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Credit Portfolio Risk Analyst

https://www.citi.com/ Logo

Citi

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Location:
Hungary, Budapest

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Category:
Finance

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Contract Type:
Not provided

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Salary:

Not provided

Job Description:

Citi continues to enhance its business control and governance framework by building out Institutional Credit Management (ICM), a new function in the 1st Line of Defense, to house and consistently manage credit risk activities performed across its Institutional Client Group organization. ICM's objective is to provide integrated 'end-to-end' credit underwriting, identification, measurement, management, and monitoring for wholesale credit risk across the enterprise. Within ICM, the Credit Underwriting function (ICM-UW) provides analysis, greenlight, underwriting, first-line-of-defense credit approval and subsequent credit monitoring across all ICG wholesale credit businesses.

Job Responsibility:

  • Review and complete CEP Credit Approval Memo packages
  • Analyze and assess risks in the credit relationships and formulate respective recommendations for CEP Credit risk management approval
  • Work closely with Credit Officers, Relationship/Product Managers and Traders / Salespeople to facilitate transaction approvals
  • Provide credit input to standardize credit-related documents and reporting for the CEP portfolio
  • Provide ad hoc project support to regional and global Risk management projects
  • Ensure CEP Credit Risk MCA and Controls are effective

Requirements:

  • Candidate should have 1-2 years of credit or related experience
  • Good knowledge of credit products and specific industry characteristics (manufacturing, services, banks etc.)
  • University Degree/Graduate Degree in Business, Finance or Economics or equivalent is a plus
  • English reading and speaking. Knowledge of other languages is beneficial
  • Strong analytical skills and ability to decompose transactions into the core risks. Good quantitative skills a must
  • Sound Risk and Business judgment on the full spectrum of risk issues including Operational and Franchise Risk

Nice to have:

Knowledge of other languages is beneficial

What we offer:
  • Access to a wide variety of learning and development programs, online course libraries and upskilling platforms, such as Udemy and Degreed
  • Flexible work arrangements to support colleagues’ in managing work - life balance
  • Continuous career progression opportunities across geographies and business lines
  • Inclusive and friendly corporate culture
  • Socially active employee communities with diverse networking opportunities
  • Cafeteria Program
  • Home Office Allowance - for colleagues working in hybrid and remote work models
  • Paid Parental Leave Program - maternity leave and paternity leave
  • Private Medical Care Program and onsite medical rooms at our offices
  • Pension Plan Contribution to voluntary pension fund
  • Group Life Insurance
  • Employee Assistance Program

Additional Information:

Job Posted:
April 24, 2025

Employment Type:
Fulltime
Work Type:
Hybrid work
Job Link Share:
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