Credit Portfolio Officer, Citi

Citi

Location:
Taiwan, Taipei

Category:
Finance

Contract Type:
Employment contract

Salary:

Not provided

Save Job

Apply Position

Job Description:

The Credit Portfolio Officer is a Credit Risk professional responsible for maintaining the creditworthiness of the Corporate Banking credit portfolio while supporting Corporate Banking’s underwriting activities. The officer supports the bank by providing sound credit decisions, performing detailed analysis, and maintaining compliance with policies.

Job Responsibility:

interface with and support bankers in underwriting requests for commercial credit extensions for new and existing clients with ownership responsibilities for sound credit decisions and compliance with internal procedures/credit risk policy guidelines and standards
prepare a detailed written credit summary of commercial applicants requesting credit by analyzing the business, interpreting the finance need, identifying the strengths and prevailing risk factors and rendering a final credit decision
perform detailed financial analysis on companies, including trend and ratio analysis, and interpret the financial information
perform credit and personal financial statement analysis on individuals, guarantors, and co-borrowers in order to assess repayment capacity based on cash flow statements, tax returns, and statements
perform industry and geographical research and other due diligence as needed
maintain compliance with Citibank credit policies/practices and regulatory policies to ensure business unit is in adherence to the above and receives satisfactory ratings from internal and external auditors
assist business unit goals by identifying process improvements and efficiencies that reduce costs and improve customer service levels
work with management team on prioritization and implementation of approved actions
provide backup support to Credit Underwriting Group Manager, lead projects and initiatives and mentor lower level Credit Officers as needed
assess risk when business decisions are made, driving compliance with applicable laws, rules and regulations

Requirements:

6-10 years previous credit authority experience
proven analytical skills including the ability to read and assess individual and company financial statements, cash flow, industry/competitive analysis and projections
demonstrated knowledge of intermediate accounting theory and its practical application in the credit underwriting process
excellent organizational skills, prioritizing capabilities, attention to detail, and the ability to complete assignments within required deadlines in a fast-paced environment
effective inter-personal and written/verbal communication skills
thorough problem recognition and resolution skills
pro-active disposition with ability to work autonomously and within a team
proficient in various spreadsheet and word processing applications (Excel and Word), including the use of graphs and charts and financial analysis software
requires good analytical skills in order to filter, prioritize and validate potentially complex material from multiple sources
exercises wide degree of latitude and discretion
language requirement: fluent in both English and Chinese (Mandarin)
bachelor's/university degree, Master’s degree preferred

Nice to have:

problem recognition and resolution skills
pro-active disposition
ability to work autonomously and within a team
proficiency in spreadsheet and word processing applications
ability to filter, prioritize and validate complex material

What we offer:

resources to meet your unique needs
healthy decision empowerment
financial well-being management
plan for your future

Additional Information:

Job Posted:
August 15, 2025

Employment Type:

Fulltime

Work Type:

On-site work

View All Jobs In This Company

Job Link Share:

Credit Portfolio Officer