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Credit Portfolio Risk Senior Analyst

Hungary, Budapest · Job Posted February 16, 2026
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Job Description

Credit Senior Analyst is responsible for providing risk analysis and support for assessment of the obligors’ creditworthiness in the CEP credit portfolio. The CEP Risk Analyst Unit in Budapest is responsible for the 1. The quality assurance and completion of the CEP obligors’ credit assessments prepared by other business units of Citigroup 2. Preparation and submission of CEP obligors’ credit assessments. CEP is the main EU licenced banking entity for Citi in EMEA. It is headquartered in Dublin, with branches in 21 countries. Given its size and systemic importance, CEP is considered a “Significant Institution” by the European Central Bank and is directly supervised by the Single Supervisory Mechanism in Frankfurt. CEP Credit Risk Team manages CEP’s entire loan book, covering Citi’s clients throughout the world. Responsibilities include credit analysis, credit approval, and active monitoring of the portfolio to identify credit migration. CEP Credit Risk Team partners with other Citi Risk Management teams across the globe.

Job Responsibility

  • Review and complete CEP Credit Approval Memo packages fully independently
  • Analyse and assess risks in the credit relationships and formulate respective recommendations for CEP Credit risk management approval
  • Work closely with Credit Officers, Relationship/Product Managers and Traders / Salespeople to facilitate transaction approvals
  • Provide credit input to standardize credit-related documents and reporting for the CEP portfolio
  • Performs reporting and data analysis for CEP IRAU portfolio
  • Lead local risk management projects
  • Involvement in regional and global Risk management projects
  • Ensure CEP Credit Risk MCA and Controls are effective
  • Performs other duties and functions as assigned

Requirements

  • 5-8 years of credit or related experience
  • University Degree/Graduate Degree in Business, Finance or Economics or equivalent is a plus
  • Deep knowledge of credit products and specific industry characteristics (manufacturing, services, banks etc.)
  • Good understanding of loan agreements, support documentation
  • Experience in coordination of special projects/tasks
  • English reading and speaking
  • Strong analytical skills and ability to decompose transactions into the core risks
  • Good quantitative skills a must
  • Sound Risk and Business judgment on the full spectrum of risk issues including Operational and Franchise Risk
  • Ability to shift through complexity and articulate issues clearly
  • Ability to work independently on complex cases, processes

Nice to have

Knowledge of other languages is beneficial

What we offer

  • Cafeteria Program
  • Home Office Allowance (for colleagues working in hybrid work models)
  • Paid Parental Leave Program (maternity and paternity leave)
  • Private Medical Care Program and onsite medical rooms at our offices
  • Pension Plan Contribution to voluntary pension fund
  • Group Life Insurance
  • Employee Assistance Program
  • Access to a wide variety of learning and development programs, online course libraries and upskilling platforms, such as Udemy and Degreed
  • Flexible work arrangements to support you in managing work - life balance
  • Career progression opportunities across geographies and business lines
  • Socially active employee communities with diverse networking opportunities
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