Credit Portfolio Risk Senior Analyst Job at Citi (Budapest)

Credit Portfolio Risk Senior Analyst

Credit Senior Analyst is responsible for providing risk analysis and support for...

Location

Hungary , Budapest

Salary:

10627270.00 - 17818330.00 HUF / Year

Citi

Expiration Date

Until further notice

Requirements

5-8 years of credit or related experience
University Degree/Graduate Degree in Business, Finance or Economics or equivalent is a plus
Deep knowledge of credit products and specific industry characteristics (manufacturing, services, banks etc.)
Good understanding of loan agreements, support documentation
Experience in coordination of special projects/tasks
Fluency in English and French, both reading and speaking
Strong analytical skills and ability to decompose transactions into the core risks
Good quantitative skills a must
Sound Risk and Business judgment on the full spectrum of risk issues including Operational and Franchise Risk
Ability to shift through complexity and articulate issues clearly

Job Responsibility

Review and complete CEP Credit Approval Memo packages fully independently
Analyse and assess risks in the credit relationships and formulate respective recommendations for CEP Credit risk management approval
Work closely with Credit Officers, Relationship/Product Managers and Traders / Salespeople to facilitate transaction approvals
Provide credit input to standardize credit-related documents and reporting for the CEP portfolio
Perform reporting and data analysis for CEP IRAU portfolio
Lead local risk management projects
Involvement in regional and global Risk management projects
Ensure CEP Credit Risk MCA and Controls are effective
Perform other duties and functions as assigned

What we offer

Cafeteria Program
Home Office Allowance (for colleagues working in hybrid work models)
Paid Parental Leave Program (maternity and paternity leave)
Private Medical Care Program and onsite medical rooms at our offices
Pension Plan Contribution to voluntary pension fund
Group Life Insurance
Employee Assistance Program
Access to a wide variety of learning and development programs, online course libraries and upskilling platforms, such as Udemy and Degreed
Flexible work arrangements to support you in managing work - life balance
Career progression opportunities across geographies and business lines

Fulltime

Portfolio Credit Risk Management 2nd LOD Senior Lead Analyst

Citibank, N.A. seeks a Portfolio Credit Risk Management 2nd LOD Senior Lead Anal...

Location

United States , New York

Salary:

198900.00 - 233557.54 USD / Year

Citi

Expiration Date

August 21, 2026

Requirements

Master’s degree, or foreign equivalent, in Finance, Actuarial Science or related field and 8 years of experience as a Risk Policy Manager, Risk Portfolio Manager, Risk Manager Payroll Portfolio, Credit Portfolio Group Manager, Credit Portfolio Senior Manager, Credit Portfolio Manager, Mortgage Models Senior Analyst, Scoring & Credit Policy Analyst, or related position involving Consumer Risk and Portfolio Management for a global financial services institution. Alternatively, employer will accept a Bachelor’s degree in the listed fields and 10 years of progressively responsible, post-baccalaureate experience in the listed positions. Full span of experience must include: Developing Credit Risk Strategy, including segmentations and scoring models
Executing Credit Risk Programs, including risk identification, monitoring, and framework development
and Developing risk reports using statistical and reporting tools including SAS, Tableau, Power BI, Microsoft Office. Additionally, 2 years of experience must include: Preparing and communicating Senior Management materials, providing insights for Consumer Credit Risk Portfolios and Strategies
Contributing to the quarterly forecast process
Setting and operational policies and procedures
Working with institutional clients based in Mexico and the U.S.
and Developing Loss Benchmarks curve methodology for Consumer products.

Job Responsibility

Provide guidance and coordinate cost of credit activities for Consumer Credit businesses, including engaging with Modeling groups, in-business Retail and Wholesale groups and Finance groups
Establish cross-functional partnerships and networks
Sets standards for Personal Banking, CCAR, CECL, QMMF and Loss Forecasting processes and oversee the applications of those standards
Provides risk oversight
Managed the quarterly forecast process for Consumer Credit businesses, set up standards, share best practices, collect information, and create a report for the Senior Risk Management
Assist with the quarterly forecast process for Consumer Credit businesses
Track differences between actuals and forecast in order to retro-feed the process to improve forecast techniques
Participate in the Chief Risk Officer meetings to understand and challenge the forecasts assumptions and results
Execute Loss Forecasting analyses, projects, and reporting initiatives to support Personal Banking, Wealth Management and Legacy Franchise
Provide strategic analytics and insight regarding Cost of Credit (CoC) actuals and forecast to senior management including preparing Citi’s CFO for earnings release (CFO Earnings preparation)

What we offer

medical, dental & vision coverage
401(k)
life, accident, and disability insurance
wellness programs
paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays

Fulltime

Senior Credit Risk Analyst

Block is one company built from many blocks, all united by the same purpose of e...

