the covered portfolio, including following industry trends, impacts to key relationships, and escalation of potential credit
Partnership with applicable stakeholders in ICM UW, Banking and Risk in the implementation of credit assessment and monitoring standards for applicable portfolios
Strong understanding of internal credit policy and procedures, proactively referring to resources as needed
Actively contribute to meetings, asking questions and challenging ideas
Display a deep commitment and positive attitude to Citi and colleagues and an eager to do more

Fulltime

Senior Credit Risk Analyst

Block is one company built from many blocks, all united by the same purpose of e...

Location

United States , Bay Area

Salary:

Not provided

Block

Expiration Date

Until further notice

Requirements

Bachelor's degree preferably in a business or quantitative field
5+ years of prior credit risk experience in a bank / financial services organization
Experience with regulatory requirements and guidelines
Experience in BI tools, creating dashboards and reports for senior management review
Strong interpersonal, analytical, verbal and written communication skills

Job Responsibility

Monitor credit performance across consumer and commercial portfolios
Build and maintain credit risk dashboards that provide real-time visibility into portfolio health for senior management and the Board
Analyze early warning signals (7-day delinquency, payment behavior changes, credit utilization patterns) to predict portfolio stress before it materializes in losses
Track key credit risk indicators (KRIs) defined in the Bank's Risk Appetite Statement, including delinquency rates, charge-off metrics, risk grade distributions, and concentration limits
Prepare monthly/quarterly credit risk reports for the management and board committees
Lead or challenge credit risk assessments for new products, partnerships, underwriting policy changes, and portfolio expansion initiatives
Partner with Credit, Underwriting, and Product teams to implement corrective actions and prevent recurrence
Support regulatory examinations by preparing credit risk documentation, responding to examiner requests, and presenting portfolio performance

What we offer

Remote work
medical insurance
flexible time off
retirement savings plans
modern family planning

Fulltime

Senior Credit Risk Analyst

Drive insight. Shape strategy. Strengthen credit risk excellence. We’re looking ...

Location

United Kingdom , Dunton

Salary:

Not provided

Ford Motor Company

Expiration Date

Until further notice

Requirements

Established experience in credit risk model development or credit risk analytics within financial services, with hands-on experience in Scorecards and ECL/IFRS9 models
Ability to turn complex datasets into meaningful insights, clear trends, and strategic recommendations
Excellent written and verbal communication, with the confidence to explain complex modelling and analytics concepts to non-technical stakeholders

Job Responsibility

Provide expert technical support for the development, validation, and implementation of credit risk models (Scorecards, ECL/IFRS9), ensuring alignment with the Bank’s model risk management policies
Own the model lifecycle plan—coordinating independent validations, monitoring model performance, and ensuring ongoing fitness for purpose
Contribute to the development and application of Post-Model Adjustments (PMAs) and management judgment overlays, supporting the Bank’s response to economic volatility and model risk
Track population stability and key customer characteristics to assess alignment between expected and actual loan portfolio performance
Lead analysis to determine Loss-to-Receivable (LTR) assumptions for pricing and loss reserving, supporting the Bank’s profitability goals
Conduct in-depth analytics across customer credit profiles and key macroeconomic indicators to highlight emerging risks and opportunities
Support the enhancement and implementation of credit risk policies aligned with strategy and regulatory expectations across the UK and European markets
Partner with first-line operations and finance teams to streamline and integrate credit risk processes
Produce high-quality technical documentation and insights for Bank Risk Committees

Fulltime

Senior Credit Risk Analyst

The Senior Credit Risk Analyst role is focused on analyzing the creditworthiness...

