Credit Portfolio Risk Analyst Job at Citi (Budapest)

Credit Portfolio Analyst - Risk Systems and Execution - Production Monitoring

The Credit Portfolio Analyst II is an intermediate-level position responsible fo...

Location

India , Pune

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

Bachelor’s degree in information technology, Business, Risk Management, or a related field
2+ years of experience in risk management, technology operations, or production monitoring in corporate banking/ financial institutions
Knowledge of corporate finance, financial modelling, credit and banking products, credit analytics, risk assessment, and transaction execution
Basic understanding of credit risk management, technology platforms, and operational risk controls
Familiarity with modern monitoring tools, risk management frameworks, and production systems used to assess technology performance in real-time (SAS/ Tableau/ AI/ Oracle) supported by relevant programming skills
Statistical knowledge – familiar with key statistic metrics/ concepts
Knowledge of regulatory requirements related to credit risk, data management, and customer-facing platforms
Strong strategic thinker with the ability to anticipate production challenges and operational risks
Experience in problem-solving complex operational issues
Strong analytical skills in conducting analysis using bureau/ application/ customer data to identify anomalies and adverse trends

Job Responsibility

Perform the validation of all customer-facing credit risk platforms post-deployment
Development and execution of post-implementation validation frameworks
Partner with risk management, IT, and operations teams to assess potential vulnerabilities
Establish and manage a robust framework for ongoing production monitoring of credit risk platforms
Implement real-time and batch monitoring processes that assess credit risk platforms’ operational performance, data integrity, and customer impact
Ensure timely resolution of production issues
Ensure all customer-facing credit risk platforms perform reliably in production
Support initiatives to continuously improve platform stability
Engage with business stakeholders to understand customer needs and expectations
Ensure all post-implementation validation and production monitoring activities meet regulatory and compliance requirements

Fulltime

Credit Portfolio Risk Senior Analyst

Credit Senior Analyst is responsible for providing risk analysis and support for...

Location

Hungary , Budapest

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

5-8 years of credit or related experience
University Degree/Graduate Degree in Business, Finance or Economics or equivalent is a plus
Deep knowledge of credit products and specific industry characteristics (manufacturing, services, banks etc.)
Good understanding of loan agreements, support documentation
Experience in coordination of special projects/tasks
English reading and speaking
Strong analytical skills and ability to decompose transactions into the core risks
Good quantitative skills a must
Sound Risk and Business judgment on the full spectrum of risk issues including Operational and Franchise Risk
Ability to shift through complexity and articulate issues clearly

Job Responsibility

Review and complete CEP Credit Approval Memo packages fully independently
Analyse and assess risks in the credit relationships and formulate respective recommendations for CEP Credit risk management approval
Work closely with Credit Officers, Relationship/Product Managers and Traders / Salespeople to facilitate transaction approvals
Provide credit input to standardize credit-related documents and reporting for the CEP portfolio
Performs reporting and data analysis for CEP IRAU portfolio
Lead local risk management projects
Involvement in regional and global Risk management projects
Ensure CEP Credit Risk MCA and Controls are effective
Performs other duties and functions as assigned

What we offer

Cafeteria Program
Home Office Allowance (for colleagues working in hybrid work models)
Paid Parental Leave Program (maternity and paternity leave)
Private Medical Care Program and onsite medical rooms at our offices
Pension Plan Contribution to voluntary pension fund
Group Life Insurance
Employee Assistance Program
Access to a wide variety of learning and development programs, online course libraries and upskilling platforms, such as Udemy and Degreed
Flexible work arrangements to support you in managing work - life balance
Career progression opportunities across geographies and business lines

Fulltime

Credit Portfolio Analyst - Investment Risk

The Credit Portfolio Risk Analyst role is within the Wealth Lending Risk Managem...

