Credit Portfolio Officer Job at Citi (Mumbai)

Credit Portfolio Officer

Credit Portfolio Officer role in Institutional Credit Management (ICM), a critic...

Location

United Kingdom , London

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

Bachelor's/Master's degree in mathematics, science, finance/economics, risk management or a related field
Minimum of 5-7 years credit risk experience at a major financial institution
Experience with managing credit risk with training in finance, mathematics, risk management or quantitative fields
Relevant credit experience covering Real Money Funds, Asset Managers, Hedge Funds, or Financial Institutions with markets products knowledge
Knowledge of Funds' markets products and risk metrics
Credit Officer (CO) or demonstrating the skills aligned with that designation
Experience and familiarity with Real Money Funds, Asset Managers, Pension Funds – Industry products and relevant CCR risk measures
Strong analytical skills
Strong problem solving abilities
Sound risk and business judgment

Job Responsibility

Maintain and manage credit exposures to Real Money Funds clients including asset managers, investment advisor as agents, and pension funds
Approve credit reviews as a first line of defense underwriter (Credit Officer CO designation)
Review and approve new Funds clients at on-boarding to establish appropriate risk parameters and credit limits
Advise and approve large transactions or deals that require individual risk assessment
Analyze and monitor client portfolios to ensure that risks are controlled
Work with Risk colleagues on risk mitigation at both inception of transactions and on an ongoing basis
Partner with businesses and quantitative teams on risk measurement enhancements, margin model development, new product approvals and real-time monitoring and controls
Perform daily and weekly risk analysis and reporting on existing client portfolios
Communicate key findings to senior management and contribute to in-business risk forums
Put together presentations and documents for internal and external use

Fulltime

Credit Portfolio Officer

Institutional Credit Management (ICM) works closely with our Banking & Internati...

Location

Hungary , Budapest

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

Degree in Finance or Accounting or higher degree in Business (MBA), or any other related subject
An MBA, CPA, CFA preferred, and formal credit training is a plus
Financial Services experience including 6+ years of credit experience in Banking or Credit Risk Management
Superior risk assessment skills
Fully conversant in credit policy and risk principles and perceived as a respected carrier of risk culture
Ability to recognize and address major types of risk, including market, operational and cross border
Solid knowledge in risk and regulatory capital issues as they relate to transactions, portfolios and businesses
Proactively engages team, partners and seniors to collaborate holistic client-centric approach
Highly Effective interpersonal skills
Solid organizational skills

Job Responsibility

Ensuring the portfolio management of applicable portfolio is consistent with industry leading practices and conforms to all internal credit procedures/policies, and all related regulatory expectations
Continuous engagement across ICM and with Wholesale businesses and Independent Risk senior stakeholders
understand any concerns regarding execution of EW / portfolio alerts and/or emerging risks which will need to be addressed by the team
Execute plans, strategy and objectives for EWCM / PMLE in an effective and innovative fashion
assess and report progress in meetings objectives including promotion of a healthy working culture
Partner with applicable global, regional and industry stakeholders across ICM and within WCR and Independent Risk in the design and calibration of metrics and indicators for EW and Portfolio Health, and credit monitoring standards for applicable portfolios
Assist in retaining talent
participate in budget development and monitoring of expenses
Assist as Subject Matter Expert in developing/enhancing Learning, Develop and Training for EWCM and PMLE
participate as guest speakers

Fulltime

Credit Risk Portfolio Officer

Institutional Credit Management (ICM) is a critical component of Citi’s First Li...

Location

United Kingdom , London

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

Bachelor’s/Master's degree in mathematics, science, finance/economics, risk management or a related field required
A minimum of 5 - 7 years credit risk experience at a major financial institution
Knowledge of Funds’ markets products and risk metrics
Excellent written and oral communication skills
Strong analytical skills
Strong problem-solving abilities
Sound risk and business judgment
Strong Excel skills ideally incorporating VBA, programming skills in Python is a plus

Job Responsibility

Maintain and manage credit exposures to Real Money Funds clients
Approve credit reviews as a first line of defense underwriter
Review and approve new Funds clients at onboarding to establish appropriate risk parameters and credit limits
Advise and approve large transactions or deals requiring individual risk assessment
Analyze and monitor client portfolios to ensure risks are controlled
Work with Risk colleagues on risk mitigation
Partner with businesses and quantitative teams on risk measurement enhancements
Perform daily and weekly risk analysis and reporting on portfolios
Communicate key findings to senior management
Conduct periodic review of the control environment

Fulltime

Leveraged Finance Credit Underwriting - Officer

The Global Leveraged Finance Underwriting Credit Team (LFU) within Institutional...

