Credit Portfolio Officer, Citi

Citi

Location:
United States, Irving

Category:
Finance

Contract Type:
Employment contract

Salary:

123400.00 - 167500.00 USD / Year

Save Job

Apply Position

Job Description:

Citibank, N.A. seeks a Credit Portfolio Officer for its Irving, TX location. Duties include developing and deploying credit policies for consumer lending portfolios, leveraging data analysis tools, and performing risk and financial analyses.

Job Responsibility:

Develop and deploy credit policy for consumer lending portfolios, including use of credit predictive models using logistic regression, machine learning, and/or decision tree-based algorithms
Develop framework for portfolio risk assessment including evaluation of credit and financial performance across varied lending products and industry segments
Establish and leverage cross-functional partnerships and networks with key internal and external constituencies
Utilize SQL and Statistical Analysis System (SAS) in a UNIX environment to perform risk, financial, and data analyses including profiling, sampling, forecasting, and new program due diligence
Prepare risk management presentations for senior management that include analytics of expected portfolio performance and areas of potential risk and/or opportunity
Act as a subject matter expert to senior stakeholders and/or other team members
Implement contractual analytics requirements and portfolio risk controls specific to cobrand credit card portfolio relationships and liaise as necessary with external cobrand clients.

Requirements:

Bachelor’s degree, or foreign equivalent, in Business Analytics, Project Management, Mathematics, Quantitative Science, or a related field, and four (4) years of experience in the job offered or in a related quantitative occupation performing data analysis within the financial services industry
Retrieving consumer credit data from relational databases using SQL and SAS, Python, or R
Creating credit predictive models for consumer lending portfolios using logistic regression, machine learning, or decision tree based algorithms
Utilizing SQL and SAS in a UNIX environment to perform risk, financial, and data analyses including profiling, sampling, forecasting, and conducting new program due diligence
Preparing risk management presentations for senior management including analytics of expected portfolio performance and areas of potential risk or opportunity
In the alternative, employer will accept a Master’s degree and two (2) years of experience.

What we offer:

medical
dental & vision coverage
401(k)
life, accident & disability insurance
wellness programs
paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays

Additional Information:

Job Posted:
August 05, 2025

Expiration:
September 18, 2025

Employment Type:

Fulltime

Work Type:

Hybrid work

View All Jobs In This Company

Job Link Share:

Credit Portfolio Officer

Citi

Location:United States, Irving

Category:Finance

Contract Type:Employment contract