Location

United States , Bay Area

Salary:

Not provided

Block

Expiration Date

Until further notice

Requirements

Bachelor's degree preferably in a business or quantitative field
5+ years of prior credit risk experience in a bank / financial services organization
Experience with regulatory requirements and guidelines
Experience in BI tools, creating dashboards and reports for senior management review
Strong interpersonal, analytical, verbal and written communication skills

Job Responsibility

Monitor credit performance across consumer and commercial portfolios
Build and maintain credit risk dashboards that provide real-time visibility into portfolio health for senior management and the Board
Analyze early warning signals (7-day delinquency, payment behavior changes, credit utilization patterns) to predict portfolio stress before it materializes in losses
Track key credit risk indicators (KRIs) defined in the Bank's Risk Appetite Statement, including delinquency rates, charge-off metrics, risk grade distributions, and concentration limits
Prepare monthly/quarterly credit risk reports for the management and board committees
Lead or challenge credit risk assessments for new products, partnerships, underwriting policy changes, and portfolio expansion initiatives
Partner with Credit, Underwriting, and Product teams to implement corrective actions and prevent recurrence
Support regulatory examinations by preparing credit risk documentation, responding to examiner requests, and presenting portfolio performance

What we offer

Remote work
medical insurance
flexible time off
retirement savings plans
modern family planning

Fulltime

Senior Credit Risk Analyst

Drive insight. Shape strategy. Strengthen credit risk excellence. We’re looking ...

Location

United Kingdom , Dunton

Salary:

Not provided

Ford Motor Company

Expiration Date

Until further notice

Requirements

Established experience in credit risk model development or credit risk analytics within financial services, with hands-on experience in Scorecards and ECL/IFRS9 models
Ability to turn complex datasets into meaningful insights, clear trends, and strategic recommendations
Excellent written and verbal communication, with the confidence to explain complex modelling and analytics concepts to non-technical stakeholders

Job Responsibility

Provide expert technical support for the development, validation, and implementation of credit risk models (Scorecards, ECL/IFRS9), ensuring alignment with the Bank’s model risk management policies
Own the model lifecycle plan—coordinating independent validations, monitoring model performance, and ensuring ongoing fitness for purpose
Contribute to the development and application of Post-Model Adjustments (PMAs) and management judgment overlays, supporting the Bank’s response to economic volatility and model risk
Track population stability and key customer characteristics to assess alignment between expected and actual loan portfolio performance
Lead analysis to determine Loss-to-Receivable (LTR) assumptions for pricing and loss reserving, supporting the Bank’s profitability goals
Conduct in-depth analytics across customer credit profiles and key macroeconomic indicators to highlight emerging risks and opportunities
Support the enhancement and implementation of credit risk policies aligned with strategy and regulatory expectations across the UK and European markets
Partner with first-line operations and finance teams to streamline and integrate credit risk processes
Produce high-quality technical documentation and insights for Bank Risk Committees

Fulltime

Senior Credit Risk Analyst

The Senior Credit Risk Analyst role is focused on analyzing the creditworthiness...

Location

Mexico , Ciudad De Mexico

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

5-8 years relevant experience
Previous experience in credit card risk management or equivalent training and experience preferably in the financial services industry
Ability to apply credit and risk principles toward business goals
Demonstrated ability to synthesize, prioritize and drive results with a high sense of urgency
Must be highly organized and able to work in a fast paced environment managing multiple projects and possess effective interpersonal, organizational and analytic skills
Command of Customer Accounting Systems and Credit Platforms
Extensive professional experience in similar role, demonstrating proficiency in credit approval, portfolio monitoring, and financial statement analysis
Bachelor’s/University degree or equivalent experience

Job Responsibility

Independently review and assess business problems, leveraging extensive knowledge of industry standards and practices to evaluate potential risks in assigned portfolios
Identify emerging threats and implement mitigation strategies
Analyze and suggest improvements in credit risk processes for assigned portfolio based on in-depth analysis and industry best practices
Ensure the appropriateness and completeness of credit risk components, validating their usage trends
Manage risk through various means, including spreading of client business, financial statement analysis, recognizing potential client risk early, periodic financial statement reviews, tracking financial covenants, and monitoring borrowing base credit facility compliance
Communicate any potential risks to senior management, providing regular updates about the status of their Reviews
Acts as a change catalyst by identifying and helping others see where new ideas could benefit the organization
Proactively seeks to understand and act in alignment with organizational decisions
helps others prioritize team and enterprise success over their own personal agenda
Proactively identifies opportunities to streamline work

Fulltime

Senior Analyst, Credit Risk

The Credit Risk Senior Analyst is a seasoned professional role. Applies in-depth...