Location

India , Mumbai

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

4-7 years of credit analysis, origination, or relevant credit experience
well-developed analytical skills, including an understanding of key financial components (liquidity position, leverage profile with the ability to form independent opinions on credit and recognize emerging risks)
team player with strong work ethic who also works well with others at all levels
strong organizational skills with ability and willingness to work under pressure and manages time and priorities effectively
advanced knowledge of Microsoft Word, Excel, and PowerPoint
three statements financial modeling experience
ability to take on demanding responsibilities and work independently, while juggling multiple tasks at one time effectively manage deadlines and juggle multiple tasks at once
awareness and adherence to the control environment including Quality Assurance and Quality Control
MBA or CFA or CA

Job Responsibility

Assess the credit and financial strength of Citi’s most complex Large Corporate Clients by performing fundamental credit analysis of counterparties using both quantitative and qualitative factors
monitor the covered portfolio, including following industry trends, impacts to key relationships, and escalation of potential credit issues to LFU Underwriters, Risk and BCMA partners
evaluate and gain a strong understanding of clients' business model, financial performance, and key credit drivers across various industries, through both due diligence process as part of transactions and ongoing credit monitoring responsibilities
assess the borrower’s cash flow profile by building projection models used in assigning a regulatory rating and driving decision on the extension of credit to highly levered obligors
provide analytical support across LFU’s core functions: (1) Leveraged Lending transaction origination and credit approval
(2) portfolio management and early problem recognition
(3) global leveraged lending related projects and strategic initiatives

What we offer

Equal opportunity employer
reasonable accommodation for persons with disabilities

Fulltime

Officer - Structured Credit and Real Estate Underwriting

The Analyst will hold a critical role within the Structured Credit and Real Esta...

Location

India , Mumbai

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

1 to 3 years of credit, portfolio management or structuring experience in a financial institution, rating agency, financial guarantor, or asset management firm
structured credit/securitization experience is a plus
strong interest in structured products and credit analysis
strong Microsoft Office skills
modelling experience is a plus
strong attention to detail
oral and written communications skills
ability to work independently to meet tight deadlines and initiate ideas with other members of the SCREU team and Independent Risk to mitigate risk
Bachelor's degree/University degree or equivalent experience

Job Responsibility

Work proactively with the Underwriting team to ensure timely information flow/ communications among all internal stakeholders
monitor the ongoing compliance of assigned deals with the documented financing terms and conditions, portfolio performance and financial triggers with the aim of identifying and mitigating credit risks
assist with classification and risk rating processes, decisions and monitoring
review servicer reports for accuracy, investigate unusual data trends, identify deteriorating asset performance, and keep abreast of industry and market trends and customer-specific events
prepare annual credit approval and quarterly memos in a timely manner
model transactions for risk rating and stress testing purposes
assist with special projects including stress testing, portfolio concentration analysis, internal audit & reviews, risk rating processes, Credit Policies and Credit Programs across product groups
assist in reporting of Basel securitization parameters
maintain organized credit files for credit, regulatory, and compliance purposes and ensuring compliance with WCR policies and processes

Fulltime

Officer – Credit Underwriting – Leveraged Finance

The Analyst will hold a critical role within the Structured Credit and Real Esta...