Location

Singapore , Singapore

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

1-3 years of experience in consumer risk analytics and managing regulatory projects from credit risk perspective
Experience in managing data, rule-based automation and managing the end-to-end data life cycle
Knowledge and prior experience in investment products (Bond, Stocks, Funds etc.), trading products, wealth management, systems and key processes would be an added advantage
Ability to apply credit and risk principles toward business goals
Consistently demonstrate clear and concise written and verbal communication
Ability to remain organized in a fast-paced environment, managing multiple projects
Strong self-starter, pro-active and team player
Good attitude, willingness to learn and possessing high integrity
Bachelor's degree/University degree or equivalent experience

Job Responsibility

Lead technology upgrades & enhance automation of existing processes related to MSBF & IPF
Lead the Credit Decision Engine (CDE) project and manage the end-to-end automation of Facility Opening including digitization and setting up of a rule based Straight Through Process
Support system implementation and process enhancements with respect to data across multiple products and retail formats for global & local reporting
Interpret MIS and continuously upgrade on the same through automation
Conduct Mark to market process, issue margin calls to RMs and follow up on timely resolution as a backup
Continuously identify process improvements and efficiencies to support business unit goals through dissecting issues and making recommendations
Establish cross-functional partnerships and networks to support the cross-functional business initiatives
Appropriately assess risk when business decisions are made

What we offer

Extensive on-the-job training and exposure to senior leaders
Traditional learning opportunities
Opportunity to give back and make a positive impact through volunteerism
Resources to meet unique needs
Empowerment to make healthy decisions
Support for managing financial well-being and planning for future

Fulltime

Portfolio Credit Risk Management 2nd Lod Lead Analyst, Vice President

The Portfolio Credit Risk Management role oversees portfolio risk management act...

Location

United States , Getzville

Salary:

92000.00 - 138000.00 USD / Year

Citi

Expiration Date

Until further notice

Requirements

6-10 years of experience
Proven experience in overseeing, challenging, and reviewing credit portfolio management
Demonstrable understanding of credit analysis and counterparty risk with the ability to provide robust oversight and review
Solid experience in the review, challenge and oversight of loanable value methodology and portfolio stress testing
Ability to oversee, evaluate and challenge risk management tools and exposure monitoring processes
Proficient in accuracy and completeness of credit data with the capability to oversee, challenge and review data sets
Experience in overseeing, challenging, and reviewing risk management processes and portfolio risk reports
Comprehensive understanding of risk measurements with a proven oversight, challenge and review skill set
Competence in interpreting and analyzing complex financial data and making informed decisions
Understanding of credit analysis, counterparty risk, and portfolio stress testing

Job Responsibility

Oversee credit portfolio limits and stress testing, ensuring a balance between risk and reward and maintaining the company's risk appetite
Develop advanced methodologies for limit setting within the credit portfolio, factoring in industry trends, regulatory standards, and internal risk appetite
Manage comprehensive risk profiles, coordinating with regulatory bodies, conducting regular portfolio health checks and anticipatory identification of top risk factors
Direct regular portfolio analysis, providing updates on portfolio performance, market trends, and risk factors for ongoing risk assessment and mitigation
Lead governance discussions, interpreting limit governance rules and overseeing activities related to single name and distribution risk to ensure regulatory compliance
Represent and coordinate the second line of defense in terms of risk appetite engagement, effectively communicating and managing risk statements and assessments
Supervise the end-to-end framework for the adequacy of credit reserve and stress testing, ensuring proper management of the credit portfolio
Examine, challenge, and validate new account strategies and account management development for robust checks, minimizing potential risk exposure
Conduct rigorous internal and oversight reviews, probing into internal processes and controls, and managing any ensuing internal audits or regulatory examinations
Assess risk when making business decisions, using advanced analytical skills to evaluate potential risks and protect the firm's reputation

What we offer

medical, dental & vision coverage
401(k)
life, accident, and disability insurance
wellness programs
paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays
discretionary and formulaic incentive and retention awards

Fulltime

Us Analyst - Credit Analyst - Risk And Permanent Control

DEPARTMENT: Risk and Permanent Control | Reports to: Senior Credit Officer US A...

Location

United States , New York

Salary:

Not provided

Crédit Agricole

Expiration Date

Until further notice

Requirements

Bachelor's degree in Finance or related field
Prior internships in credit analysis
Strong credit analysis skills
Balance sheet and income statement analysis experience
Understanding of cash flow and projection models
Understanding of risk exposure and sizing
Ability to analyze and summarize information
Ability to prioritize effectively and work autonomously
Strong teamwork and adaptability
Effective decision-making skills

Job Responsibility

Review credit requests from Front Office for completeness
Write comprehensive credit analyses evaluating borrower's industry, competitive position, financial statements, projections, transaction structure, exposure size, risks, and mitigants
Review and recommend borrower credit ratings using the bank's internal rating model
Collaborate with Sector Head to determine final recommendations for Senior Management and Credit Committee
Manage file completion under supervision of Senior Credit Analyst and Sector Head to meet deadlines
Verify data inputs in databases and resolve issues with commercial units
Monitor risk in assigned portfolio and prepare quarterly reports on sensitive names
Support ad hoc portfolio or counterparty research requests

Fulltime

ICG Risk Analysis Credit Risk Analyst

ICG Risk Analysis Credit Risk Analysts are responsible for a portfolio of ICG Ri...