Location

Philippines , City of Taguig, Metro Manila

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

5-8 years previous experience in Forecasting / Fraud / Risk Management
Advanced quantitative and analytic skills required
Proficient in Excel, Microsoft Word, PowerPoint
Excellent communication skills, both oral and written
Bachelor’s/University degree or equivalent experience

Job Responsibility

Oversees the monthly Loss Forecasting aspects of the group
Liaises with the Finance, Collections & Risk Policy team with respect to Loss Forecasting
Oversees analysis of Forecasting in Citi Corp with respect to Forbearance performance and reporting, and Recoveries performance and reporting
Analyzes fraud portfolio performance at a granular level
Develops detailed diagnostics on Fraud behavior, shifts in that behavior, assess its impact on portfolio performance, and support the forecasting process
Assists in the production all presentations to the Citigroup CFO, Citi Cards CEO, Citi Cards Risk Head, Global Consumer Credit Risk Officer & Regulators, as well as various ad hoc requests
Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency

Fulltime

Senior Analyst, Credit Risk

We are seeking a Senior Analyst, Credit Risk to join our Adjudications team. In ...

Location

Canada , Calgary; Toronto

Salary:

60000.00 - 110000.00 CAD / Year

Neo Financial

Expiration Date

Until further notice

Requirements

3+ years of progressive experience in credit risk strategy, portfolio management, or collections strategy, preferably within a high-growth lending, Fintech, or Financial Services environment
Proven ability to use advanced data analysis tools (SQL, Python/R, or similar) to extract, manipulate, and analyze large datasets
Deep understanding of the credit lifecycle, various credit losses typologies, and familiarity with consumer credit data, scores, and attributes
Demonstrated experience in translating analytical findings into clear, executable rules for automated decisioning systems
Exceptional stakeholder management and collaboration skills, with the ability to clearly articulate complex risk findings to non-technical partners

Job Responsibility

Lead the design, maintenance, and implementation of core credit adjudication strategies, policies, and processes for customer acquisition
Define all underwriting criteria for lending products, including knock-out rules, minimum credit scores, Debt-to-Income (DTI) ratio thresholds, and income requirements
Develop initial credit line assignment strategies and oversee logic within automated decisioning systems (in-house or vendor platforms) to ensure accurate, real-time approve/decline decisions
Utilize advanced data analytics and machine learning to analyze risk profiles, identify emerging trends, and quantify exposure across the credit lifecycle
Conduct vintage analysis (e.g., comparing Q1 2025 to Q1 2024 performance) by monitoring key delinquency rates, including First Payment Default (FPD), 30+ & 60+ DPD, and Charge Off rates
Maintain all operational reporting to track performance of strategies against internal forecasts, ensuring no consistent breaches in credit risk KPIs
Develop insightful analysis to actively monitor portfolio performance and drive actionable outcomes
Serve as the key liaison with the Credit Operations team, ensuring seamless execution and monitoring of all new strategies
Oversee exception and manual review processes, setting clear guidelines for applications that fall outside automated decisioning
Collaborate with cross-functional teams (Product, Engineering, Finance, Growth) to embed foundational credit risk controls into new products and features

What we offer

Flexible Pay: You choose your mix of cash and equity in Neo
Total Rewards: You’ll receive competitive benefits, perks, and in some cases, role-specific short-term incentives reflecting impact, performance and support long-term ownership
All team members have a stake in Neo’s success and earn meaningful equity through stock options

Fulltime

Credit Portfolio Analyst - Risk Systems and Execution - Production Monitoring

The Credit Portfolio Analyst II is an intermediate-level position responsible fo...

Location

India , Pune

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

Bachelor’s degree in information technology, Business, Risk Management, or a related field
2+ years of experience in risk management, technology operations, or production monitoring in corporate banking/ financial institutions
Knowledge of corporate finance, financial modelling, credit and banking products, credit analytics, risk assessment, and transaction execution
Basic understanding of credit risk management, technology platforms, and operational risk controls
Familiarity with modern monitoring tools, risk management frameworks, and production systems used to assess technology performance in real-time (SAS/ Tableau/ AI/ Oracle) supported by relevant programming skills
Statistical knowledge – familiar with key statistic metrics/ concepts
Knowledge of regulatory requirements related to credit risk, data management, and customer-facing platforms
Strong strategic thinker with the ability to anticipate production challenges and operational risks
Experience in problem-solving complex operational issues
Strong analytical skills in conducting analysis using bureau/ application/ customer data to identify anomalies and adverse trends

Job Responsibility

Perform the validation of all customer-facing credit risk platforms post-deployment
Development and execution of post-implementation validation frameworks
Partner with risk management, IT, and operations teams to assess potential vulnerabilities
Establish and manage a robust framework for ongoing production monitoring of credit risk platforms
Implement real-time and batch monitoring processes that assess credit risk platforms’ operational performance, data integrity, and customer impact
Ensure timely resolution of production issues
Ensure all customer-facing credit risk platforms perform reliably in production
Support initiatives to continuously improve platform stability
Engage with business stakeholders to understand customer needs and expectations
Ensure all post-implementation validation and production monitoring activities meet regulatory and compliance requirements

Fulltime

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Credit Portfolio Risk Senior Analyst

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