Location

Mexico , Ciudad De Mexico

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

5-8 years relevant experience
Previous experience in credit card risk management or equivalent training and experience preferably in the financial services industry
Ability to apply credit and risk principles toward business goals
Demonstrated ability to synthesize, prioritize and drive results with a high sense of urgency
Must be highly organized and able to work in a fast paced environment managing multiple projects and possess effective interpersonal, organizational and analytic skills
Command of Customer Accounting Systems and Credit Platforms
Extensive professional experience in similar role, demonstrating proficiency in credit approval, portfolio monitoring, and financial statement analysis
Bachelor’s/University degree or equivalent experience

Job Responsibility

Independently review and assess business problems, leveraging extensive knowledge of industry standards and practices to evaluate potential risks in assigned portfolios
Identify emerging threats and implement mitigation strategies
Analyze and suggest improvements in credit risk processes for assigned portfolio based on in-depth analysis and industry best practices
Ensure the appropriateness and completeness of credit risk components, validating their usage trends
Manage risk through various means, including spreading of client business, financial statement analysis, recognizing potential client risk early, periodic financial statement reviews, tracking financial covenants, and monitoring borrowing base credit facility compliance
Communicate any potential risks to senior management, providing regular updates about the status of their Reviews
Acts as a change catalyst by identifying and helping others see where new ideas could benefit the organization
Proactively seeks to understand and act in alignment with organizational decisions
helps others prioritize team and enterprise success over their own personal agenda
Proactively identifies opportunities to streamline work

Fulltime

Senior Credit Risk Analyst

The Senior Credit Risk Analyst is an intermediate-level position responsible for...

Location

Mexico , Ciudad De Mexico

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

Financial Services experience including 3-5 years of credit experience in Banking or Credit Risk Management
Knowledge of commercial risk analytics
Ability to apply credit and risk principles toward business goals
Demonstrated ability to synthesize, prioritize and drive results with a sense of urgency
Proven ability to remain organized in a fast-paced environment, managing multiple projects
Proven interpersonal, organizational and analytic skills
BA/BSc in Finance or Accounting or higher degree in Business (MBA), or any other related subject

Job Responsibility

Assess the credit and financial strength of Citi’s most complex Large Corporate Clients by performing fundamental credit analysis of counterparties using both quantitative and qualitative factors
Complete Credit Analysis Write-up Memos and Final Obligor Risk Ratings of Citi’s Counterparties based on independent assessment and judgement completed on the due diligence of the client and industry knowledge to provide appropriate extensions of credit remaining within Risk appetite
Continuous monitoring of the covered portfolio, including following industry trends, impacts to key relationships, and escalation of potential credit issues to Underwriters, Risk and Business partners
Reviewing and providing recommendation on the risk raking across this sector
Partnership with applicable regional and industry stakeholders in Business and Independent Risk in the implementation of credit assessment and monitoring standards for applicable portfolios
Support Voice of the Employee (VOE) initiatives
Travel (less than 10%)

Fulltime

Senior Credit Risk Analyst

The Senior Credit Risk Analyst is an intermediate-level position responsible for...

Location

Mexico , Ciudad De Mexico

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

Financial Services experience including 3-5 years of credit experience in Banking or Credit Risk Management
Knowledge of commercial risk analytics
Ability to apply credit and risk principles toward business goals
Demonstrated ability to synthesize, prioritize and drive results with a sense of urgency
Proven ability to remain organized in a fast-paced environment, managing multiple projects
Proven interpersonal, organizational and analytic skills
BA/BSc in Finance or Accounting or higher degree in Business (MBA), or any other related subject

Job Responsibility

Assess the credit and financial strength of Citi’s most complex Large Corporate Clients by performing fundamental credit analysis of counterparties using both quantitative and qualitative factors
Complete Credit Analysis Write-up Memos and Final Obligor Risk Ratings of Citi’s Counterparties based on independent assessment and judgement completed on the due diligence of the client and industry knowledge to provide appropriate extensions of credit remaining within Risk appetite
Continuous monitoring of the covered portfolio, including following industry trends, impacts to key relationships, and escalation of potential credit issues to Underwriters, Risk and Business partners
Reviewing and providing recommendation on the risk raking across this sector
Partnership with applicable regional and industry stakeholders in Business and Independent Risk in the implementation of credit assessment and monitoring standards for applicable portfolios
Support Voice of the Employee (VOE) initiatives
Travel (less than 10%)

Fulltime

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Credit Portfolio Risk Senior Analyst

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