Location

Philippines , Taguig City

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

BA/BSc or higher degree in Business (MBA), or any other related subject
Fundamental analytical skills, including an understanding of key financial components (liquidity position, leverage profile)
Demonstrates basic knowledge of financial statements and GAAP accounting or similar governance relating to country of operation
Displays basic industry research capabilities, including risk and key drivers
Basic understanding of Credit Policy and procedures
Demonstrates ability to identify potential risk issues that need escalation and escalates them promptly
Interpersonal skills, with the ability to build relationships and exert influence with and without direct authority
Organizational skills with ability and willingness to work under pressure and manages time and priorities effectively
Written and verbal communication skills, with the ability to communicate clearly and concisely to audiences of varying levels of seniority
Microsoft Office (Word, Excel, and PowerPoint) skills

Job Responsibility

Assess the credit and financial strength of Citi’s counterparts by performing fundamental credit analysis of counterparties using both quantitative and qualitative factors
Complete Credit Analysis Write-up Memos and Final Obligor Risk Ratings of Citi’s Counterparties based on independent assessment and judgement
Continuous monitoring of the covered portfolio, including following industry trends, impacts to key relationships, and escalation of potential credit issues
Partnership with applicable regional and industry stakeholders in BCMA and Independent Risk in the implementation of credit assessment and monitoring standards for applicable portfolios
Support ICG Risk Analysis Voice of the Employee (VOE) initiatives

What we offer

Extensive on-the-job training and exposure to senior leaders, as well as more traditional learning
Programs and services for your physical and mental well-being including access to telehealth options, health advocates, confidential counseling
Expanded Paid Parental Leave Policy
Access to an array of learning and development resources
Variety of programs that help employees balance their work and life, including generous paid time off packages
Resources and tools to volunteer in the communities

Fulltime

ICG Risk Analysis Credit Risk Analyst

ICG Risk Analysis (IRAUs) is an integral part of the Institutional Credit Manage...

Location

Philippines , City of Taguig, Metro Manila

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

BA/BSc or higher degree in Business (MBA), or any other related subject
Fundamental analytical skills, including an understanding of key financial components (liquidity position, leverage profile)
Basic knowledge of financial statements and GAAP accounting or similar governance relating to country of operation
Basic industry research capabilities, including risk and key drivers
Basic understanding of Credit Policy and procedures
Demonstrates ability to identify potential risk issues that need escalation and escalates them promptly
Microsoft Office (Word, Excel, and PowerPoint) skills

Job Responsibility

Assess the credit and financial strength of Citi’s counterparts by performing fundamental credit analysis of counterparties using both quantitative and qualitative factors
Complete Credit Analysis Write-up Memos and Final Obligor Risk Ratings of Citi’s Counterparties based on independent assessment and judgement
Continuous monitoring of the covered portfolio, including following industry trends, impacts to key relationships, and escalation of potential credit issues
Partnership with applicable regional and industry stakeholders in BCMA and Independent Risk in the implementation of credit assessment and monitoring standards for applicable portfolios
Support ICG Risk Analysis Voice of the Employee (VOE) initiatives

Fulltime

Portfolio Risk & Risk Measurement Analyst

We are seeking a dynamic and skilled Portfolio Risk & Risk Measurement Analyst-A...

Location

India , Noida

Salary:

Not provided

Barclays

Expiration Date

Until further notice

Requirements

Strong forecasting/quantitative analysis capabilities
Proficiency in programming languages such as SAS or Python
Ability to extract, analyse, and present data independently
Excellent stakeholder management and communication skills

Job Responsibility

Provide second line oversight through detailed risk measurement, including impairment and capital oversight
Conduct portfolio analytics to ensure profile is understood and risk appetite is appropriately set
Communicate findings and insights to risk committees and stakeholders
Forecasting/stress testing (both internal and regulatory exercises)

Fulltime

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Credit Portfolio Risk Analyst

Job Description

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