Location

India , Mumbai

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

2 - 4 years of credit, portfolio management or structuring experience in a financial institution, rating agency, financial guarantor, or asset management firm
structured credit/securitization experience is a plus
strong interest in structured products and credit analysis
strong Microsoft Office skills
modelling experience is a plus
strong attention to detail
oral and written communications skills
ability to work independently to meet tight deadlines
Bachelor's degree/University degree or equivalent experience

Job Responsibility

Work proactively with the Underwriting team to ensure timely information flow/communications among all internal stakeholders
monitor the ongoing compliance of assigned deals with the documented financing terms and conditions, portfolio performance and financial triggers
review servicer reports for accuracy, investigate unusual data trends, identify deteriorating asset performance
prepare annual credit approval and quarterly memos
model transactions for risk rating and stress testing purposes
assist with special projects including stress testing, portfolio concentration analysis, internal audit & reviews, risk rating processes, Credit Policies and Credit Programs across product groups
assist in reporting of Basel securitization parameters
maintain organized credit files for credit, regulatory, and compliance purposes

What we offer

Extensive on-the-job training
exposure to senior leaders
traditional learning opportunities
chance to give back and make a positive impact through volunteerism

Fulltime

Chief Credit Officer

We are seeking a Chief Credit Officer to join our team in College Station, Texas...

Location

United States , College Station

Salary:

Not provided

Robert Half

Expiration Date

Until further notice

Requirements

Minimum of 10 years of experience in a credit officer role or similar
Proficiency in credit-related skills such as Commercial Credit, Consumer Credit, and Business Lending
Extensive knowledge and experience in Commercial Lending and Consumer Lending
Demonstrated understanding and application of Lending Policies
Familiarity with Lending Regulation is essential
Ability to lead, manage, and inspire a team
Strong analytical, decision-making, and problem-solving skills
Excellent communication and interpersonal skills
Proven track record in risk management and making data-driven decisions
Bachelor's degree in Finance, Business, or related field is required

Job Responsibility

Oversee and manage the credit administration, compliance, collections, and credit analysis functions
Review and manage financial institution loan policy and procedures to prevent loan losses
Oversee the full range of manager duties for the Credit Administration
Conduct analyses on all large loans and aggregate lending
Ensure the policy and procedure of the loan portfolio are effectively managed
Monitor and manage a team of credit officers
Handle customer inquiries and resolve any issues efficiently
Process customer credit applications accurately
Maintain accurate records of customer credit
Monitor customer accounts and take appropriate action when necessary

What we offer

Medical, vision, dental, and life and disability insurance
Eligibility to enroll in company 401(k) plan
Free online training

Fulltime

Officer - Structured Credit and Real Estate Underwriting

The Analyst will hold a critical role within the Structured Credit and Real Esta...

Location

India , Mumbai

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

3 to 6 years of credit, portfolio management or structuring experience in a financial institution, rating agency, financial guarantor, or asset management firm
structured credit/securitization experience is a plus
strong interest in structured products and credit analysis
strong Microsoft Office skills
modelling experience is a plus
strong attention to detail
oral and written communications skills
team player with strong work ethic
strong organizational skills with ability and willingness to work under pressure and manages time and priorities effectively
MBA or CFA or CA

Job Responsibility

Work proactively with the Underwriting team to ensure timely information flow/ communications among all internal stakeholders
monitor the ongoing compliance of assigned deals with the documented financing terms and conditions, portfolio performance and financial triggers with the aim of identifying and mitigating credit risks
assist with classification and risk rating processes, decisions and monitoring
review servicer reports for accuracy, investigate unusual data trends, identify deteriorating asset performance, and keep abreast of industry and market trends and customer-specific events
prepare annual credit approval and quarterly memos in a timely manner
model transactions for risk rating and stress testing purposes
assist with special projects including stress testing, portfolio concentration analysis, internal audit & reviews, risk rating processes, Credit Policies and Credit Programs across product groups
assist in reporting of Basel securitization parameters
maintain organized credit files for credit, regulatory, and compliance purposes and ensuring compliance with WCR policies and processes

What we offer

best-in-class benefits
work life balance

Fulltime

Credit Portfolio Officer

Citi

Location:
India , Mumbai

Category:
Finance

Contract Type:
Not provided

Salary:

Job Description:

Job Responsibility:

Requirements:

Nice to have:

Additional Information:

Job Posted:
January 09, 2026

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